Embark Reviews 508

TrustScore 4 uit 5

3,9

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

I don’t typically call, but Jenina was absolutely amazing. She was attentive, patient, and truly listened to everything I had to say. She addressed each of my requests one by one and ensured they wer... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 1 van de 5 sterren

My son has an resp, he is 21. We just found out that my son a university student owes over 4000 from CRA.We called Embark - on hold for over 30 mins - no answer - tried online - the person i was chatt... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

I had many concerns regarding embark products. Erika help me out to make the best decision and answer all my doubts. I am excited to see my kids grow and focus on their studies.

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Customer service was really helpful and patient with all my questions, they also showed me how to navigate my online account. I will 100% recommend.

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Financiële planner

Geschreven door het bedrijf

Embark is Canada’s education savings and planning company. We aim to empower families and students, giving them the tools, technology and advice they need to navigate their post-secondary journey and build a registered education savings plan that's right for them. With over $6.4 billion in assets under management, the company manages over 600,000 RESPs for Canadians nationwide and is expected to help approximately 116,000 students through post-secondary school this year.


Contactgegevens

3,9

Goed

TrustScore 4 uit 5

508 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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Beoordeeld met 5 van de 5 sterren

Although there was a bit of delay in…

Although there was a bit of delay in paying my sign up fee but it was sorted and since ve had no issues. Thank you

11 december 2025
Review zonder uitnodiging
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Antwoord van Embark

Hello Funmi, thank you for your positive feedback !

Beoordeeld met 1 van de 5 sterren

Extremely Inefficient and Frustrating Experience

I contacted this company on November 28 to set up pre-authorized payments and immediately provided all the required paperwork. They emailed me back asking for a void cheque, which I sent right away. After waiting three days for a response, they told me I needed to answer security questions—so I did. Then I waited another three days, only to be told that the void cheque didn’t match the paperwork. This back-and-forth kept happening, with each correction taking them days to address.

By December 9—nearly two weeks later—the automatic payments still weren’t set up. I ended up calling them out of sheer frustration. Only after I complained directly did they finally complete the setup.

The whole process was incredibly inefficient. Instead of telling me everything they needed upfront, they dragged it out over multiple emails, each taking days to respond. It caused unnecessary delays and a lot of frustration. Definitely not impressed with their customer service or communication.

The former Financial First was amazing - Embark is awful and I will be looking to switch my children's investments.

9 december 2025
Review zonder uitnodiging
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Antwoord van Embark

Hello Andrea, thank you for your feedback. We're sorry that you found this process frustrating. Notes on your file indicate that the forms you had initially sent in did not match the subsequent void cheque, so we were unable to process your request. Unfortunately, we cannot process documentation or requests that are not in good order or have contradictory information on them. Please note that our standard turnaround time for changes such as your request is maximum 5 business days if in good order, and can be processed even faster on your secure online Embark account, which we encourage customers to use for similar account updates. We are continuously looking for ways to improve our processing experience and we thank you for your feedback. An agent has tried to reach out to you directly but was not able to reach you to complete your request. They will try to reach out again to discuss your case further. Otherwise, please contact us at 1-800-363-7377 at your earliest convenience.

Beoordeeld met 5 van de 5 sterren

I had a very smooth and excellent…

I had a very smooth and excellent experience with Erica Quiroz. She explained the plan very clearly and was so patient to answer all my questions. I look forward to moving forward with Embark and sharing it to my family and friends.

4 december 2025
Review zonder uitnodiging
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Antwoord van Embark

Hello, thank you for your feedback! We are glad the explanation was clear and that you had a great experience with Erica. Happy saving !

Beoordeeld met 5 van de 5 sterren

Smooth Withdrawal process

I was able to withdraw funds for my daughters tuition in a few easy steps. I had a confirmation that my request was processing right away and my funds were in my bank account in four days. The website is very user friendly and gives you guidance on how to withdraw. Great experience!

4 augustus 2025
Review zonder uitnodiging
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Antwoord van Embark

Hello Fatima, thank you for sharing your experience! We’re happy to hear that the withdrawal process was quick, easy, and clearly guided through our website. We appreciate your feedback and are glad everything went smoothly.

