Contractor FinancialReviews 

I can’t recommend Sophie and the team enough got me out of an awful previous mortgage and made the whole process so stress free with quick responses to any query I had.

Billie made the whole process really easy from start to finish. She was great to deal with, always helpful, professional, and kept everything straightforward throughout. She helped me renew my mortgage and also arranged my life and critical illness insurance, explaining everything clearly and making the whole experience stress-free. Excellent service from Billie and her team — I would highly recommend them to anyone looking for mortgage or insurance advice

The service provided by Sophie Kemp couldn't have been any better. She helped me with my first ever mortgage after a difficult divorce. She walked me through the whole process and provided reassurance. Any email I sent was answered within minutes. Sophie repeated this with my remortgage. She got me a great rate just before they went up again. I also needed help setting up a private pension and Sophie was able to refer me to a fabulous Financial Advisor. Honestly I can't recommend them enough.

Had a great experience from the team.
There support, assistance and guidance through the process of buying our First home was great and really appreciated.

Sophie was supper helpful she handled my mortgage application professionally and efficiently, she explained various options available to me, she was very helpful and responsive through out the process, and secured a mortgage offer in two weeks. One of the best mortgage advisors I have worked with

Sophie has been super helpful in explaining different Mortgage products, the pro's and con's of each offering and what would genuinely be best for us to work with.

Sophie even went the extra mile in notifying us of better products adhoc to make sure we have the best possible mortgage available to us, working swiftly to make sure best rates had been secured.

100% would recommend to family & friends, and would use again!

Efficient, knowledgeable and helpful every step of the way, thanks very much Mike!!

Thank you to Billie & team for a pleasant experience when buying my first home
Billie was very informative and answered all questions promptly
You made the process so simple and I look forward to using you again for my remortgage

⭐️⭐️⭐️⭐️⭐️ Outstanding service – truly went above and beyond

I cannot recommend this mortgage broker highly enough. From start to finish, the service was exceptional, professional, and genuinely supportive.

Sophie and Billie were absolutely outstanding. They went above and beyond at every stage, taking the time to explain everything clearly, answer questions patiently, and give honest, solid advice tailored to my circumstances. Nothing ever felt rushed or like too much trouble.

As a contract worker, navigating mortgages can feel stressful and uncertain, but Sophie and Billie really understand the complexities and know exactly how to support people in non-standard employment. Their knowledge, reassurance, and attention to detail made what could have been an overwhelming process feel manageable and even positive.

If you are a contract worker or simply someone who needs reliable, trustworthy advice, I would not hesitate for a second to recommend them. Their dedication, professionalism, and care truly set them apart.

Thank you, Sophie and Billie — I couldn’t have done this without you.

We had an excellent experience working with Jo at Contractor Financial. She supported my wife and me with a range of insurance arrangements and guided us through the entire process with clarity and professionalism.

Jo was extremely knowledgeable, thorough, and patient, taking the time to understand our individual circumstances and tailoring everything to suit our specific needs. She explained all options clearly, made the process straightforward, and ensured we felt confident in every decision.

What really stood out was her flexibility and consideration — she accommodated my requirements without hesitation and handled everything efficiently from start to finish. We felt genuinely supported throughout.

We would highly recommend Jo and Contractor Financial to anyone looking for reliable, professional, and personalised Insurance (Life, Critical Illness, Income Protection etc).

We would highly recommend Sophie, she helped us remortgage stress free and went above and beyond to help us secure the best deal we could!

Sophie and the team are very knowledgeable, approachable and provide great services!

Thank you for your help!

Sophie and Billie have been amazing. Made the complicated simple to digest and understand, no question was too silly or made to feel stupid for asking it. Especially when thinking of personal protection/insurance, which is tricky to understand what the benefits are to each and how it can best benefit me if anything should ever happen.

Sophie and Billie reassured me every step of the way, through their human communication style, attention to detail and attentiveness with each interaction.

They are incredible at what they do and how they do it.

Would highly recommend using this company.

Thank you for all you do Sophie and Billie

Billie and her team was really helpful and put me at ease when going through the process.

would highly recommend

Thank you

Jo was very helpful in organising the remortgage for my BTL. She helped me secure a good rate well in advance of renewal and then double checked the available rates throughout the process to make sure I still had the best rate.

Sophie and Jo were both very professional, friendly and took time to explain everything to me. It made the whole experience very easy. I got good advice and not just advice that would benefit them. I would definitely recommend them.

Being a day rate contractor means that sometime my finances and accounts can be slightly more difficult to work through for mortgaging and insurance purposes. Billie, Jo and the team at Contractor Financial are exceptional. They’re very knowledgable with all the latest market products available for contractors and are great at making the choices clear and timely. I most certainly wouldn’t consider changing now that I have access to such an A* support system.

Billie was absolutely fantastic—knowledgeable, supportive, and made the entire process feel so much easier. Navigating it all on my own, I was really nervous, but Billie’s guidance gave me so much confidence. At the beginning, I was unsure if I could even proceed, as my final offer ended up being slightly above what I initially thought I could borrow. But Billie made it work, and thanks to her, I was able to secure the perfect little home for myself. I’m so grateful—thank you, Billie!

I’ve been a contractor now for 5 years. Had a few different financial advisors/consultants but these guys, for me personally, are in a league of their own.

No task is too small, they take away a ton of stress and worry, every decision is consulted and explained in a way that makes sense to a layman like myself.

Cant praise them enough, saved us a ton of time and money.

As first-time buyers, we were so nervous and unsure about the whole mortgage process — but Sophie and Billie were amazing from start to finish. They were always there when we needed them, full of knowledge, and explained everything clearly to help put our minds at ease. They made the whole experience so much smoother, even chasing things up on our behalf. We felt completely supported every step of the way. Couldn’t recommend them more! Would 100% use them again!