Seit November 2023 bin ich in Debitum Investments mit P2P-Krediten investiert. Durchschnittlich über 13 % Zinsen. Keine Ausfälle, solide und zuverlässig wie ein Uhrwerk. Bin sehr zufrieden und kann... Toon meer
Bedrijf heeft geantwoord
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Ehrlich gesagt, Debitum hat mich positiv überrascht – Transparenz, Stabilität, alles so, wie es sein soll. Die Rendite liegt etwas über dem Marktdurchschnitt (etwa 13 %), Auszahlungen funktionieren... Toon meer
Bedrijf heeft geantwoord
Wonderfull experience! All is clear and without little letters, great platform, simple to use and to understand! I am here more than 2 years, all working, no late paying and good interests!
Bedrijf heeft geantwoord
A plataforma é boa, os pagamentos são feitos sem atrasos e a interface é intuitiva. Mas parece que o Debitum se tornou mais voltado para investidores conservadores. Na Maclear, a rentabilidade é ma... Toon meer
Bedrijf heeft geantwoord
Bedrijfsgegevens
Geschreven door het bedrijf
An online investment platform that allows investing in various business loans around Europe.
Contactgegevens
Dzirnavu iela 67, LV-1011, Riga, Letland
- +37120005452
- support@debitum.investments
- debitum.investments
4,1
Goed
139 reviews
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Buenos intereses con pagos mensuales
Buenos intereses con pagos mensuales. Plataforma segura y regulada
2 juli 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hola,
Muchas gracias por compartir su opinión. Nos alegra saber que valora los intereses ofrecidos, los pagos mensuales y la seguridad de una plataforma regulada. Agradecemos su confianza en Debitum.
ENG:
Thank you very much for sharing your feedback. We are pleased to hear that you value the interest rates, monthly payments, and the security of a regulated platform. We appreciate your trust in Debitum.
Good reputation
Good reputation, easy and trustworthy to invest.
9 juli 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hello,
Thank you for your positive feedback.
We are glad to hear that you find Debitum a good and trustworthy investment platform.
Molt bona opinió sobre la gestió…
Molt bona opinió sobre la gestió d'inversió a Debitum.
Sense cap problema, bona comunicació amb el suport i molt content amb els interessos rebuts mensualment.
9 juli 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hola,
Moltes gràcies per compartir la vostra experiència. Ens alegra saber que esteu satisfet amb la gestió de les inversions, la comunicació amb el nostre equip de suport i els interessos rebuts mensualment. Agraïm molt la vostra confiança en Debitum.
ENG:
Thank you very much for sharing your experience. We are pleased to hear that you are satisfied with the investment management, communication with our support team, and the monthly interest received. We truly appreciate your trust in Debitum.
Plataforma muy seria
Una plataforma muy seria, proyectos con gran respaldo, ingresan los intereses puntualmente según las condiciones establecidas y tanto los retiros como los ingresos son rápidos, la recomiendo 100%.
Seguid así, gracias por vuestro trabajo.
9 juni 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hola,
Muchas gracias por su excelente valoración y por recomendarnos.
Nos alegra saber que valora la calidad de las oportunidades de inversión, el pago puntual de los intereses y la rapidez de los depósitos y retiros. Agradecemos mucho su confianza y apoyo.
Eng
Thank you for your excellent review and recommendation.
We are pleased to hear that you value the quality of the investment opportunities, timely interest payments, and the speed of deposits and withdrawals. We truly appreciate your trust and support.
Experience 100%
Experience 100%! All is clear, great plataform, simple to use, to understand! I am here more than 1 year, all working, no late paying and good interests!
9 juli 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hello,
Thank you for sharing your experience.
We are pleased to hear that you find Debitum clear, easy to use, and reliable. We truly appreciate your trust and support over the past year.
Very satisfied with Debitum
Very satisfied with Debitum, but I would appreciate a second market.
9 juli 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hello,
Thank you for your feedback.
We are working on a new product that will be launched very soon, so please follow us on Telegram or subscribe to our emails for updates.
A pretty good business loan platform with some controversy...
I've been investing on Debitum since 2020. Mostly good experiences myself, good returns, great loyalty program. But you must check yourself, do your due diligence, there has been some controversy around loan originators, concentration and refinancing risk, etc. For now, I continue investing. After all, it's one of the few MiFID II platforms, regulated by Latvijas Banka.
15 mei 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hello,
Thank you for sharing your balanced and thoughtful review.
We are glad to hear that you have had mostly positive experiences with Debitum since 2020 and that you value the returns, loyalty program, and our status as a regulated MiFID II investment platform supervised by Latvijas Banka.
You are absolutely right that investors should always perform their own due diligence before investing. At Debitum, we aim to provide clear information about each investment opportunity, loan originator, risks, and available security mechanisms so investors can make informed decisions.
