Cixumfintech Reviews 

This company doesnt deserve any stars and im surprised that Trust pilot is still allowinh them on their platform. This company changed their name 3 time and are currently negotiating with customers with the money that they took from customers saying that if they take their review down, they will give them their money that's rightfully old! PLEASE BE AWARE OF THIS COMPANY

I’M ABOUT TO SUE THEY ASS SOME HEFTYYYYY !!!! DONT TRUST THESE SCAMMING ASS PEOPLE. WHOEVER OPERATING BEHIND THIS GOTTA RUDE AWAKENING IF THAT MONEY DONT HIT THAT ACCOUNT BY NEXT WEEK

They scamming mfs DONT TEUST THEM AT ALLLLLLLLLLL THEY SCAMMED MY SISTER

Honestly… I’m upset It was a requirement to have to leave any star at all! I would not recommend this company. They’re scammers, DON’T WASTE YOUR TIME OR YOUR DIME! I am out of almost $1500 that I have yet to receive back. Then had the nerve to bribe me a partial refund in exchange of removing my review. I’ll be taking them to court asap!

This is a scam! Don't trust them

I would Rate them 1 star if I could!!!!!! don’t EVAAAAAAAAAAAAAAAAAAAAAAAAA DO BUSINESS WITH THEM!!! They will leave you high and dry!!!! ASSED OUT!!!!

They are scammers and liars. They would take money

Working with Cixumfintech has been a very positive experience. They were responsive, patient, and always willing to answer questions clearly. Their guidance helped me launch my new business with confidence while teaching me valuable steps I can apply independently going forward.

My experience was smooth from start to finish. Team explained everything clearly, stayed supportive throughout process, and delivered what was discussed.

Communication was easy, and funding support helped move forward with future business growth and investment plans.

I am very pleased with the progress I've achieved so far.

My funding advisor, is highly experienced and has guided me through several challenging steps on my credit journey.

My credit profile looks very strong today, thanks to what I've learned and applied.

I have been working with them for a year now and they helped me secure business funding and improved my credit score!

The turnaround time was impressive. I received approval in under a day, and the documentation was minimal. My advisor was well informed and explained everything clearly.

PLEASE DONT FALL FOR THIS SCAM!!!!! SCAM...SCAM!!..don't give him any info!!!!...HE WILL TAKE YOUR MONEY!!!!!!...this disgusting example of a human being is a FRAUD!!!!>>>>>and don't even think about responding to this review!. should be ashamed of yourself ...u may be able to sleep at night but I promise you ...your judgement is coming Tenfold...we have families just like u...

This updated review is in response to the message from Fundpera's latest reply dated May 3.

Fundpera has been citing a “bank account hold” since October 2025 as the reason funds have not been returned. As of today, that would represent a delay of approximately seven months with no refund issued.

While I cannot verify internal banking matters, it is difficult to reconcile the claim of an ongoing account restriction with Fundpera’s continued public representations of normal operations and the appearance of recent positive reviews. At minimum, this raises legitimate questions about the accuracy and consistency of the explanations being offered.

What remains undisputed is that:

Funds were paid upfront;
No funding was delivered;
A refund was requested months ago and acknowledged;
The funds have still not been returned.

Intentions and explanations do not resolve this issue. Only the return of the funds will. Until that occurs, this matter remains unresolved.

****UPDATE****
After months and months of no contact, and no responses, this company eventually refunded 50% of what was provided. It does not address their failure, but they did refund a portion. My overall experience and recommendation remains the same.

SCAM********SCAM*********SCAM*******

THIS is NOT A FAKE REVIEW

On April 23rd 2025 I paid $450 for credit repair & to build business credit to Fundpera I was advised me that they could help repair my credit & build business credit. I never heard from them on what items were disputed & never received any dispute inquiries from the credit bureaus. So after of months of no updates & no progress I received a email that they can help with business funding & I need to pay $1200 it was at that point I realized I was being scammed. I never spoke to anyone by phone it was always by email. So on on 11/13/2025 I filed a dispute with my credit card company for the $450 the credit card company Brightway I was just informed that they never received a response from Fundpera so Brightway states that they ruled in Fundpera favor. I was scammed out $450 & they are upholding a scammer. I submitted emails, & reviews from the internet where people had complaints. Where did it become possible where a company can scam people & the consumer financial institution supports the thief.

On April 23, 2025, I paid $450 to Fundpera for credit repair services and assistance with building business credit. I was advised that the company would dispute negative items on my credit report and help establish business credit.

Despite repeated attempts to obtain updates, I never received documentation showing that any disputes were filed, nor did I receive any dispute notifications from the credit bureaus. After several months, there was no progress, communication, or evidence that any services had been performed.

On October 13, 2025, I received an email from Fundpera stating that they could assist with business funding if I paid an additional $1,200. At that point, I became concerned that the company had not provided the services I paid for.

All communication with Fundpera was conducted via email only. I was never able to speak with anyone by phone. Based on my prior experience with legitimate credit repair companies, I am familiar with the credit repair process and understand that consumers receive notifications from credit bureaus when disputes are filed. No such notifications were ever received.

On November 13, 2025, I filed a dispute with my credit card issuer regarding the $450 charge. Fundpera has refused to issue a refund and has since stopped responding to phone calls and emails.

I believe Fundpera failed to provide the services promised and engaged in unfair and deceptive business practices. I am requesting a full refund of the $450 paid for services that were never rendered.

They ask for fees. Paperwork looks good. They tell you it’s quick, “next day - 1 week.” I’ve received no funds, no refund, and only excuses after. Suddenly, after deposit, delay was expressed as normal for the holidays. This was a contradiction to the expected processing time quoted. It’s been almost two months waiting.

Do not use! Took my origination fee of 2300 and never delivered anything. Several calls have been made and emails to get my money back. No answer, don't bother.

The representative was patient, polite, and very professional. He kept me informed the whole time and explained each step clearly. Every question was answered in detail, which made the process smooth and stress free.

Customer service was excellent, and the approval process moved faster than I expected. Everything was handled efficiently from start to finish.

⚠️ SCAM — DO NOT DO BUSINESS WITH THIS COMPANY
I was scammed out of $1,355 by this company. They presented themselves as a legitimate funding company, took my money, and failed to provide the services promised. Once payment was made, communication became inconsistent and ultimately led nowhere.

I have since learned that others have had similar experiences. I am leaving this review to warn others so no one else loses their hard-earned money the way I did. Please do your research and proceed with extreme caution.