I would like to recognize Candice who walked me through my loan process. She even assisted me with lower repayment amount. She showed much concern for making me a customer. She was very professional.... Toon meer
Bedrijf heeft geantwoord
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Lees wat reviewers zeggen
The fact that I have applied with atleast 4 other loan companies and they all denied me for a loan. This is such a blessing to me and I greatly appreciate and needed this money to get bills paid as I... Toon meer
Bedrijf heeft geantwoord
The interest rate is not shown anywhere in the loan application process, which is concerning. Per the other reviews it appears that the APR can be up to 500%. I was unable to confirm this, because I d... Toon meer
Bedrijf heeft geantwoord
The Customer rep Cortez worked to get my a better rate. He was very knowledgeable & patient. Great Customer service.
Bedrijf heeft geantwoord
Bedrijfsgegevens
Geschreven door het bedrijf
At Desert Ridge Lending, our streamlined process is designed to get you the help you need without the headache. From application to funding, every step is simple, transparent, and built around your needs — so you can focus on what matters most.
Contactgegevens
3,9
Goed
20 reviews
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Excellent service
The Customer rep Cortez worked to get my a better rate. He was very knowledgeable & patient. Great Customer service.
29 september 2026
Review zonder uitnodiging
Antwoord van Desert Ridge Lending
Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at feedback@desertridgelending.com or by calling our dedicated customer service line at (877) 380 -3778. Thank you again for choosing Desert Ridge Lending and for being a valued customer. We look forward to serving you again soon!
Efficient and outstanding
The process was fast and easy and funds were deposited same day into my account
28 september 2026
Review zonder uitnodiging
Antwoord van Desert Ridge Lending
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
Not a good place for any loans!
For people who are desperate and willing to run from paying the loan this is good - there is no way it’s legal to charge more than 500% on a $2700 - that is straight up robbery!
29 september 2026
Review zonder uitnodiging
Antwoord van Desert Ridge Lending
Hi Erica. Unfortunately, we are unable to locate your account with the information provided. Please contact us at feedback@desertridgelending.com or at (877) 380 -3778 so that we can help you. Thank you.
Desert Ridge is a reputable and Honest…
Desert Ridge is a reputable and Honest company which makes them very reliable and easy to work with, Their customer service and communication skills are superb and the amount of time invested into each case and document including follow through are exceptional, making the process very trustworthy and reliable.
25 september 2026
Review zonder uitnodiging
Antwoord van Desert Ridge Lending
Thank you for sharing your experience with us, Marilyn! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at feedback@desertridgelending.com or at (877) 380 -3778.
Terrible would not recommend 😒
Terrible would not recommend 😒
11 september 2026
Review zonder uitnodiging
Antwoord van Desert Ridge Lending
Hi Linnie, thank you for reaching out. We would like to help, but unfortunately, we are unable to locate your account with the information provided. Please contact us at feedback@desertridgelending.com or at (877) 380 -3778 so that we can further assist you. Thank you.
Antwoord van Desert Ridge Lending
We appreciate the time you took to share this review. We're happy to know that you found the level of professionalism exceptional. We appreciate your business.
The interest rate is not shown anywhere…
The interest rate is not shown anywhere in the loan application process, which is concerning. Per the other reviews it appears that the APR can be up to 500%. I was unable to confirm this, because I did not move foward with agreeing to anything.
23 september 2026
Review zonder uitnodiging
Antwoord van Desert Ridge Lending
Hi Mari, you are correct that this is an expensive form of borrowing. Desert Ridge Lending loans are designed to meet short-term borrowing needs and are not intended to be a long-term financial solution. There is no fee for paying the loan off early and many of our customers save a significant amount in fees when they pay the loan off early. We would like to help discuss this matter further, but unfortunately, we are unable to locate your account with the information provided. Please contact us at feedback@desertridgelending.com.com or at (877) 380 -3778 so that we can further assist you. Thank you.
I got approved without a phone call
I got approved without a phone call! At first I thought it was fake until I seen the money pending in my bank account. This isn’t a long term type of loan though. You have to pay it right back, as soon as possible or you’ll have to pay 7 times what you borrowed! It’s definitely a good platform for a rainy day.
17 september 2026
Review zonder uitnodiging
Antwoord van Desert Ridge Lending
Thank you for sharing your experience with us, Crystal! It’s great to hear the positive feedback. You are correct that this is an expensive form of borrowing. Desert Ridge Lending loans are designed to meet short-term borrowing needs and are not intended to be a long-term financial solution. There is no fee for paying the loan off early and many of our customers save a significant amount in fees when they pay the loan off early. Please don't hesitate to reach out to us any time at feedback@desertridgelending.com or at (877) 380 -3778.
⭐ 1 star
⭐ 1 star
I applied for a $1,200 loan through Desert Ridge Lending because I needed to pay off a few bills. During the application process, I tried to find out exactly how much interest and finance charges I would be paying, but I was unable to clearly see the final repayment amount before signing.
I signed the agreement believing I understood the terms. After receiving the loan, I discovered that the total amount I am apparently expected to repay is more than $5,000, with approximately $350 being withdrawn every two weeks.