We also appreciate your point regarding concentration and refinancing risks. These are important considerations in any investment activity, and we continuously work on improving transparency, diversification opportunities, and risk-related information on the platform.
Thank you for your continued trust and for being part of Debitum.
Dringende Warnung! Finger weg von dieser Plattform!
Ich habe im April über einen Link von Northern Finance ein Konto bei Debitum eröffnet, da diese Plattform im Ranking sehr gut abgeschnitten hat. Mit der ersten Überweisung und Anlage von 1.000€ ging alles reibungslos. Als dann weitere 1.000€ überwiesen habe, erfolgte keine Gutschrift. Auf Nachfrage sollte meine Adresse verifizieren. Dies habe ich bereits bei Kontoeröffnung mit meinem Personalausweis und Eier zugegeben geschwärzten Telekomrechnung getan!
Seit dem 30.04.26 verweigert Debitum die Gutschrift sowie Rücküberweisung auf mein Konto!
Ich habe mich bereits bei Northern Finance und der Verbraucherzentrale beschwert. Nach Ablauf der dreiwöchigen Frist werde ich mich auch bei dem Europäischen Verbraucherzentrum Deutschland beschweren! Weiterhin werde ich das unseriöse Verhalten an die Medien weitergeben.
Ich kann nur vor dieser Plattform abraten und bin gespannt, ob ich mein Geld je wiedersehe!
30 april 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hello,
We are aware of this situation and are currently waiting for your response to our emails regarding this case. Additional verification documents were requested because further deposits exceeded the applicable verification threshold.
As a regulated and compliant investment platform, we are required to request additional verification documents once certain investment thresholds are reached. These procedures are part of our regulatory obligations and apply equally to all investors.
Please continue communication with our support and compliance team and let us know your final decision regarding the requested verification documents so we can assist you further.
Buena plataforma. Fiable
Buena plataforma. Muy fiable. Buena rentabilidad. Estoy contento con el rendimiento y funcionamiento de Debitum. Totalmente recomendable. Llevo invirtiendo desde agosto de 2025.
23 april 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hello,
Thank you for your feedback and for investing with us since August 2025.
We are glad to hear that you find the platform reliable and are satisfied with both the returns and overall functionality. Your recommendation and continued trust are highly appreciated.
Ich bin seit einiger Zeit in Debitum…
Ich bin seit einiger Zeit in Debitum investiert und kann nur betonen, wie gut diese Plattform funktioniert und alle meine Investitionen pünktlich zurückzahlt. Ich bin begeistert von der Rendite und der Kommunikation.
23 april 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hello,
Thank you for your kind words and for being with us on your investment journey.
We are glad to hear that your experience on the platform has been smooth and that you are satisfied with both the returns and the communication. Ensuring timely repayments and transparent updates is a key priority for us.
We truly appreciate your trust and continued support.
So far so good (2026)
Hello, i have been using it since summer 2025, so far so good, i receive every day/month on the time predicted. I didnt actually tried to make an withdraw tho because i always re-invest my gains, although i would prefer another deposit method to avoid international transfer taxes since i´m not from Latvian.
23 april 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hello,
We are happy that you are satisfied with Debitum!
At the moment, we have two options: a manual transfer and internet banking. We are planning to have card payments in the future.
Bonjour
Bonjour, Validation cni impossible, validation visage non valide. Contact "nous contacter" du site, page introuvable. Bref red flag!
21 april 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hello,
We are sorry that you had a bad experience with identity verification.
You can contact support by sending a message to support@debitum.investments, and we will be happy to help.
Difficulties with openning an account
Terrible experience just trying to open an account. If you are an investor, they make your life extremely difficult, asking for document after document regarding your income. Even if you have money available in your bank account and want to invest, they still don’t accept it. Not worth the time or energy. I was never able to get my account verified, even though I have accounts with other reputable platforms, so I requested the deletion of my account. Meanwhile they answered to my e-mail explaining that document was only to improve limits, I will see how it goes.
15 april 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hello,
We are sorry to hear about your experience and that the onboarding process felt frustrating.
Please understand that as a regulated investment platform supervised by the Bank of Latvia, we are legally required to carry out strict identity, KYC (Know Your Customer), and Source of Funds checks. These are not optional steps, but mandatory regulatory requirements designed to protect both investors and the platform from fraud, money laundering, and financial crime.
In some cases, additional documentation may be requested, particularly when increasing investment limits or verifying the origin of funds. While this can feel excessive, these checks are applied consistently to all users and are essential to ensure a secure and compliant investment environment.
We understand that this process may differ from other platforms, but it reflects the higher regulatory standards we operate under. That said, your feedback is very important, and we are continuously working to make the verification process as smooth and transparent as possible.
If you are open to it, we would appreciate the opportunity to review your case individually and provide direct assistance.
Mi dinero trabaja
Llevo desde Septiembre con ellos y muy contento con su puntualidad en los abonos de intereses y la devolución de los capitales invertidos.
