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Bluevine Reviews 

11.703
•
TrustScore 4.5 uit 5

4,7

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Bluevine was super simple to apply, and approval came back in minutes. We had access to our LOC same day. We tried working with another company that was referred to us, still sitting in their queue... Toon meer

Beoordeeld met 5 van de 5 sterren

Outstanding service from start to finish. Michael explained every question I had in detail, helped me understand the entire process, and went above and beyond to make sure I was comfortable with every... Toon meer

Beoordeeld met 5 van de 5 sterren

Received a call from customer service, unprompted, just to see how my new account was going. Rep was incredibly helpful, walked me through getting a few things setup and stayed on the line until every... Toon meer

Beoordeeld met 5 van de 5 sterren

DENNIS WAS GREAT--PATIENT, PROFESSIONAL, KIND AND HE HELPED ME TREMENDOUSLY AND PUT MY MIND AT EASE. SOMEONE HAS BEEN ATTEMPTING TO TRICK ME INTO GIVING ACCES BY SENDING CODES TO GET INTO MY ACCOUNT... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Niet-bancaire financiële diensten
  2. ook in
  3. Financiële instelling

Over Bluevine

Geschreven door het bedrijf

Bluevine is the largest small business banking platform in the U.S.,* built to serve as the financial operating system for startups and small businesses. Founded in 2013, Bluevine helps companies manage their money through a single online account—allowing them to earn more, save more, borrow, and pay bills without ever stepping into a branch.

What does Bluevine offer?

Bluevine brings together the core tools small businesses need to manage their money. Do it all from one platform:

  • Earn high-yield APY on business checking**
  • Organize funds and separate expenses with sub-accounts
  • Manage accounts payable and send domestic or international payments with built-in bill pay tools
  • Accept and manage sales effortlessly with invoicing and payments, Tap to Pay, and more
  • Issue up to 50 business debit cards for your main account and sub-accounts
  • Access working capital through business loans and lines of credit***

How is Bluevine different from traditional banks?

Unlike traditional banks, Bluevine operates fully online and is built specifically for small businesses. Banking, payments, and credit tools are accessible through one dashboard, helping business owners save time and manage cash flow more efficiently.

Who is Bluevine for?

Bluevine is designed for small businesses, startups, and entrepreneurs looking for a modern alternative to traditional business banks—especially those who value easy online setup, flexibility, and integrated financial tools. Customers can learn more on our FAQ page.

Is Bluevine trusted?

  • 900,000+ customers served since 2013*
  • $16B+ in loans delivered to help businesses grow
  • $1.8B+ in managed customer deposits

Bluevine is backed by leading private and institutional investors, including Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, ION Crossover Partners, SVB Capital, Nationwide Insurance, and M12 (Microsoft’s venture arm).

To learn more about Bluevine’s business checking, loans, and payment tools, visit bluevine.com.


Bluevine is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. The Bluevine Line of Credit is issued by Celtic Bank. Other commercial credit products are offered by a variety of Bluevine’s third-party partners.

*As compared to publicly available data on the number of lifetime customer accounts held by other U.S. banking platforms dedicated to small businesses that offer both checking and lending services, as of January 2026. Customer and lending statistics include Paycheck Protection Program.

**Premier and Plus plan customers automatically earn annual percentage yield (“APY”) on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Terms of Interest Accrual incorporated into the Bluevine Business Checking Account Agreement.

***Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Additional fees apply.

****Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. $3,000,000 in FDIC insurance is offered by multiplying the standard $250,000 FDIC coverage across multiple banks. For complete details, please visit bluevine.com/business-checking/fdic-protection.

All your business banking in one place

Geschreven door het bedrijf

Simplify your business banking
Get paid, manage cash flow, send payments, and access working capital all from one easy-to-use platform, so you don’t need to juggle multiple tools.
Make the most of your money
Earn higher APY on business checking, plus pay no monthly fee for our Standard plan.**
Bank with confidence
Get up to $3 million in FDIC insurance, custom spend limits and alerts, and a suite of fraud controls to help keep your money safe.****

Contactgegevens

Promotion box for Bluevine

Largest SMB banking platform in the US*

Manage business checking, payments, and lending seamlessly.

4,7

Uitstekend

TrustScore 4.5 uit 5

12K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Vraagt klanten om een review

Dit bedrijf nodigt klanten uit om een review achter te laten. Deze mag zowel positief als negatief zijn.

Bij Trustpilot draait alles om menselijke content. Dit bedrijf kan echter ook onze AI-ondersteunde tool gebruiken die ze helpt bij het schrijven van hun reacties.

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4,7

Alle reviews

(11.703)

2.566 reviews in de afgelopen 12 maanden

Een review schrijven
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Beoordeeld met 5 van de 5 sterren

Bluevine is great

Bluevine has been great!
The customer service is wonderful and both the website and the app have been easy to use.

