Manuka Money Reviews 

We were introduced to Carl through a mutual friend, who had worked with him prior to him setting up his own company Manuka mortgages. Our initial enquiry and dealings began early in 2022 as we were at the fact finding stage and needed some advice.
Some months later we got back in touch with Carl as we were ready to push the button on a house.
He remembered our previous conversations and following a short fact finding exercise he had a mortgage offer in principal sorted within no time at all.
We could then pursue an offer on a property and within three weeks we had our mortgage accepted and in place.
Carl is a delight to work with, he is friendly and approachable (unlike other brokers I have worked with in the past!) he is throughly professional and extremely efficient. We have no hesitation in recommending his services.

Based on our dealing with Carl since 2020, we found Carl a very trusted mortgage advisor, he is very experienced and knows mortgage related matters inside out from practising in the industry for many years prior to setting up his own business. His passion and knowledge really come through to us. There is also lots of informative and useful contents on Carl's/company's linked-in website. We found Carl well informed with market information and latest products/rates, he makes a complex and daunting process less so and transparent and trouble-free. Throughout the process, Carl proved to be reliable, consistent, patient and very professional. He has a brilliant communication skills and always going above and beyond for us in our benefit. We really feel looked after by Carl and a very trusting and strong relationship was formed during this process. We also found the system Carl uses for documents very user friendly and convenient. We would highly recommend anyone to give Carl a call if you are looking to source mortgage related services and you will not regret in choosing Carl.

Carl was very helpful throughout the whole process, couldn't ask for more, highly recommended.

We used Manuka mortgages for a recent remortgage with our current provider. I was really impressed with Carl's passion for the job, his professionalism and his market knowledge. Top class service from an absolute gent.

Carl conducted an initial full market review to ensure that we received the best deal from our current lender. He then ran the application process from start to finish. He regularly checked the deal as time passed to ensure that our rate was the best as the market changed over time. This was during a period of turmoil in the UK mortgage market so it was really reassuring to know that Carl had our backs. You are in safe hands with Carl.

I would highly recommend his services, even if you intend to just roll into a new deal with your existing lender. He will always have your best interests at heart.

We were recommended Manuka Mortgages by our previous broker who has now moved into a financial field. We are so grateful for the recommendation because Carl looked after us from the first contact we had with him. Ours was a complex case due to various factors, limiting the market somewhat, but Carl always put our mind at ease and has successfully guided us onto a new mortgage which has made a huge positive impact on our overall household finances. Carl's knowledge of the mortgage process and the market, as well as his ability to monitor and act on current affairs in relation to mortgages (Bank of England Base rate changes, etc.), make him a truly excellent mortgage broker. Even the interaction with the solicitor was of a very high standard, finding out information for us at every stage to ensure we had the answers we needed and we're not worried or concerned at any point. We would highly recommend Carl's services to anyone who is considering a new or remortgage.

Carl has been phenomenal from start to finish, always keen on helping out and would try his upmost best to make the deals happen!

Once again Carl thank you for effort.

Highly recommended!

Carl was brilliant. He gave good advice and was super responsive to every message. He was a pleasure to deal with and I can’t recommend him highly enough

Absolutely over the moon with the help and support from Carl, professional and caring through every part of the process. Received an offer within days.

Carl at Manuka is certainly the best broker I have dealt with. His communication, understanding of the market and recommendations were second to none. Would highly recommend to anyone looking for a mortgage.

Wouldn’t hesitate to recommend Manuka Mortgages, the communication from Carl throughout was exceptional on what was a challenging case.

Carl at Manuka Mortgages was great from start to finish helping me purchase my first home with a mortgage that suited me. Always available on the end of the phone answering any queries and helped streamline the house buying process, will be recommending his services to friends far and wide!

Carl’s knowledge and experience alleviated all concerns we had ahead of switching our mortgage. Not only a good listener but also personable.

Excellent service, I would highly recommend Carl.

I can not recommend Carl enough! I was facing a horrific personal situation of going through a horrific divorce and literally fighting to keep my home for my children. I run my own business that was hit hard from the pandemic yet thankfully was moving into a positive direction however finding a solution to enable me to gain a mortgage on my own felt impossible yet Carl found a way! His support, kindness, dedication and going above and beyond is very rare to find but excelled on every account. Result my mortgage was recently accepted and I am able to can keep my home for my babies and my place of work in which I run my business to continue to grow in our new future with hope, as this time last year I was facing the prospect of losing it. Thank you Carl you are one in a million.

Excellent service from Carl at Manuka Mortgages. He secured me a rate several months in advance of my renewal date which saved me thousands over the term of my mortgage. Highly recommended

Amazing service from Carl at Manuka Mortgages. Would highly recommend them.

I cannot recommend Carl enough! Absolutely fantastic from the start to the finish of us purchasing our house! We are self employed which made it slightly more difficult but nothing was too much trouble, no matter the time of day Carl was there to put our mind at rest and give us great advice. He was honest from the start about all our options and really did his best to help. We will definitely be using Carl again when we remortgage. Such a lovely yet professional man who will absolutely do his best for you!

I cannot recommend Carl at Manuka more highly! I have returned to Carl on several occasions and always had exceptional service. His knowledge and understanding of the current offers in the market place are excellent.

I will continue to use him going forward as his advice is second to none!

Please don’t hesitate to use Manuka!

Carl from Manuka Mortgages is an absolute life-saver. It’s been a stressful house-buying process, but at least the mortgage side of things has run smoothly!! Carl takes his fee from the mortgage providers (ie. the bank), unlike some brokers who take an upfront fee from you. And he got us a good rate. Carl is friendly, responsive, knowledgeable about the market, and he explains things in an easy-to-understand way. I’ll be recommending him to anyone I know who’s moving in Macclesfield. Thanks Carl, from Laura and Matt.

Carl has been exceptional through the whole process. He is personal and so attentive. I was really impressed that he continued to review my deal, managing to get it re-offered onto a lower rate!

Carl is extremely helpful and always available. I feel extremely supported in the process of finding my first property.