MerchantReFi Reviews 

I’ve had many experiences with non-traditional lenders, and Merchant Refi stands out as the best. I had a unique financial situation, and they provided me with a solution that was customized for me in terms of time frame, frequency of payments and rate. Terry was especially helpful, providing me with valuable advice on the how the different options would work with my business. And their system was straightforward, fast and efficient – with every step easily understood. I’m glad I can turn directly to them in the future.

I have been working with this company for 3 years and we finally got to get the loans we needed and that were best for us. They are speedy precise and very friendly.
Chevy Heyman is an absolute joy to work with. Told her what I needed and had the contracts the next morning. I recommend them highly. Wendi Cambridge

I had a great experience working with Chevy Heyman. I would refer MerchantReFi to my friends and customers.

Great and professional service.
It was super efficient and made everything easy.

Very nice people. Chevy was great at explaining everything.

Being a business owner I don't like to waste one minute of time. Chevy at Merchant Refi understands this and gets me funded in lightening speed. There is little work to do to get funded and the process is easy peasy. Thank you Merchant Refi for helping me succeed.

Great experience fast to allocate thank you for your help

Your teams no pressure attitude was very welcomed and unexpected. All other lenders were in your face pressure to the point of harassment.

Terry was outstanding in spite of the fact that he worked on getting us to send him the needed paperwork and application for a couple of months. His no pressure “what can we do for you, when you are ready” attitude made all the difference in the world.

It was a pleasure working and dealing with Cheyman for the closing of the LOC, her attention to our needs and explanation of our options and recommendations where priceless.

Overall we are extremely pleased with Merchant Refi.

We closed, consolidated debit and while there is an ultimate cost for the loan, we are saving substantially and improving our cash flow.

Teaming with Smartbiz was seamless and they were able to quickly analyze and process our financials and find an appropriate financing product and move the loan process along.

A good company to work with and good people.

Chevy Heyman is my go to woman for any loans I need. She always works at top speed and she understands my urgency always. She knows that I have little tolerance for time consuming chit chat or long processes and she gets me funded quickly. Though the cost to buy money is extreme, the quick service and rapid funding make up for it. Merchant Refi has been an extraordinary tool to keep my cash flow going.

Great customer success team.
They took the time to understand our needs and found a program that would fit exactly. Also coached us through the process patiently ensuring that we understood everything.