LendKey Reviews 

I financed a in-ground pool with LendKey in July of 2026 for the past two months have yet to see a bill. Definitely will be refinancing elsewhere once completion I mean who don't send a bill monthly???

Very easy and straightforward application and review process!

Great communication! Great product to meet my needs. So far, so good!

Horrible experience with this company. They do not know what they are doing!!! No one knows anything when you call for help. Total mess up with my son’s loan from the beginning. Still trying to get his loan after 3 months of bullshit. They give you the total run around and you still will end up with no loan. I highly adv Are you to NOT go with Lend key for loan assistance.

The initial process was easy but ever since then it has been nothing but issues. It all started with them not taking the correct payment because they had the wrong loan amount. Once they found the issue, it was corrected but left me with a one time payment that was 4x the normal amount. Now they are saying I am past due for an amount of $.49. How am I going to be past due when my account has been on autopay from the start?

*reply to Lendkey response*
I called in and paid my outstanding $.49 a few weeks ago. I asked to speak to a supervisor. I am still waiting for them to call me back… If you want to know more, you can call me this time.

Great Experience

Easy process to get the loan. Happy with loan term and rate.
Technology is lacking. No mobile app. Recently updated their authentication flow and constantly loops you between old and new login pages. Super confusing and inefficient. Also, their refreshed interface still lacks basic features like principal only payments.

The process was straightforward and easy. I also had timely help when I needed it.

Lendkey offers student debt consolidation that I found was easier than asking my local credit union. Easier in that the interest rate (plus an additional decrease in interest rate for autopay) made the loan way more manageable and I wasnt being nagged about reminders. Though it is true that they withhold early payments until the next pay-date, I found that it eased my mind to submit an early payment on top of my auto pay to contribute to the principal in a bigger way. I could forget about it after submitting and wait until my funds replenished to submit another extra payment.

They were great to work with!

They hold your payment & do not credit until the payment due date. So if you want to pay extra or early, you’re out of luck. It is so they can charge you interest those days between when they receive your payment & actually credit it to your account. Then their system messes up the payment.

Easy, people on the phone were really helpful and explained every step

The interest rate is the lowest I've ever had on a school loan! I've also been able to put it into forbearance and only pay the interest for 6+ months while I've been struggling to get steady contract work.

The loan process went very smooth. The associates were very helpful and knowledgeable!

Very quick and easy. Just the help I needed

This was a simple and fairly quick process. And the rates are good.

Great and easy

The staff was so helpful and the process was efficient.

I've had a fantastic overall experience using the LendKey service. When I was looking to refinance my student loans some years back, LendKey was the only company that provided me with what I felt was a reasonable, low interest rate that significantly reduced the amount of interest I was set to pay. Their "no-frills", simple interface reflects a commitment to maximizing value for both their institutional and borrower partners. I love that this service connects borrowers with small financial institutions across the country that they wouldn't have known about or been able to do business with otherwise. I highly recommend LendKey as the absolute first place anyone should look when exploring refinancing if you want transparent business practices & a low interest rate.

I love how they worked with me to get the right loan. They did not approve my first application or two, but rather then restarting everything, they kept working with me to find the lowest interest that will work. I have not had that with other companies.