LendingCreative Reviews 147

I got a loan tried to pay off 3 days later it wouldn't let me pay it off on the member area like it told me I could so I logged out tried if a couple hrs later it then pushed the earliest day further back to charge me more . It keeps doing that. It said I could pay off on 30th with ach i put it in it wouldn't let me it pushed it another day to fuckng charge me more. They r crooks go elsewhere they will lie and screw u out of more money

I was approved for a loan, but the interest was 722% and instead of paying monthly, they want you to make a payment on every payday, starting with my next pay period. For a $2,000 loan, I'll be paying $189.39 for 12 payments which equals to $2,272.68 in 6 months of 2 $189.39 payments a month. I need the money but, I'm willing to make monthly payments for a $2,000 loan, but this is a high price payday loan

I was approved had all the documentation sent to me I screenshot it, of it. My payment dates, the loan amount, text messages, everything had it all and then a couple hours later I go back. Everything was denied now I can’t even login. They have my banking information and everything I tried to send emails they have blocked me. I can’t even send an email to the customer support so I guess I’ll have to take this legal way. Don’t trust these people nothing about them.

They were calling me every day, leaving me a message saying that they need my bank information and to verify it. So when I did, it showed my payments that I would have to pay, which is fine. But made me think that they approved it and then I got another message saying that my bank still need to be verified which I did that and then I got denied. They never gave me a reason why I got denied. My bank account is in the positive and I make plenty of money to pay my loan back. So I don’t understand why they didn’t give me a reason why I didn’t get approved, but they kept bugging me to verify my bank which I did twice. Just seems a little sketchy to me. I even called and the lady was very rude and still didn’t give me a reason why I was denied. So I just said whatever I’ll give somebody else my business.

Everything is okay except you overcharged people and you took out three payments when you aren't supposed to take out two do a better job if you going to hustle people then don't over hustle people you already beating the people so stop hustling

Unfortunately I have to give it one star because you need to put something in order for a review. I went through the process, signed all of the documents received my payment schedule and all that was left was bank verification. I did it 4 separate times. Twice while a representative from the loan company was also on the call. Was told I was all set and everything is getting processed. Got another email approximately a hour later saying it didn't go through and to try with the other verification company that they use . Edge and chirp. Did it again. Got the star that said everything was successful. A couple hours later another email. Bank didn't give enough information. Called again this morning. Got a representative who stated that there's only 7 days worth of transactions and is this a new account. I explained that my previous account that I had for years was severely hacked with multiple fraudulent charges. The bank decided that the best and safest course of action was to close the account and reopen a new one. Same bank same everything accept account number. The representative then says im sorry we need at least 3 months of activity. I said i clearly don't have that can't you check the old account and see and they said no there's nothing that they could do. Now keep in mind that when I signed the loan agreement I noticed that they had the old account information . I immediately called and changed everything successfully. All of this for a 400 dollar loan . Do yourself a favor and stay unbelievably far from this company. There are plenty of tribal loan companies out there like uprova, little lake lending, etc . You'll be way way better off and you won't have your time wasted for 2 days. STAY FAR AWAY FROM THIS COMPANY ! MERRY CHRISTMAS EVERYONE

Got. Was asking for a $200 loan. Received a loan requesting my signature once reviewing for the $200 they wanted 24 payments a little bit over $30. Once I requested to have it broken down into three payments they denied the loan that they had approved lol this is nothing but a predatory loan company it's taking advantage of people in need

Mi experiencia fue la mejor usando esta app la verdad

I was told I was pre approved for $500 and paperwork for me to sign with payment dates. Sent my bank information. Later on I got an email that I was denied, didn’t give me a reason or anything. This company sucks, will never look for a loan from them, plus the rates are to high.

Lending Creative is a JOKE... They tell I'm eligible for a loan up to 600, then they need my account information so I sent it,and they deny me.. WHAT A JOKE..

Good customer service

I’m just started

it was a great and friendly experience. However please take me off of ACH immediately! I am an air force government employeeamd i have been furloughed

Courteous workers

Fast and efficient

Fast and easy
Not bad for what it is and good pay off options

This lending process was very simple and easy.

Easy to do application. Got approved fast. Percentage rates pretty high but I kind of get why?

Great Experience, everything was great and easy to do.