Fora Credit Inc. Reviews 690

Dont ever miss a payment with this company. Dont ever ask them to differ a payment because you will be punished when you try to do a withdrawal. I asked Fora to differ one of my payments because my work screwed up my pay. Instead of being paid over $2900, I only got paid $200. I was proactive and contacted Fora about this. I made up my differed payment at the end of March, and was never told about having my withdrawal being disabled for 90 days. So no matter, you being proactive and telling Fora about emergency situations like mine, you will be punished by them by not being able to do any withdrawals for 90 days. And here's the best part. They don't claim any responsibility saying that its an issue they can reconcile, they tell you its the "banks" and not them. So no matter what, they won't be able to help you in emergency situations. They make it harder for you and punish you by not doing any withdrawals. Be aware

Process was very easy to obtain the loan and easy to maintain payments and use. Would recommend.

Sure, sure; receiving money is easy, and the one- to two-day wait isn't a bad thing, so people might think twice about impulsive spending.

The problem is the interest is a daily rate that is based on an annual rate of an extremely high number (its nearly half). So you could be paying hundreds a month on only $4000.

To make it worse, they say they only accept debit. I couldn't wrap my head around what I wasn't understanding because my debit does not have a security number, like most debit cards in Canada. Upon contacting customer service multiple times, they failed to explain anything. I was told to just 'use the security number on the back of my debit card.' I asked a few times over the span of a couple months, getting so fed up I had to give it a break before I called them and lost it. REMEMBER THIS IS A DAILY INTEREST RATE.

I had to put it together myself when I found out about a virtual Visa debit card, paid off the emergency funds I used, and will never ever draw money from this credit line unless I am about to die and have no other options.

I highly suggest running an AI detector on this review and others for forums. Then make a judgment on that.

Its a great help to me at a time when have finanicial difficulties,easy to use and fast hopefully will be able to pay off soon,

Everything happened without any problems at all smooth sailing

The ease with which I can contact customer service, just for questions not because of anything not working. Everything has just been better than I expected.

It was very well with fora service was excellent each time I call

Phone experience was good but I am disappointed that your website doesn’t work outside the country.

Fora Forever
Fora was very efficient and clear with the transaction process.
The Fora agent was both very professional and courteous.
It was a pleasure to do business with Fora. I highly recommend them to future clients.

I would recommend fora as the are commentating and affordable pay back . If ur looking for a small line of credit I highly recommend fora

I'm very glad I found fora,easy and simple to login and to request to get money exallent service.

Experience is definitely 5 stars, but I feel it takes too long to receive the funds, maybe deposits could be an e-transfer option.

I am so grateful to have found Fora credit. It has been so helpful to have access to extra cash available to me when I need it.

Very straight forward process. Easy to go through and immediate answer.
Nothing really concerning. I did not really need the line of credit but did it to reduce my credit usage.
I however took $100 on the line just to make sure the process was working. All good. As "advertised".

It’s easy to withdraw funds and the rates are within your reach.

Easy to use app with easy to get funds when needed

The line of credit has helped me out when I needed most and easily available .
Experience has been great so far

Fora is always there when I need them. They've helped me out tremendously and still is.

Process is fast, easy, well explained, and Fora was there offering financial support when I needed it. Thanks Fora!

Very helpful when needed, highly recommend using fora for your credit need's.