Beoordeeld met 4 van de 5 sterren

Great Experience

"Ruman Manchanda" our consulat from Embark explained and guided from beginning to end in the process of applying RESP for our kids. Her knowledge helped us a lot through the process. I would definitely recommend her services to friends.

1 december 2025
Review zonder uitnodiging
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Antwoord van Embark

Hello Jilla, thank you for your positive feedback! We’re glad to hear that Ruman was able to guide you through the entire RESP process and provide the support you needed. We truly appreciate your recommendation.

Beoordeeld met 5 van de 5 sterren

Great experience with Embark!

Setting up our Embark RESP was easier than I expected. They make it really simple to track our savings and handle everything for us. We’ve already received multiple grants and the growth has been solid.

I’ll be honest — I signed up because they offered the best promotion I’ve ever seen, and while they absolutely delivered on it, what’s kept us here is how effortless they make the whole process. Definitely one of the better decisions we’ve made for our kids. Would confidently recommend to anyone!

2 december 2025
Review zonder uitnodiging
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Antwoord van Embark

Hello Dmitriy, thank you so much for your feedback! We’re thrilled to hear that setting up your RESP was smooth and that you’re seeing strong results with your savings and grants. We truly appreciate your recommendation and are grateful to be part of your family’s education journey.

Beoordeeld met 1 van de 5 sterren

If You Care About Your Money, Read This First

After 10+ years with Embark, I contributed $28,000 and my RRSP is only worth just over $40,000. That growth is shockingly low for a full decade.

When I tried to transfer my RRSP in early November, they told me it could take up to two months — something no other financial institution I’ve used has ever required. RRSP transfers don’t take months.

Weak returns and slow service. If you care about your money, look elsewhere.
I wish someone had warned me earlier — don’t make the same mistake.

24 november 2025
Review zonder uitnodiging
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Antwoord van Embark

Hello Alex, thank you for sharing your experience. We’re sorry to hear about your concerns regarding both the performance of your account and the transfer timelines. Please note that investment performance is directly influenced by overall market conditions, which fluctuate from month to month. During periods of market volatility or slower growth, returns may be lower than expected, even with a long-term investment strategy. Additionally, each beneficiary is assigned to a specific investment portfolio based on their age, in accordance with our Glidepath plan structure outlined in our prospectus, where you can find all plan details. Regarding your transfer request, our teams follow a strict processing timeline from the date we receive all completed forms. I have requested your contact information privately so we can assist you directly and ensure your transfer proceeds as smoothly as possible.

Beoordeeld met 5 van de 5 sterren

Merci Priyanka !

Mon expérience a été extraordinaire grâce à Priyanka ! Elle m'a offert un excellent service. Priyanka a pris le temps de m'appeler à quelques reprises pour s'assurer que je reçoive un bon service. Elle est compétente, gentille, patiente, polie et très aidante. Elle a fait un excellent suivi de mon dossier. Je lui souhaite tout le succès au sein de Embark, car elle le mérite grandement. Merci pour votre précieuse aide Priyanka !

26 november 2025
Review zonder uitnodiging
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Antwoord van Embark

Bonjour, merci beaucoup pour votre commentaire ! Nous sommes ravis d’apprendre que Priyanka a pu vous offrir un service aussi attentionné. Merci d’avoir choisi Embark !

Beoordeeld met 5 van de 5 sterren

"Ruman Manchanda" our consulat from…

"Ruman Manchanda" our consulat from Embark explained and guided from beginning to end in the process of applying RESP for our child. Her knowledge helped us a lot through the process. I would definitely recommend her services to friends.

19 november 2025
Review zonder uitnodiging
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Antwoord van Embark

Thank you for your feedback. We’re delighted to hear that Ruman provided such helpful guidance throughout the RESP process, and we truly appreciate your recommendation.

Beoordeeld met 1 van de 5 sterren

They are holding my money hostage

They are holding my money hostage. My parents are trying to take it out of Embark entirely, and it isn't going anywhere. We are being run dry of money from college and vehicle costs for education, and they have absolutely atrocious customer service.

24 november 2025
Review zonder uitnodiging
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Antwoord van Embark

Hello, we are sorry to hear about your experience DXTRK Dextar. We are unable to find you in our system by that name and would like to assist you as soon as possible. I have requested your contact information privately, so that we can review your account and resolve the withdrawal issue as quickly as possible. You can also contact our customer service team directly at 1-800-363-7377 at any time.

