Loan at Last Reviews 5.878

Thanks to loan@last I was able to catch up on some bills , Always reliable and there when I need a little extra cash!

I did not have to speak with no one this round and my loan was deposited that night wasn’t no issues. Fantastic Company on trusting me as well. Wonderful 😊

The process was extremely quick and flawless

When I applied again, it was very easy and fast. I do wish the interest rate wasn't so high but overall, satisfied.

The employees/staff at Loan at Last always make the experience enjoyable, friendly, fast & efficient. Every single person I speak to has a wonderful & lovely approach & is very understanding, empathetic but thorough with their information. It has helped me a lot for times that I need a quick helping hand; but I do know that this is only temporary & that the real work starts with respecting & understanding your financial situation through financial literacy & assistance. Thanks for making this a platform to tap into, for the emergent times; this has truly been a lifesaver. Much gratitude to all the employees & staff at Loan@Last 🙏🏽🙏🏽🙏🏽

Loan at last was such a huge lifesaver for me! They were fair, fast and transparent.
They do have high interest rates but those are their terms and you can agree to them or not for the loan you, the borrower asked for.
Overall I had a wonderful experience with them.

Prompt service with reasonable pay back amounts.

Great customer service in a timely fashion

The loan application process was easy and and painless. Approval came in seconds and I got funded the next day! Very satisfied with my experience, thanks!

The process was fast and easy. Each operator that I met with was very considerate and respectful. They were knowledgeable about the loan process, and explained it to me in a way that was both professional and understanding.

I felt loan at last is there to eas-up some of the financial stress you feel when u are up against the wall.
...felt good in the end.👍

The lady was very patient and courteous with me. She helped me in every way possible to get my loan together. I am so grateful for her being there for me. I have so much respect for this lady and I will definitely tell everyone about this company and what and she helped me.

Kwanza was a great example of awesome customer service with a smile and awesome knowledge of her job.
She helped me with additional funds and it was fast and accurate.

I’m not going to lie, I wasn’t expecting this to actually work. I have been in a hard spot for months financially. I have a full time job, but was unemployed for almost a year, and bills piled up. My rent was due, and I was a couple hundred dollars away, I have asked any and all family members for help every month. And I refused this time, I filled out the application and hoped for the best. I have done this many times with so many different places and it never goes through, so when I got a message saying the funds would be in my account the next day I said “ok, we’ll see”. Checked my account the next morning, it was there! I almost cried! Thank you! I will definitely be using again.

I got approved for $1100 but the infuriating concern of mine is because the first payment date was scheduled to be on the 16th for over $300, keep in mind the funds would be released the next business day which falls on Monday after the subsequent weekend giving me only 10 days thereafter, 8 if you exclude the weekend, in the hopes of finding a solution I proceeded to with an inquiry via their website's chat portal and their representative who clearly did not give a care in the world responded to my problems by sharing links to their 'loan faq' webpage and could not respond to the most basic questions regarding extensions, reformulating contract, etc..their customer support is the epitome of how to precisely emulate an automated chat system

This tribal lending company is no different and possibly even worse than its peers, the absurd part I find very perplexing is how they've managed to receiving such a high number of positive reviews, their outrageous apr rate was anticipated but given the circumstances of 8 days before my first payment was downright the textbook definition of what predatory lending is and should be condemned. They don't even bother giving the option of an extension to accommodate the borrower's situation but take advantage of desperate folks, this is not a mutual relationship but a despicable loan shark.

Please stay away from the as there are other tribal lenders that grant you alteast 2 weeks or more, of course interest will accrue on a daily basis resulting in your first payment being higher than normal but these loans are meant to be repaid in a relative short amount of time so that is acceptable but not this company. STAY AWAY!

EDITED 08-16-23
2nd attempt from loanatlast to have this review removed lol... its remarkable how persistent they are are to have all the negative reviews disabled or removed, I'll acknowledge that fact, oh also be sure to double verify any contract terms you request to have amended as they "mistakenly" forgot to implement them on mine, they sure have intriguing tactics.

Very helpful in a time of need. Customer service representatives are very polite and respectful. You don’t find that type of great customer service now days.