Full Circle Asset Finance Limited Reviews 

I have been a private investigator since 1976. Over the years I have had an opportunity to work with hundreds of attorneys, insurance companies, corporations, and private individuals. In April 2025, I began doing work with Full Circle Asset Recovery.
My first contact with Full Circle was with Carl O’Neal, Managing Partner, and Founder of Full Circle. We spent nearly an hour discussing how I could be of assistance in helping Full Circle reunite people with the unclaimed funds which should be theirs. The description sounded like something I would really enjoy doing, especially for someone who was as engaging and as friendly as Carl.
Before I really got into collaborating with Carl and Full Circle I needed to check out the company. I was very happy to find Full Circle was an excellent company to work with. They were dedicated to building a staff of professionals who could locate the people who were owed unclaimed funds.
Since April 2025, I have worked on dozens of cases for Full Circle. My opinion of the company just gets better with time. Everyone at Full Circle is a professional, dedicated to locating individuals and their heirs and getting unclaimed funds to them, which in most cases, they knew nothing about.

Edward Hendricks, PhD
President, Hendricks Investigation Services, LLC
November 14, 2025

Great service from start to finish.
Luke was a pleasure to deal with. He made something I thought would be hard work very straight forward.

A huge thank you to all the team at Full Circle Asset Finance!!

I cannot recommend Luke and his team enough. I applied for the car finance but unfortunately the garage where not able to issue the car on the date required, so Luke managed to move the finance onto the second car with days and I received delivery of the car on the date required. Outstanding service , and I will be back in touch for the next finance deal for my partners car.

Thanks again

Fantastic service from start to finish. I enquired about refinancing my car due to the crazy car market prices at the moment, firstly I received sound advice and then after making a decision, within a matter of days it was all complete and completely hassle free, they done all the leg work, I just dotted the I's and crossed the T's.

Without a doubt I'll be a returning customer in the future.

Massive thanks to the team at Full Circle Asset Finance!

An absolute pleasure to have a finance partner thats operates in this manner. Outstanding Service from Luke & Nash

Full Circle took all the hassle and stress out of finding the finance for my new car.
Luke did a great job, I would strongly recommend them.

Top company that keep it nice and simple.
Quick decisions and competitive rates.

Another great service from Luke this is the fourth time we have used Full Circle and Luke makes anything effortless from start to finish. as a Company we can’t recommend Luke enough 5 stars every time.

Lee Payne Director Mobile Signs Ltd.

Found a van at Ford was paying half cash half finance, I was about to carry on with Ford and use the finance company that they use, I had a friend mention to me he knew a finance company and to give them a try! I am so glad I did they got me such a better rate on the finance which in the long run saves me money. The company were so easy to deal with Luke was fantastic great service and from start to finish it was a matter of a few days so much easier, would highly recommend WELL DONE!!

This is the best finance company I have used really quick and efficient I will definitely be using them in the future

Luke has been very helpful and couldn't have done more.
Will definitely be using him in the future.

excellent service from Luke at full circle. He managed the whole process very professionally and guided me through all the paperwork. A hassle free purchase due to Lukes professionalism. I would 100% recommend them

Luke proposes customers to our finance company . His proposals are informative and Luke is keen to obtain any extra information if needed to complete the finance. We have worked on some challenging, lengthy asset finance proposals and I can confirm Luke has been assertive and willing to go that extra mile for his customers. Also his return documentation is a joy to get back, as all is methodically collated and explains itself. One of my top class brokers!

Working with Luke is refreshing. Having partnered with him for a year. I can assure the detail and accuracy that go into his finance applications are testament to how much he cares to get the right finance for his customers. Luke and his colleagues are extremely humble and fun to work with. Getting finance and working in this industry doesn’t have to be boring. Getting the right broker and funding partners who put the needs of the customer first are what sets them aside from others in the area.
I look forward to working with Luke going forward.

Luke always goes above and beyond to ensure that we get the best deal available. He also works quickly to ensure that our deals are completed as soon as possible.

Been using Luke for a few years now and would not go anywhere else.

Good communication, everything went smoothly

Luke was exceptional in his role in arranging asset finance for me - his communication via email and telephone was excellent. He was very informative and has a conscientious nature with showing great diligence in achieving the end product.

I highly recommend using Full Circle Asset Finance Ltd for all your asset finance needs.

This is now the 4th vehicle Luke has helped us finance and every time Luke goes above and beyond to keep everything running smoothly from start to finish. We can’t recommend Luke enough 5 Start every time.

Supported me on various types of finance.

from start to finish Luke from full circle asset finance limited was an absolute pleasure to deal with highly recommended