16 september 2026
Beoordeeld met 1 van de 5 sterren

80+ days, no resolution, no phone support on a $500 business dispute

I've had a business checking account with Bluevine and filed a debit card dispute on July 1, 2026 for a $500 unauthorized charge (Case 26070200986C). It's now been over 80 days with no resolution.
Bluevine's own policy states a 60-90 day resolution window, but in that time I've received almost no real updates — just repeated messages restating the same policy language. I've asked in writing multiple times whether a Mastercard chargeback was even filed on this transaction, and never gotten a straight answer.
When I asked for a phone number or a named contact above my current rep, I was told outright that Bluevine doesn't provide phone support or supervisor escalation for business account disputes. For a bank handling real business funds, that's a serious gap. If you're a small business owner considering Bluevine, know that if something goes wrong with a transaction, you may be on your own for months with no way to actually talk to anyone.
Provisional credit was also denied on this dispute, which Bluevine says is standard for business accounts — worth knowing before you rely on this account for anything time-sensitive.

1 juli 2026
Review zonder uitnodiging
Logo Bluevine

Antwoord van Bluevine

Hi Benjamin,

We understand how frustrating it can be to wait for the outcome of a dispute, particularly when it involves funds that are important to your business. We also hear your concerns about the communication and support you’ve received throughout the process.

Disputes can require time to investigate and resolve, and timelines may vary depending on the circumstances. For privacy and security reasons, we’re unable to discuss the details or status of a specific dispute publicly. Please continue working with our team through our secure support channels, or reach out at https://www.bluevine.com/contact-us so we can review your concerns.

If we’re able to resolve your concerns, we’d appreciate it if you’d consider updating your star rating to reflect your experience.

– The Bluevine Team

Beoordeeld met 5 van de 5 sterren

One of the best business banking…

One of the best business banking experiences I have had to date. The ease of deposits transfers and debits can not be beat. Fast response to issues if and when they arrive. Amazing account controls from monthly transfers to user management. Control of account access is a breeze. From vitural cards to physical ones you can control so many features. Big company's to little ones like mine trust bluevine for your bussiness bankruptcy needs.

19 september 2026
Beoordeeld met 5 van de 5 sterren

It was so easy

It was so easy. Application was quick. My approval came back immediately. My money was deposited the next day. I recommend Bluevine to anyone.

15 september 2026
Beoordeeld met 5 van de 5 sterren

After opening your new account

I really like how they do an immediate follow up after opening your account. I was called and explained into detail my entire account and told the upcoming plans to add to the platform. I will highly recommend this to my friends that have businesses!!

18 september 2026
Beoordeeld met 1 van de 5 sterren

Tell me how to qualify with more details

Tell me how to qualify with more details

18 september 2026
Logo Bluevine

Antwoord van Bluevine

Hi Thorjinn,

Thank you for your feedback. We understand that having more clarity around the qualifications for a Line of Credit can be helpful when considering your financing options.

Eligibility is based on several factors, and each application is evaluated individually. For more information about our requirements or questions about your specific application, please reach out to our team securely at https://www.bluevine.com/contact-us.

If we’re able to provide the clarity you’re looking for, we’d appreciate it if you’d consider updating your star rating to reflect your experience.

– The Bluevine Team

Beoordeeld met 5 van de 5 sterren

My experience with Bluevine has been…

My experience with Bluevine has been great so far. The approval process was extremely fast, and I appreciated having direct access to my line of credit without unnecessary delays. My first withdrawal was straightforward, and the funds arrived quickly.

The communication and customer service have also been excellent. Mark followed up personally to make sure everything went smoothly, which made me feel supported throughout the process.

Bluevine is doing a great job providing fast decisions, convenient access to funding, a smooth withdrawal process, and responsive customer support. As a small-business owner, having reliable access to working capital when it is needed is extremely valuable.

18 september 2026
Beoordeeld met 5 van de 5 sterren

First class service

Monica was great! Very informative from the initial call and patient through the end while walking me through the account setup. Thanks, Monica! Looking forward to my relationship with Bluevine

18 september 2026
Beoordeeld met 5 van de 5 sterren

My point of contact

My point of contact, Michael was so helpful and knowledgeable about my account features. He was able to answer all of my questions and introduce me to other opportunities Bluevine offers. Highly recommend!

17 september 2026
Beoordeeld met 1 van de 5 sterren

closing my account unexpectedly without…

closing my account unexpectedly without justification

15 september 2026
Logo Bluevine

Antwoord van Bluevine

Hi Stephanie,

Thank you for taking the time to share your experience. We understand how frustrating an unexpected account closure can be, particularly when you feel you haven’t received sufficient clarity around the decision.

A supervisor has reached out to you directly via email to address your concerns and provide further assistance. We encourage you to continue the conversation there so we can discuss your situation securely. If you need additional support, you can also reach us at https://www.bluevine.com/contact-us.

If we’re able to resolve your concerns, we’d appreciate it if you’d consider updating your review to reflect your experience.

– The Bluevine Team

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