Beoordeeld met 5 van de 5 sterren

“My overall experience was excellent

“My overall experience was excellent. The specialist not only explained the RESP withdrawal rules clearly, but also reassured me by confirming how government grants would be returned. I appreciated the thoroughness in processing my request smoothly and the attention to detail in ensuring my monthly contributions remain active. The communication was professional, timely, and gave me confidence that my children’s education savings are being managed responsibly.”

25 november 2025
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Antwoord van Embark

Thank you for your wonderful feedback. We’re glad to hear that the process felt clear, thorough, and reassuring. Your confidence in how we support your children’s education savings means a lot to us.

Beoordeeld met 5 van de 5 sterren

Très satisfaite du service que j’ai reçu

Très satisfaite du service que j’ai reçu

24 november 2025
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Antwoord van Embark

Bonjour Lyne, merci beaucoup pour votre retour positif. Notre équipe demeure à votre disposition et s’engage à vous offrir le meilleur service en tout temps.

Beoordeeld met 1 van de 5 sterren

I long time customer

I long time customer , something in my family issue , I think they forgot me , but not , they found me again that’s why I like this service too much , thank you ,

20 november 2025
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Antwoord van Embark

Hello Tamanna, thank you for your feedback, and we are sorry to hear that you feel this way. We apologize if our communication did not meet your expectations. Please note that quarterly account statements are available on your online access for your convenience. Should you require further assistance, please do not hesitate to contact us at 1-800-363-7377, and our Customer Service team will be happy to assist you.

Beoordeeld met 5 van de 5 sterren

Easy and Practical

I was first hesitant to sign up. But then I received a call from Palak Sahni. She was so helpful and very informative, she put my mind at ease. The service was very pleasant, I felt heard and understood. soon after I signed up! Thank you Palak for your help, you did a fantastic service, very kind and supportive.

20 november 2025
Review zonder uitnodiging
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Antwoord van Embark

Palak is fantastic! We are so glad you were able to take the time to learn about RESPs and utilize our offerings.

Beoordeeld met 5 van de 5 sterren

Erika quiroz was absolutely amazing

Erika quiroz was absolutely amazing!
She was beyond helpful and extremely knowledgeable. She made sure we got the $250 bonus, and helped complete our profile when I was having countless technical issues. I absolutely recommend you request her when calling embark.

19 november 2025
Review zonder uitnodiging
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Antwoord van Embark

Erika is fantastic - thank you for sharing! We are so glad she was able to help you utilize our promotions.

Beoordeeld met 5 van de 5 sterren

Liked the experience

Liked the whole experience. Thanks Stella for her professional service!

28 oktober 2025
Review zonder uitnodiging
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Antwoord van Embark

Thank you for sharing - we are so glad Stella was able to guide you!

Beoordeeld met 5 van de 5 sterren

Great Experience Setting Up RESP

I recently worked with Ruman Manchanda for setting an RESP account for my kid. From the start, Ruman was professional, knowledgeable, and patient in explaining all the details. She made sure that I understand everything beforehand and made the entire process smooth and stress-free.
I highly recommend Ruman Manchanda to anyone looking for guidance on RESP.

17 november 2025
Review zonder uitnodiging
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Antwoord van Embark

Thank you for sharing - Ruman is fantastic!

Beoordeeld met 5 van de 5 sterren

Le agradezco a la persona que me ayudó…

Le agradezco a la persona que me ayudó en este proceso ella se llama Erika Quiroz agradezco el tiempo y sobre todo su forma de explicar cómo es este proceso, me gustó la amabilidad que tiene para dirigirse a las personas y sobre todo por que habla español, recomiendo 100% ya que aquí te ayudan para ahorrar para los estudios de nuestros hijos y futuros hijos me siento muy agradecida con Erika Quiroz que se dio el tiempo de explicarme paso a paso y sobre todo por tener esa amabilidad y paciencia.

18 november 2025
Review zonder uitnodiging
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Antwoord van Embark

¡Gracias por dejar una reseña! ¡Estamos muy contentos de que Erika haya podido ayudarte!

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