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Lees wat reviewers zeggen

Beoordeeld met 2 van de 5 sterren

The customer service experience was great. The reason for the low score is the high interest rate. $5k interest on a 10k loan is insane! I have a very good credit score which makes this more disappo... Toon meer

Beoordeeld met 5 van de 5 sterren

Very professional, kept me well informed of processes and was very strict with document signage via digital means. The (live) person/s were friendly, answered all questions and kept me informed via e... Toon meer

Beoordeeld met 5 van de 5 sterren

Great customer service. My husband was dealing with colon cancer etc and I work graveyard shift. They showed great patience in setting things up with all that was going on. I will definitely spread th... Toon meer

Beoordeeld met 5 van de 5 sterren

The process was quick and easy. Everything was explained throughly and simplified to your understanding. There are no hidden fees and nothing is forced upon you if you're not in agreement with terms.... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Niet-bancaire financiële diensten
  2. Financieel adviseur

Informatie afkomstig van verschillende externe bronnen

LendingUSA exists to provide smart financing solutions at the important moments in life. The money people need when and where they need it.


Contactgegevens

4,6

Uitstekend

TrustScore 4.5 uit 5

808 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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Beoordeeld met 5 van de 5 sterren

Amazing Company and Super Helpful!

I am writing this review as someone who got a loan to finish my Alleviate Debt Solution program and Fresh Start Lending (a division of Lending USA) has been extraordinarily helpful to me and the process was speedy and very specific... Jonathan Choi was very helpful and explained everything clearly.

30 maart 2023
Review zonder uitnodiging
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Antwoord van LendingUSA

Thanks for the stellar review, Michael.

Beoordeeld met 4 van de 5 sterren

My experience was quick

My experience was quick, easy and beneficial. I would recommend it to anyone with credit difficulties.

29 maart 2023
Review zonder uitnodiging
Logo LendingUSA

Antwoord van LendingUSA

Hi, Beebs9368. Thanks for your review. Glad to hear you had a great experience.

Beoordeeld met 5 van de 5 sterren

Highly Recommend!!

Completing the loan process was excellent and quick. My processor, Alex Ordonez was very knowledgeable and explained every detail in simple terms. He answered all of my questions and gave me some great advice.

28 maart 2023
Review zonder uitnodiging
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Antwoord van LendingUSA

Thank you so much for your kind words, Cedric. We really appreciate you taking the time out to share your experience with us.

Cheers,

LendingUSA

Beoordeeld met 1 van de 5 sterren

Terrible customer service

Terrible customer service. I was double charged for the month of March of 2023 within two days. I only authorized one payment and not two. They said they would not stop the payments and would refund me that would take one month to do so because of them and taking an extra $449.39 out of my account. I am not able to pay my rent thinks, lending USA for screwing me over.

27 maart 2023
Review zonder uitnodiging
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Antwoord van LendingUSA

Thank you for providing your feedback and letting us know about this issue, Michael. We set a high standard for ourselves and are truly sorry to hear that standard was not met in your interaction with us. Please get in touch with us on (800) 994-6177 and we'd be happy to help you out.

Cheers,

LendingUSA

Beoordeeld met 5 van de 5 sterren

The process was quick and easy

The process was quick and easy. Everything was explained throughly and simplified to your understanding. There are no hidden fees and nothing is forced upon you if you're not in agreement with terms. You are given options within your financial ability when paying back loan. Customer service was friendly and knowledgeable. They spoke clearly and made follow up calls to make sure I understood terms.

16 maart 2023
Review zonder uitnodiging
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Antwoord van LendingUSA

Thank you so much for your kind words, Angelica. We really appreciate you taking the time out to share your experience with us.

Cheers,

LendingUSA

Beoordeeld met 1 van de 5 sterren

Everything it’s been a nightmare 😡 I…

Everything it’s been a nightmare 😡 I agreed to a 5 year loan and got a 4 year loan instead and you can’t pick your day for auto pay I think if you use auto pay you should definitely get to pick your day then when they took the first payment they had the wrong amount and the very next day they sent me a email to collect a debt for $1.09 omg 😳 when I got the loan you had a 10 day grace period and they were hounding me for $1.09 and it was THEIR MISTAKE you got to be kidding me very very very dissatisfied from the beginning and it got worse if they had 0 stars I would have picked that

16 maart 2023
Review zonder uitnodiging
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Antwoord van LendingUSA

Thank you for providing your feedback and letting us know about this issue, Max Wright. We set a high standard for ourselves and are truly sorry to hear that standard was not met in your interaction with us. Please get in touch with us on (800) 994-6177 and we'd be happy to help you out.