That is dramatically more than the $1,200 I originally borrowed and is putting me in an extremely difficult financial situation.
I am currently trying to obtain and review the complete loan agreement, APR, finance charges, payment schedule and total cost of the loan. I also learned afterward that Desert Ridge Lending operates as a tribal lender, which raises additional questions for me about what laws and consumer protections apply to my loan as a Washington resident.
My advice to anyone considering this company: do not sign until you have personally reviewed the complete loan agreement and know the exact amount you will have to repay. Do not rely solely on the amount you're approved to borrow or the payment amount.
I am hoping Desert Ridge Lending will work with me to resolve this situation fairly. If they do, I will update this review.
8 september 2026
Review zonder uitnodiging
Antwoord van Desert Ridge Lending
Hi Alisha, we are sorry to hear you are frustrated. We are committed to ensuring our customers clearly understand our rates and terms and provide full disclosure on all fees associated with the loan prior to originating the loan. In reviewing your account, the Terms and Conditions disclosed by our Customer Care Team and the Terms and Conditions on the Loan Agreement that you signed are the same. Please be advised that the total amount of the loan reflected in the Loan Agreement is only applicable if you keep the loan out to the maturity date. We do encourage our customers to pay the loan off early to avoid additional interest charges, and save money; there are no pre-payment penalties applied.
Reviewing your account, we see that we attempted to reach you to resolve this matter but were unsuccessful. Please feel free to contact us directly at feedback@desertridgelending.com or (877) 380 -3778 at your earliest convenience so we may resolve this issue.
BEWARE
BEWARE, they tried to offer me a 505% APR loan. YES 505%! And did not show the contract until after all the links were clicked through mobile links.
Update: they did call and ask how they can help. But the damage has already been done. I ended up paying in full went with another lender.
8 september 2026
Review zonder uitnodiging
Antwoord van Desert Ridge Lending
Dear Aaron,
Thank you for reaching out regarding your recent experience with us. We appreciate your patience. We understand this issue has been resolved and we kindly ask you to update your star rating to reflect the resolution on this matter.
The fact that I have applied with…
The fact that I have applied with atleast 4 other loan companies and they all denied me for a loan. This is such a blessing to me and I greatly appreciate and needed this money to get bills paid as I am in a rough spot in my life and, I am forever grateful for this blessing!
13 september 2026
Review zonder uitnodiging
Antwoord van Desert Ridge Lending
You're most welcome and thank you for the review, Kristin! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at feedback@desertridgelending.com or at (877) 380 -3778.
Antwoord van Desert Ridge Lending
Thank you for sharing your experience with us, Eric! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at feedback@desertridgelending.com or at (877) 380 -3778.
I would like to recognize Candice who…
I would like to recognize Candice who walked me through my loan process. She even assisted me with lower repayment amount. She showed much concern for making me a customer. She was very professional. Thanks Candice for doing an awesome job.
9 september 2026
Review zonder uitnodiging
Antwoord van Desert Ridge Lending
Hi Judith! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at Desert Ridge Lending, and we're grateful for the opportunity to serve you. Thank you again for your business!
They care to help the working people
Desert lending helped me out of a money situation while not having me incur other fees as well as interest. Very nice reliable and easy to maneuver the website
8 september 2026
Review zonder uitnodiging
Antwoord van Desert Ridge Lending
You're most welcome and thank you for the review, Markus! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at feedback@desertridgelending.com or at (877) 380 -3778.
This was amazing!!!
This was amazing!!!! I needed this extra money to be able to help my son out and I am very grateful!!
Thank you!!
6 september 2026
Review zonder uitnodiging
Antwoord van Desert Ridge Lending
Hi, Ginger, always great to hear positive feedback! Thanks so much for taking the time to write this review. Any questions or concerns you may have, please don’t hesitate to reach out to us at feedback@desertridgelending.com or at (877) 380 -3778. Thank you for being a Desert Ridge Lending customer!
Antwoord van Desert Ridge Lending
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
Everything went great Will used them…
Everything went great Will used them again
4 september 2026
Review zonder uitnodiging
Antwoord van Desert Ridge Lending
Hi, Marijs, always great to hear positive feedback! Thanks so much for taking the time to write this review. Any questions or concerns you may have, please don’t hesitate to reach out to us at feedback@desertridgelending.com or at (877) 380 -3778. Thank you for being a Desert Ridge Lending customer!
10/10
Desert Ridge helped me when no other lender company kept turning me down. I would definitely recommend 10/10!!!
1 september 2026
Review zonder uitnodiging
Antwoord van Desert Ridge Lending
Hello Nicole, you are very welcome. We look forward to working with you as your lending partner. Knowing you would recommend us to others is what we strive to accomplish and the best compliment we could receive. Thank you!
Friendly and helpful staff to walk…
Friendly and helpful staff to walk through the process
29 augustus 2026
Review zonder uitnodiging
Antwoord van Desert Ridge Lending
Hi, Jeanne! Thanks for the review. We're glad to hear our staff was very helpful and friendly. We will continue to work hard to earn your business.
Antwoord van Desert Ridge Lending
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
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