Han mejorado la seguridad para entrar en la web y ahora siempre hay q pasar la doble autenticación, algo fundamental para proteger tu cuenta y que me gusta.
Aunque hay poca variedad de empresas ofreciendo prestamos siempre hay disponibilidad y variedad temporal.
Que siga así!!!
28 maart 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hola,
Gracias por sus comentarios detallados y por estar con Debitum desde septiembre.
Nos alegra saber que la puntualidad en el pago de intereses y la devolución del capital invertido ha cumplido con sus expectativas. La fiabilidad en los pagos es una parte fundamental de la plataforma, por lo que es importante para nosotros que esto se refleje en su experiencia.
También es muy positivo ver que valora las mejoras en seguridad. La autenticación de dos factores es un elemento clave para proteger las cuentas de los inversores, y seguimos trabajando continuamente para reforzar la seguridad de la plataforma.
Sus comentarios sobre la disponibilidad de activos y la variedad de plazos también son muy valiosos. Estamos trabajando activamente en ampliar nuestra red de socios, manteniendo altos estándares de calidad, para garantizar un flujo constante de oportunidades de inversión.
Gracias nuevamente por su confianza y por compartir su experiencia.
ENG
Hello,
Thank you for your detailed feedback and for being with Debitum since September.
We are glad to hear that the punctuality of interest payments and principal repayments has met your expectations. Reliability in payments is a core part of the platform, so it is important to us that this is reflected in your experience.
It is also great to see your appreciation for the improved security measures. Two-factor authentication is a key element in protecting investor accounts, and we continuously work to strengthen platform security.
Your comments about asset availability and loan term variety are equally valuable. We are actively working on expanding our partner network while maintaining strict quality standards to ensure a consistent flow of investment opportunities.
Thank you again for your trust and for sharing your experience.
So far
So far, everything has gone just fine: interest, tax, verifying, solutions to problems. I invest via Debitum Investments because it has one of the highest interest on loans, a community forum where also workers of Debitum take part, and a working customer support be it via email or web conferencing.
11 maart 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hello,
Thank you for sharing your experience. We’re glad to hear that you’ve found Debitum Investments’ interest rates, community forum, and customer support helpful.
Our team works hard to provide a smooth and transparent investment experience, and it’s rewarding to know that it’s making a difference for our investors.
Contento
Llevo varios meses y de momento ningún problema. Todo correcto y funcionando.
1 juni 2025
Review zonder uitnodiging
Antwoord van Debitum Investments
Hola,
Gracias por tu comentario y por compartir tu experiencia con Debitum.
Nos alegra saber que todo está funcionando correctamente y que hasta ahora no has tenido ningún problema. ¡Esperamos que sigas teniendo una experiencia positiva en la plataforma!
ENG
Hello,
Thank you for your review and for sharing your experience with Debitum. We are glad to hear that everything has been working well for you so far and that you have not encountered any issues.
We hope your experience on the platform continues to be positive.
Plataforma confiable
Plataforma confiable. Cumple lo que promete. Seguiré invirtiendo.
11 maart 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hola,
Gracias por su reseña y por confiar en Debitum.
Nos complace saber que la plataforma cumple con sus expectativas y apreciamos su continua confianza al invertir con nosotros.
Hello,
Thank you for your review and for your trust in Debitum.
We are pleased to hear that the platform meets your expectations and appreciate your continued confidence in investing with us.
Good investment assets
Good investment assets - forests, lands, which stands out compared to consumer loan p2p platforms.
11 maart 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hello,
Thank you for your review! We’re glad you appreciate the unique investment opportunities on Debitum Investments.
Our platform focuses on asset-backed securities and notes, including forests and land, offering investors diversified options that go beyond typical consumer loan P2P platforms.
precision , trust , serious
always on time , always reliable Yes ,they sometimes seem to over verify things ,but nothing tragic..Simple, trustful,
18 februari 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Dear,
Glad to hear about Your smooth experience. happy to have You!
Por diversificar decidi invertir en…
Por diversificar decidi invertir en Debitum , llevo dias que la pagina no carga , he probado en distintos dispositivos. No sé que sucede , pero no me transmite buenas sensaciones que haya estos problemas y ni hayan avisado. Es un error que por lo visto ya muchos usuarios han notificado . YA LO SABEN, pero no actuan. Solicitan info , con la excusa para poder bloquear esta reseña
17 februari 2026
Review zonder uitnodiging
Antwoord van Debitum Investments
Hello!
Thank you for your feedback. We’re sorry to hear that you experienced difficulty accessing our website.
We do not have any recorded platform-wide issues during the period mentioned. Occasionally, we carry out scheduled maintenance work to improve performance and security. In such cases, we always inform our clients in advance via email and through our official Telegram channel.
If you are still experiencing access problems, please contact us at support@debitum.investments
with details (time, device, browser, screenshots if possible), and our technical team will be happy to assist you promptly.
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