Cheers,
LendingUSA

Beoordeeld met 5 van de 5 sterren

Customer service experiance

Customer service was excellent and professional. answered all my questions that i had. Was a great experiance.

28 februari 2023
Review zonder uitnodiging
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Antwoord van LendingUSA

Thank you for your feedback! We are glad to hear that our customer service team was able to provide you with a great experience. We appreciate you taking the time to let us know how we are doing. We are always striving to provide the best service possible, so it's great to hear that we were able to meet your needs. Thank you for your support!

Beoordeeld met 5 van de 5 sterren

Excellent experience!!

This service was fast and an easy process. Everyone was very courteous and easy to work with.

22 februari 2023
Review zonder uitnodiging
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Antwoord van LendingUSA

Thank you for your kind words regarding our service. We are delighted to hear that our fast and easy process and the courteousness of our team made your experience a positive one. We strive to provide the best service possible, and your feedback helps us to continue to improve. Thank you again for your review!

Beoordeeld met 5 van de 5 sterren

Customer Service representative was Kelly…

Customer Service representative was very courteous and friendly. The process was very streamlined, efficient and easy. Thank You for the great work!!

22 februari 2023
Review zonder uitnodiging
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Antwoord van LendingUSA

Thank you so much for your kind words. We strive to provide the best customer service and experience possible, and we're glad that you had a positive one. We really appreciate your feedback and look forward to continuing to serve you!

Beoordeeld met 5 van de 5 sterren

Great experience

20 februari 2023
Review zonder uitnodiging
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Antwoord van LendingUSA

Thank you for your kind words! We strive to provide a great experience to all of our customers and are so glad that we were able to do so for you. We appreciate your feedback and look forward to seeing you again soon!

Beoordeeld met 1 van de 5 sterren

They sell the loan like it's a bad used…

They sell the loan like it's a bad used car... Slick talking salesman... That goes so fast and sugar coat over the high interest rates and service charges... Big mistakebbbbbb doing business with lending USA

3 februari 2023
Review zonder uitnodiging
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Antwoord van LendingUSA


Thank you for bringing your experience to our attention. We are sorry to hear that you feel our sales process was not adequately transparent. We take pride in providing our customers with all the information required to make an informed decision about their loan. We understand that our customers' trust is paramount, and we take all feedback seriously. We have reviewed your complaint, and we would like to reassure you that all rates and fees are detailed in the loan agreement. If you have any further questions or concerns, please contact our customer service team at (800) 994-6177 or customerservice@servicingusa.com so we can help resolve your issue. Thank you again for your feedback.

Beoordeeld met 5 van de 5 sterren

So far a relatively easy process

So far a relatively easy process. Money in my account in a reasonable amount of time. I need to contact them to make my auto pay a few days earlier. I will let you know how that goes.

20 februari 2023
Review zonder uitnodiging
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Antwoord van LendingUSA

Thank you for taking the time to share your experience with us. We are glad to hear that the process was easy and that you received your money in a timely manner. We value customer feedback and we want to ensure that all of our customers have a positive experience. If you have any further questions or concerns regarding changing your auto pay date, please do not hesitate to reach out to us at (800) 994-6177 or customerservice@servicingusa.com

Beoordeeld met 5 van de 5 sterren

Courteous service

Courteous service. Excellent process. Very trustworthy!

20 februari 2023
Review zonder uitnodiging
Logo LendingUSA

Antwoord van LendingUSA

Thank you for your kind words. We strive to provide courteous service, an excellent process, and trustworthy service to all of our customers. We are delighted that you have had a positive experience with us and we hope to be of service to you again in the future.

