Financial Chess Reviews 45

Benjamin Ong at Financial Chess has been top notch. Helped me get rid off a nasty collection item of $5k+ from my report and has removed over 70% of my negative items over the past year. They have been very communicative sending me monthly updates and even added a few new negative items I received after the fact. I would highly recommend them!

Took my credit score from 400 to over 775. What more can I say? The BEST in the industry. On POINT & will take care of you and your interests. HIGHLY RECOMMENDED COMPANY!

I worked with Ben who was very helpful guiding me through the funding process. We removed some past credit inquiries, got approved for two loans which I used to pay down personal credit cards, then applied for business credit cards. I was approved for just over $70k in business credit. I would recommend working with Ben. He is easy to communicate with and patient.

Thanks to the team at Financial Chess for helping me attain the max amount of business funding I am qualified for. The team is very communicative and quick to respond to any of my questions.

My experience working with Richard has been nothing short of fantastic. There’s always skepticism when it comes to trusting people with your money or finances; however, through a friend’s referral, I was able to put myself in position of opportunity with the assistance of Financial Chess. Richard along with his team educated me and provided top notch service to secure business funding. We struggled on our own with no sense of direction or where to even start. Thats the Financial Chess difference! Richard’s communication was clear and helpful throughout each step. He stayed on top of everything and checked in on us every step of the way. Anyone who is struggling to fix their credit, secure business funding or just need a consultation to know where to start, I highly recommended Richard and Financial Chess.

A friend recommended me on financial chess and I took the leap and scheduled a consultation. I had good credit but a collections and a couple of late payments brought my score down over 100 points.
Ben was the team member that helped me out. He was knowledgable and informative on the overall process. He informed me that it would take around 3 months but they were able to get the collections/ late payments off my report in about 1-2 months! You can trust them to do a good job. They take care of everything(back and forth letters with the bureaus) so that you dont have to do anything. I highly recommend financial chess to anyone that has credit issues!

I found Richard on Instagram a couple years ago and we were connected for a while thru social media and I always admired the results he showed from his clients. He was always so friendly and when I was really in need for his services, his team with Ben and Kenie have been amazing help with communication and getting everything I needed done with my repair process. Great systems, great communication, & RESULTS HAPPENED. 10/10 recommend and appreciate you guys a ton!

Pleased to work with Lamar and Richard. They helped me secure business funding and also helped me utilize business credits to purchase real estate deals. Great service and customer care. Highly recommended

Wow, my wife’s credit report went from having late payments and collections to zero derogatory remarks after working with Richard and his team. We received correspondence every time disputes were sent out. I’m very happy with the service we received.

These guys are A1!! I've had the privilege to work with the owners 1 on 1, and they've helped me change my life. Follow the steps, ask questions, put in the work. 100% recommend.

Good afternoon,

Benjamin Ong has been a BLESSING from the Beginning. He has been available to answer my questions, sometimes many, and he never put me off or hurried off the phone. I would recommend him to ANYONE. I TRUST him in what he says and his advice he’s given me previously and thus far.

Pamela Richardson

Lamar and his team have done a great job educating me on personal/ business credit, funding options, and how to leverage all resources for my company’s financial health.

I have to say that Lamar and Richard are God sent. I can’t thank them enough for walking us through this process of getting our business up and running. We are so grateful for them holding our hand. They were always ready and available to answer any questions we had. These guys are awesome and look for to working with them for as long as they can out up with me. :)

I am beyond happy with the results I’ve seen after working with Richard! My score has gone from the low 500s to the mid 700s, which I never thought possible. I had over 50 inquiries and multiple open and closed accounts in derogatory status, but Richard managed to get them all removed. His expertise and dedication have completely turned my financial situation around. I highly recommend his services to anyone looking to improve their score. He delivers impressive results and is a true professional. Thank you, Richard!

Richard is very professional and is always communicative whenever I have questions about anything. The service has been great and very promising. I have already seen a positive impact on my credit as promised. I highly recommend this to anyone needing credit repair.

Hello Everyone, My name is Tony Mack. I'am a student of Credit Repair, Business Credit and Business Funding. I have been trying t o find someone that can assist me with Business Funding for the past 2-3 years. It has been a long, frustrating period along the way. But fortunately I was introduced to Mr. Richard Qin. When I was introduced to Rich I had some doubts because of my past experiences not working for me. Rich explained the entire Business Funding Process to me and what to expect and instructions to follow. I followed Rich's instructions and I applied with Chase Bank for the Chase Ink Business Unlimited Credit Card and about 10 to 14 Days Later WOW ! I was approved for $55,000.00 Just like that ! I still can't believe it today. I need to let everybody know - Don't be lazy ! Don't be scared ! Don't procrastinate ! Do it ! Just Go For It ! You have Nothing To Lose and Everything to Gain ! And also everyone needs to know that Rich also has me set up for more Business Funding with Chase Bank and more Business Funding with other Banks. THANK SO MUCH-RICH ! YOUR ACTUALLY HELPING ME CHANGE MY LIFE FOR THE BETTER ! PEACE - TONY MACK

Fast results and good communication these guys are the truth!!!!

First of all, if you're looking at repairing your credit - there's no one else that can do it like Richard and his team can.

I've tried to have my credit repaired by a couple different vendors and no one was able to get anything removed.

After speaking with Richard, I knew he was the real deal and I decided to bite the bullet...

It was literally the best investment that I ever made.

As someone who struggled with credit due to health issues resulting in losing jobs... living the feast and famine cycle more than I'd like to admit throughout my 20's and early 30's...

My credit has always just sucked. It got down to 435...

As of today, my credit is at 668. It literally jumped over 158+ points from the month before.

I was SHOCKED that they were able to repair my credit so quickly.

I only signed up with them a couple of months ago and because I had a car repo on my credit - Richard told me it could take up to 6 months to get that off.

But there's literally only 2 things left on my credit report that should be coming off within the next month

And hopefully it'll move my credit score to where I need it to be to establish a healthy credit card with an "adult" limit.

This has been life-changing as I literally have another chance at establishing healthy credit practices to grow it into 750-800+ grounds which will not only be amazing for the future...

But it'll also help out from a business standpoint as well.

If you're wondering if they're the real deal... they're the only company you should look at for credit repair.

They do it right, they move quickly, and they get it done.

Looking forward at continuing to work with them to establish the next line of what's ahead.

Richard and his team are the BEST! I’ve worked with another company back in 2020 and they were not able to get many accounts off. Within 2-3 rounds with Richard all 9 accounts got removed instantly. We are still working on one really stubborn account, but I have my faith with this team. 10/10 would recommend. They are the best! Worth every penny to get my credit back on track.

I have been working with Lamar & Richard for a little over 2 years now & I must say their professionalism & expertise is unmatched. They have been a huge blessing to me & my business with consistent guidance & resources. By far two of the most genuine individuals I’ve ever met. These two gentlemen are well worth the time.