Lendwithcare Reviews 

An excellent idea to spread my relative wealth and born privilege to hardworking people and projects around the world.

With rising costs in the UK, paying bills is more difficult - but I’ll always have a home and security and am so happy to share that and make other’s lives and rise to success easier. A simple win and I recommend.

I’m only on my second loan but see repayments come back (albeit that’s not the point).

I have supported Lend With Care for many years now, and am really happy to do so. It’s an easy way to help make life a tiny bit easier for people that desperately need it. I view it as a charitable donation, and I don’t expect to get anything back in the way of updates. It’s satisfaction enough for me that I am helping in a small way.

This is a brilliant idea helping lots of small entrepreneurs around the world. I’ve made 16 loans to date with no defaults. On the other hand only one has been fully repaid so far and several are “over a year” old (I can’t remember how old they are). So just don’t expect to get repaid in a hurry.

I've been a lender for almost a year now, 11 loans, no defaults, just a good feeling from helping people become independent and successful. Before I joined I had loads of questions about due diligence and how LWC made sure entrepreneurs were safeguarded from spiralling debts. In my line of work I hear stories from survivors of unscrupulous money lenders and the effects of debt bondage so I was always going to be hyper cautious no matter what! However, my concerns were addressed my questions were all answered and I am more than convinced that every step is taken to safeguard the entrepreneurs and ensure the continuation of the microfinance institutions and I was happy to find out that many (if not all) of them provide bank accounts, financial information, and business workshops to those we lend out money too. So off I went on my lending journey! I'm happy I did! My most recent loan was to a man named Wilson who makes the most wonderful bags and I'm so proud to support his business.

To those who are concerned about the interest charged I would say that it's important to remember that there are loan sharks who would offer such funds with severe consequences, and also to perhaps look at micro lenders in Pakistan if interest really is an issue. Personally I'm happy to support the microfinanciers; they have a job to do as well after all.

Thanks lend with care, I'll continue to support for a long time I'm certain!

I joined a couple of months ago and have just received my first repayment. It's fantastic to know I'm helping others help themselves!

I've been making loans to this charity for over 10 years and reinvest monthly once repayments made. I primarily loan to groups of women thus spreading the risk and enjoy the fact the majority of the funds go the recipients. It is important to do some background reading on the financial stability of the countries before deciding to make loans to entrepreneurs. For the most part defaults have been minimal.

Lend over and over and over.
I got fed up of UK charities taking donations and then seeing the money spent on "lifestyles" for the employees, or a single donation and the money is spent.
Here I put in a money over a period of time, microfinance companies lend it out to your selected entrepreneurs, and mostly it gets paid back with the finance company making a profitb and the entrepreneur improving their quality of life.
You can then re-lend. Over and over and over.

I have recently loaned with this great charity. As an ex fraud investigator I am 100% confident that they are genuine. The negative posts about staff taking a salary are unfair. Every charity has someone at the helm and this particular charity pays the going rate for a position of such responsibility. They are doing great work and I love the idea of directly supporting another human being(s) who are working hard to support family and other workers. I’ve just done a third loan and am very happy with the process and subsequent communication. I hope that my relationship with this charity will stretch many years into the future.

I loaned because I am interested in people. I looked at business plans and wondered if they would work and what the entrepreneur would say about their business plan and their experience. I was looking forward to regular updates but despite making a number of loans I have had no feedback from anyone I invested in which has been my biggest disappointment. I wonder it this is marketed differently in the country receiving the loan? The website says people in developing countries might be too busy to leave feedback but I am a working person and I have time to check out loans that spark an interest. When my current loans are repaid I plan to close my account as I have had to simply guess how my entrepreneur's have got on and what worked for them and what did not work.

THE MORE i LEARN THE MORE SISAPPOINTED i AM
For example I cant find out how wealthy Tracy horner is worth which makes me suuspicious that she is raking off loads of our money for her personsal greed . I have no evidence to dupport this allergation . I will not ever support Lend with care And I will not be lending any more money . I am a pensioner on a fixed income but I have a gut feeling that I was stupid to get involved I really want to dupport people less fortunat than me but my gut feeling is That I am jut making wealthy people richer . I will be withdrawing my funding as I am repaid.
David christian

I have been lending with Lend with Care for a long time now, I've had an account for over 10 years and signed up in University to do the odd loan, but really started ramping up the lending in the last few years. I usually stick to a £15 loan and increase the amount of loans I do where I can. I have got to the point where I can usually do a new £15 loan each month from the repayments that are made to me by all my active loans. My next goal is to get two two new loans per month through repayments and more investment.

I love loaning with Lend with Care, it is something I look forward to every month and I take time to choose who to lend to next. Everyone on the platform deserves help but I enjoy taking the time to read the stories and select the person to contribute to.

I have done 47 loans micro loans, and the money in the account is truly recycling from one entrepreneur to another with the odd top up from me. I've only had 1 full default and one partial which were a long time ago.

I've also completed one grant where I bought a cooking stove for families.

I'm not sure what else to say, there is joy in giving!

Well done to the lend with care team and to the entrepreneurs who take these loans, do great things with them, and then pay back consistently!

Lendwithcare was recommended to me by a friend over 10 years ago. I think it's a wonderful idea (which I adopted) and have since encouraged others to sign up. I lend to those who educate their daughters - it helps me decide where to loan and hopefully also gives the girls more autonomy.

Teamwork
I’m new to this and I must say it fills me with excitement, just knowing that a small gift can make a huge impact.

I’ve been an active lender with Lendwithcare for 10 years now and can wholeheartedly recommend it. It’s great to know that a small amount of my money is out there helping entrepreneurs to develop their businesses and support their families, rather than it just sitting in the bank. I enjoy choosing the entrepreneurs who align with my own personal values and interests (eg green energy) - it makes me feel like I’m on Dragons Den :-)

A wide choice of projects to choose from, all with clear information.

simple system. Good info on potential loan recipients.

Website clear and easy to use and obviously supporting those who have little to become more financially independent is a good idea

A great idea to link people who can lend with people who need the loans, in "the field". There were lots of options and everything seems very professional - new people registering get £15 free to lend, which is a good incentive to spread the money/help.

I have been wanting to do something like this for a long time. Helping people to help themselves which is what u do.
It was lovely to read about the people and how they are getting on.
Thank you