Beoordeeld met 1 van de 5 sterren

Highly upset

Highly upset. , they failed to inform me of their service charge , they failed to communicate to me of any changes , I was looking for some relief with my current finances. Only to end up saving me $20 a month , charges an outrageous interest rate ! And I could of stayed with my current loans because as I said instead of $326 per month , now I will pay $306 !!As soon as I find a different lender that isn’t hiding any effing fees I will pay off these jerks and be done !!

20 februari 2023
Review zonder uitnodiging
Logo LendingUSA

Antwoord van LendingUSA

We apologize for the frustration you have experienced. We understand that you have been looking for relief with your current finances and we are disappointed that you are not satisfied with our service. We strive to provide the best customer service and to ensure that our clients are well informed of all fees and changes. We take pride in transparency and make sure that all fees are disclosed in the loan agreement. Additionally, The best time to refinance depends on a variety of factors, such as your current loan terms, your credit score, and the interest rate environment. Generally, it is a good idea to refinance when interest rates are low or when you can get better terms than your current loan. It is also important to consider whether the cost of refinancing justifies the savings. You can consult with a financial professional or use online tools to help determine if refinancing is the right decision for you. We hope that you take the time to consider our options and that we have the opportunity to serve you in the future. Thank you.

Beoordeeld met 5 van de 5 sterren

What an easy and pain free process

What an easy and pain free process! Couldn’t ask for better customer service!!

1 februari 2023
Review zonder uitnodiging
Logo LendingUSA

Antwoord van LendingUSA

Thank you so much for your kind words! We are delighted to hear that your experience with us was easy and pain free. It has always been our goal to offer the best customer service possible, and we are thrilled that we were able to exceed your expectations. Thank you for your continued support!

Beoordeeld met 5 van de 5 sterren

Was drowning in credit card debt…

Was drowning in credit card debt constant phone calls
And lending USA came to my rescue

20 februari 2023
Review zonder uitnodiging
Logo LendingUSA

Antwoord van LendingUSA

We are so glad that LendingUSA was able to help you out in your time of need. Thank you for sharing your story and for choosing LendingUSA for your debt relief needs. We focus on providing a secure and transparent lending experience for our customers, and we are thrilled to hear that we were able to make a difference in your life. Thank you for your trust and loyalty.

Beoordeeld met 1 van de 5 sterren

I bought a $6000 dog under the guise…

I bought a $6000 dog under the guise that the 1st 6 months were going to be intrest free...but ONLY if the entire amount was paid in full. Otherwise the extra amount that was paid during the 6 month "0%" interest rate period went entirely into the interest and not towards the principal. This should be illegal.

8 februari 2023
Review zonder uitnodiging
Logo LendingUSA

Antwoord van LendingUSA

Hi, Darryl. Thank you for bringing this to our attention. We understand your concern regarding the hidden fees and the 6 month same as cash option. According to our policy, if the promotion is offered, then you are eligible for the "No Interest On Principal Option Promotion". This promotion allows you to pay the full principal amount of your loan without paying any interest on the unpaid principal balance. However, to take advantage of this offer, you must pay us the full principal amount of your loan before the promotional period expires. If you make any of your scheduled monthly payments during the promotional period later than 16 days of each of their scheduled due dates, then the promotion will expire and you will lose the no interest on principal option. We apologize for any inconvenience this may have caused and hope that you will consider taking advantage of this promotion. Please give us a call at (800) 994-6177 if you have other questions or concerns.

Beoordeeld met 5 van de 5 sterren

I never thought that loans can be this…

I never thought that loans can be this easy! At first, I thought, it’s gonna be dragging, because of all the documents, and then, it got better, done in less than week, could’ve been faster, but I applied on holidays, and Miguel is very helpful! I like the fact, that if I pay in advance, it will not be taken against me!No collateral loan,Thank you,all the people who work on my loan,thank you, you’ve helped me a lot!

4 januari 2023
Review zonder uitnodiging
Logo LendingUSA

Antwoord van LendingUSA

Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA

Beoordeeld met 5 van de 5 sterren

Great Experience

The paperwork was simple, and approval was fast. I don't like phone calls and constant questions, so, I was really appreciative to have everything done over email and text messages.

21 december 2022
Review zonder uitnodiging
Logo LendingUSA

Antwoord van LendingUSA

Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us.
Cheers,
LendingUSA

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