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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Working with Nate at Impruvu was honestly a solid experience from beginning to end. He made what usually feels like a complicated process super smooth and straightforward. He really took the ti... Toon meer

Beoordeeld met 5 van de 5 sterren

We had the great pleasure of working with Alonzo. He’s articulate and very knowledgeable. He took his time with us and his expert guidance got our businesses a little over 100K. We would highly recomm... Toon meer

Beoordeeld met 3 van de 5 sterren

I came to the company with very high credit scores, high assets, limited knowledge to funding. I was able to get funding for a smaller amount than originally expecting. I was looking for guidance and... Toon meer

Beoordeeld met 5 van de 5 sterren

This company has been exceptional in providing valuable information regarding personal and business funding as well as credit repair. Working with Matt Wise, he is truly wise beyond his years. They w... Toon meer

Bedrijfsgegevens

  1. Business Development Service

Geschreven door het bedrijf

Your one-stop shop for financial improvement solutions.


Contactgegevens

4,7

Uitstekend

TrustScore 4.5 uit 5

302 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Heeft 25% van zijn negatieve reviews beantwoord

Reageert doorgaans binnen 24 uur

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Beoordeeld met 5 van de 5 sterren

Working with Nate at Impruvu was…

Working with Nate at Impruvu was honestly a solid experience from beginning to end. He made what usually feels like a complicated process super smooth and straightforward.

He really took the time to understand what I needed and didn’t just throw random options at me. Everything was explained clearly, and I never felt out of the loop. Communication was on point the whole time.

What impressed me the most was the speed. We were able to secure funding way quicker than I expected, and it was all handled efficiently without any runaround.

If you’re serious about getting funding and want someone who actually knows what they’re doing, Nate is definitely someone you want in your corner.

9 december 2025
Review zonder uitnodiging
Beoordeeld met 3 van de 5 sterren

They have really high fees that you don't fully know upfront!

I came to the company with very high credit scores, high assets, limited knowledge to funding. I was able to get funding for a smaller amount than originally expecting. I was looking for guidance and ultimately someone that would have my back throughout this journey. The interactions with the team were great throughout but ultimately the total cost of this money was EXTREMELY EXPENSIVE. I was slapped with an invoice for 10% of the the funding they secured whether I used that money or not. I paid them $7,600 for $71K in business lines of credit, plus if I use the lines of credit I am paying $5,400 in fees and interest to the lender. The APR if I use this money is 18.3%, I use 1/3 of it is over 40%. Beware, they don't have your back.

9 maart 2026
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Complete waste of money.

Complete waste of money.

Also they will promise you a refund with no hassle and lie right to you an try convincing you to delete your review because the service is poor

“ Option 2: If you feel like the trust is broken and you would rather
part ways, I will issue you a refund. No back and forth, no hassle.

Either way, I want you to have the full picture of what happened and
why. Your scores did not drop because we failed to do the work. They
dropped because new negatives hit your file while we were working.
That said, we should have communicated that to you clearly and we
didn't. That part is on us.

I will post this message as a response on your public review as well,
since the claim you made is factually wrong.

Let me know which direction you want to go and I will make it

That was a lie I never was refunded anything but given the option.

10 maart 2026
Review zonder uitnodiging
Logo impruvu.io

Antwoord van impruvu.io

Antonio,

I appreciate you laying it out. You deserve a straight answer, so here
it is with the full timeline from our records.

You signed up May 22, 2025. Here's what actually happened on your file
since then:

May 2025 (Round 1): We submitted disputes on your initial negative accounts.

June 2025 (Round 2): We got Ferris State deleted from TransUnion. That
same month, two new collection accounts hit your report (Caine &
Weiner #19804809 on Equifax and TransUnion). You confirmed at the time
that you knew about those. Those were not on your file when you signed
up. Those brought your scores down.

July 2025 (Round 3): No changes from the bureaus.

September 2025 (Round 4): Six new negative items appeared on your
file. Late payments on your student loans (US Dept of Ed) across all
three bureaus. That is what cratered your scores. Those student loan
lates were not there when we started working together, and they were
not caused by anything we did or didn't do. That was activity on your
end.

October and November 2025 (Rounds 5 and 6): No changes from the bureaus.

December 2025 (Round 7): We got the Caine & Weiner collection deleted
from Experian, plus four hard inquiries removed (Walserburn, Comenity,
Wyndham, Land Rover).

