Got an offer from them after applying and being "pre approved" for $125000 The offer was $39000 Term: 13 Months Payment: $1,030 per WEEK! 56 total weekly payments With a 3% Origination Fee Tha... Toon meer
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Lees wat reviewers zeggen
Two things... I was incredibily turned off by their reps in terms of pressure and wanting to get the funding closed faster. I get that they're sales people and I get that they're using sc... Toon meer
Scammers!! They are one of the top financial scammers in the market, dont ever go to them, they steal your data sell it to other and then you are bombarded with calls n msgs, not a real lender. Nev... Toon meer
The eb and flow of business can be a hard place to navigate. The team I was working with, including Diego, was very supportive along the way when things looked like I needed additional assistance. H... Toon meer
Bedrijf heeft geantwoord
Bedrijfsgegevens
Over Cardiff, Inc.
Geschreven door het bedrijf
Since 2004, Cardiff has been dedicated to a single, clear mission: empowering small and medium-sized businesses by providing fast, flexible, and accessible financing solutions. We know firsthand that owning and running a business is hard work, and securing the capital you need shouldn't add to that burden. Because traditional bank lending can be rigid, slow, and overly reliant on perfect credit, we've built a streamlined alternative designed for the real-world needs of modern entrepreneurs.
Cardiff's philosophy is simple: we provide funding for your business, on your terms. We offer a diverse suite of financial products, including Working Capital, Equipment Financing, and Business Credit Cards. Whether you're looking to scale your operations, upgrade essential machinery, or manage seasonal revenue fluctuations, we have a tailored solution to help you keep moving forward.
We know that time is money. Our secure online application takes just a few minutes, with preliminary approvals often generated in under 5 minutes. Once approved, we can deliver funds directly to your business checking account as fast as same day. You don't need a spotless credit history to work with us. We look at the bigger picture of your business's health, revenue, and potential rather than just a single credit score.
Customer success is at the very heart of everything we do. We're constantly striving to improve our services and cut through the red tape, and your honest reviews are essential to helping us grow. Whether you've recently secured a working capital loan with us or utilized our equipment financing, we would love to hear about your experience.
Why Businesses Choose Cardiff
Geschreven door het bedrijf
- When you need capital, waiting isn't an option.
- We built our process around same-day funding so you can act on the opportunity in front of you, not the one that's already passed.
Risk-Free Application
3-minute application, no credit impact
Checking your funding options takes about 3 minutes and won't affect your personal credit. There's no obligation to accept. Apply, see what you qualify for, and decide from there.
Contactgegevens
330 S Cedros Ave #202, 92075, Solana Beach, Verenigde Staten
- (888) 234-0166
- cardiff.co
Fast, flexible funding on your terms
2,7
Slecht
25 reviews
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Dit bedrijf nodigt klanten uit om een review achter te laten. Deze mag zowel positief als negatief zijn.
Heeft 71% van zijn negatieve reviews beantwoord
Reageert doorgaans binnen 1 week
Zo gebruikt dit bedrijf Trustpilot
Ontdek hoe ze hun reviews verzamelen, beoordelen en modereren.
Customer service is good but the…
Customer service is good but the products are absolutely horrible, the loan products are awful. The most expensive by far
1 augustus 2026
Antwoord van Cardiff, Inc.
Thank you for the feedback, and we're glad the customer service side lived up to what you were looking for. On the products, rates and terms vary quite a bit from business to business and come down to a number of factors, so what's available in one situation can look very different in another. If you'd like to go over your options or see what else might be a better fit, we'd welcome the chance to talk it through. Please message us on here or reach out to your rep directly and we'll take a closer look.
Fast and easy!
6 januari 2026
Antwoord van Cardiff, Inc.
Thanks, Kathy! Fast and easy is exactly how funding should be. Glad we could make it happen for you, and we're here whenever you're ready for what's next.
The eb and flow of business can be a…
The eb and flow of business can be a hard place to navigate. The team I was working with, including Diego, was very supportive along the way when things looked like I needed additional assistance. He came in and worked with me the entire way, helping me keep my business moving and completing essential contracts.
11 augustus 2026
Antwoord van Cardiff, Inc.
Thank you, Francesco! Being there to help you push through the tougher stretches is exactly what we're here for. Diego will be thrilled to hear this, and we'll make sure it reaches him. It's been a real pleasure working with you, and whenever the next opportunity comes around, we'd be glad to be in your corner again.
I did not have a good experience
I did not have a good experience, after I rejected their loan offer they sold my information and now I get 10-20 calls, texts and emails a day because of them. I can prove it was them because I use a unique email and phone number when I apply to these kinds of things. Really crappy company!!!
Why would you sell people's information???? Not only they didn't help, they have wasted so much of my time now dealing with these calls.
REPLY to RESPONSE:
I appreciate the response but it's not helpful, I can prove that my information was shared by Cardiff and if you say you don't sell info then that is worse and you have been hacked. Please tell me exactly how to contact you as the main number was not helpful at all and I will be happy to provide proof.
24 maart 2026
Review zonder uitnodiging
Antwoord van Cardiff, Inc.
Hi Vic, we absolutely get why you're frustrated, but we don't sell customer information, so this wouldn't be coming from us on that end. Please provide your business name here, or you can reach out to your dedicated rep directly. We'll pull up your application and get this figured out.
Horrible experience horrible customer…
Horrible experience horrible customer service high interest and they don’t work with you with anything extremely high weekly payments
16 september 2025
Review zonder uitnodiging
Antwoord van Cardiff, Inc.
Hi Adrian, Cardiff strives to make sure business owners feel heard and supported. A lot of factors go into the rates and terms, and we do our best to tailor our service to each business owner's needs. We're always looking to improve, so if you'd like to tell us more about your experience, please message us on here or reach out to your dedicated rep directly.
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