January 2026: Our team was unable to continue disputes because your
MyFreeScore Now account had a password reset and we lost access. Our
team reached out to you multiple times between December and February
asking for updated login credentials. We did not receive a response,
which is why work stopped.

So here is the honest picture. We removed negative items and inquiries
from your file. That is real work and real results. Your scores
dropped because eight new negative items were added to your report
after you signed up, including two collections and six student loan
lates. We did not cause those and we cannot prevent new negatives from
hitting while we are working on old ones.

Where we fell short is communication. Between August and November,
someone on our team should have sat you down and said plainly: "Your
scores are dropping because you are adding new negatives faster than
we can remove old ones. Here is what needs to stop." That conversation
never happened clearly enough, and that is on us. I do not make
excuses for that.

Here is what I want to offer you. You have two options:

Option 1: We restart your file. You provide us with updated
MyFreeScore Now credentials, we pick back up where we left off, and we
go after everything that is still on your report. The student loan
lates, the remaining Caine & Weiner items, and anything else that is
dragging you down. I will personally make sure communication does not
fall through the cracks again.

Option 2: If you feel like the trust is broken and you would rather
part ways, I will issue you a refund. No back and forth, no hassle.

That is the message you were sent. You were never denied a refund, that's still on the table. Communications fell through because you insisted on sending us very unprofessional messages and making false claims.

You damaged your own credit by getting 8 new negative items from not paying your bills. We were deleting items as you hired us to do, and did so with what was there. But you were adding more negative items faster than we were deleting them, and then decided to blame us for that.

The offer is still on the table, but we insist on maintaining professional, respectful. communication. You have our email, feel free to contact us to discuss this again and come to a resolution.

Beoordeeld met 5 van de 5 sterren

Thank you Alonzo!

We had the great pleasure of working with Alonzo. He’s articulate and very knowledgeable. He took his time with us and his expert guidance got our businesses a little over 100K. We would highly recommend anyone looking to build business capital to see Alonzo!

1 januari 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Five Stars for Jonny

I worked with Jonny who walked me through the process to acquire a little more than $130K at 0% interest business funding within two weeks based on my credit profile. Stellar professionalism. Quick responsive emails and calls. I would recommend for anyone who needs funding to start, expand, or reinforce their business infrastructure. Also, I appreciate his customer-focused ethics especially when making sure all my questions were answered.

1 februari 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Amazing team even better results

I absolutely love working with Kevin. He has shown me professionalism, results, and speed on multiple occasions. The entire Impruvu team has been wonderful and I can not recommend them enough!!

24 december 2025
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Great

Great, informative and empowering platform. Life changing education. Highly recommended.

19 februari 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Alonzo's a awesome guy

Alonzo's a awesome guy, I had low expectations because I've been denied a few times but Alonzo made a way for me I'm forever grateful

16 februari 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

I had a great experience working with… Alonzo

I had a great experience working with Alonzo ,my credit line advisor. He took the time to understand my financial goals and helped position me for loan opportunities that aligned with my plans to move into investing. The process was clear, organized, and educational. I especially appreciated how proactive and strategic they were in identifying options I didn’t even realize were available. Highly recommend to anyone looking to leverage credit wisely for investment growth.

29 januari 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Top Notch Expert Knowledge & Service

I had a great experience with Impruvu and really appreciate the solid support. Huge shoutout to Alonzo for being super helpful and breaking everything down for me. He was professional, easy to talk to, and really took the time to make sure I was set up for success. It’s rare to find a business that actually cares about the client experience like this. 10/10 service!

29 januari 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Kevin is a great leader

Kevin is a great leader, has helped me personally with business and marketing and is continuing to mentor me as a funding advisor partner.

I highly suggest Impruvu to anyone looking for growth, funding and financial growth whether you are starting out or a seasoned pro.

15 januari 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

a renewed faith in Humanity

in a world that seems to be falling apart more and more daily i was VERY and EXTREMELY pleased to have ms.raelyn be the person helping me with my onboarding, she was AMAZING and professional you cant tell she cared about what she was doing which is a breath of fresh air in this society, i want to say thank you very much and please keep up the great work (Give this lady a Raise ASAP)

23 januari 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Great Job Alonzo Riccardi - Impruvu.io !

Working with Alonzo Riccardi at Funding Vault was a very positive experience. Alonzo was extremely helpful and knowledgeable about the business funding process, taking the time to explain each step clearly and set proper expectations. What stood out most was his ongoing support—he didn’t disappear after funding was established and continues to check in and offer guidance.

5 januari 2026
Review zonder uitnodiging

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