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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Hi Matt, hope this message finds you well. To let you know we have settled on the next property last week. Being in a position to make a cash offer gave us significant advantage in our negotiations an... Toon meer

Beoordeeld met 5 van de 5 sterren

Excellent communication with Matt throughout the process, he made everything smooth and amicable and nothing was to much trouble always available to me through email and phone.I would highly recommen... Toon meer

Beoordeeld met 5 van de 5 sterren

From our first enquiry to wrap up the team at Midkey were very comprehensive but extremely efficient - making sure we understood the product and each step of the process. Not only would I recom... Toon meer

Beoordeeld met 4 van de 5 sterren

Matt the lending specialist was extremely efficient, courteous and responsive. Midkey's offering was clearly presented and it's unique product assisted us with accessing property equity without having... Toon meer

Bedrijfsgegevens

  1. Niet-bancaire financiële diensten

Geschreven door het bedrijf

Midkey is Australia’s first NO MONTHLY PAYMENTS loan for responsible borrowers in their mid-life. Our new and innovative first and second mortgages enable Australians of all ages (18+) to either unlock the substantial wealth in their homes by accessing additional debt when traditional lenders are unable to help, or reduce the regular payments of their existing home loan and, therefore free up their cash flow.


Contactgegevens

  • Suite 406, 2 Grosvenor Street, Bondi Junction, 2022, Sydney, Australië

  • midkey.com.au

4,6

Uitstekend

TrustScore 4.5 uit 5

33 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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Beoordeeld met 5 van de 5 sterren

Good Job Matt Norris

Hi Matt, hope this message finds you well. To let you know we have settled on the next property last week. Being in a position to make a cash offer gave us significant advantage in our negotiations and we are already considerably in front a month later. We couldn't have done it without you or Mid Key. Thanks for all your help and let's not forget ... patience.

27 april 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Excellent communication with Matt…

Excellent communication with Matt throughout the process, he made everything smooth and amicable and nothing was to much trouble always available to me through email and phone.I would highly recommend Matt to any other person looking to do business with the Midkey company.
Gary Neat

11 mei 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Real money accessed fast

From our first enquiry to wrap up the team at Midkey were very comprehensive but extremely efficient - making sure we understood the product and each step of the process.

Not only would I recommend them but I would not hesitate to use the service again.

The no monthly repayment product gave us access to real money to do things important to us. It was a game changer.

Big thanks to both Amanda on our initial enquiry and Matt who was amazing throughout getting it done in under 3 weeks.

24 april 2026
Review zonder uitnodiging
Beoordeeld met 4 van de 5 sterren

Midkey's no monthly payments loan

Matt the lending specialist was extremely efficient, courteous and responsive. Midkey's offering was clearly presented and it's unique product assisted us with accessing property equity without having to make monthly payments hence assisting in cashflow. The process was efficient and did not require face to face meetings saving time out of the workday.

27 februari 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Matt looked after us really well…

Matt looked after us really well throughout the process and kept us informed amd chased us up promptly if required amd told us reallistic timeframes. Software also worked very well off an iphone. Good job amd midkey. A big help!

22 februari 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Outstanding service

We have had the pleasure of being a Midkey client for a second project. Matt and the team displayed the same exceptional service as we have experienced in the past. Their innovative approach to lending is a game changer! We look forward to working with Matt and Midkey in the future.

20 januari 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Midkey - Life-changing

Midkey has truly been life-changing for me. I came to it at a real crossroads in my mid-life, and it completely changed my financial situation. Midkey helped solve my cashflow challenges and gave me the ability to renovate, pay school fees, get back on my feet financially, and eventually sell my home, clear all my debts, and achieve financial freedom. I honestly don’t know where I would be today if Midkey hadn’t come along. It’s an incredible, modern financial product that’s genuinely in tune with the times. Thank you to all the team especially Amanda and Kate for being so understanding and supportive throughout this whole process.

13 januari 2026
Review zonder uitnodiging
Logo Midkey

Antwoord van Midkey

Cheryl, thank you for your wonderful review. You got it from the start, and you have been an honest champion of Midkey ever since. You are a star borrower on our website, thank you. Your words validate why we designed this type of loan, knowing it could transform lives and reward Aussies who have worked hard to grow their home equity. Well done on your clever renovation and thank you for trusting our team, in our early days. I hope your next chapter is an exciting one.


Kind Regards,
Richard Young
(Co-CEO, Midkey)

Beoordeeld met 5 van de 5 sterren

Bloody good experience

Midkey is a great product that addresses a real need that exists for people navigating mid-life with school fees, renovations costs and unexpected expenses (hello new roof).

When I first heard about Midkey, I felt a combination of 'Why didn't I think of this?!' and - as I learnt more - 'What's the catch??'.

It really is a great concept, and there is no catch. Plus the team at Midkey are very well informed and remarkably patient answering all my questions!

I felt very well looked after and respected as a customer, and as a result trust was quickly established. This is important given the sums involved.

I have been fortunate enough to be in a position to pay back part of my loan already, and this process was equally straightforward and transparent.

If you find yourself in an 'asset-rich, cash-poor' position, I heartily recommend having a chat with the team at Midkey as I suspect they will be able to help you!

25 november 2024
Review zonder uitnodiging
Logo Midkey

Antwoord van Midkey

Thank you, Chris. Our very first borrower! We truly appreciate the trust you placed in Midkey and in our team. You’ve been a wonderful supporter, and we’re grateful for the borrowers you’ve referred and for the reassurance you’ve given them along the way. As you said, there’s no catch, but we understand why people new to Midkey might question something that sounds a little too good to be true. We’re so glad we could help you unlock some equity to tide you over while you waited to access funds that were tied up elsewhere.


Kind Regards,
Richard Young
(Co-CEO, Midkey)

Beoordeeld met 5 van de 5 sterren

Ray and Margaret.

After checking other equity loans we finally found midkey with no compound interest our application details where made so easy with midkey customer service especially with Matt Norris looking after our application with ease. Thanks midkey

11 november 2025
Review zonder uitnodiging
Logo Midkey

Antwoord van Midkey

It’s our pleasure Margaret and Ray. We’re very pleased that you found us and that Matt was such a great help – he enjoyed working with you too. As you said, Midkey loans have simple interest, not compounding interest, and that’s a key differentiator that attracts our borrowers. Simple interest is better because you're not paying interest on interest.


Kind Regards,
Richard Young
(Co-CEO, Midkey)

Beoordeeld met 5 van de 5 sterren

Midkey loan (innovative reverse mortgage company)

I really enjoyed how nothing was too difficult for the team to explain to me with such a big undertaking. There was a lot of hoops to jump through getting approval (as their should be) Matt and the Midkey team were so supportive helping me dot the i's and cross the t's at every step. Highly recommend to people who are asset rich/ cash poor so to speak

22 augustus 2025
Review zonder uitnodiging
Logo Midkey

Antwoord van Midkey

Thank you for your kind words, Sarah. We’re all very excited that you got your Midkey, especially Matt! We love your plans too. Hopefully, you had a great time over Christmas and new year and that is was a very happy time for you and your family.


Kind Regards,
Richard Young
(Co-CEO, Midkey)

Beoordeeld met 5 van de 5 sterren

Great product for unlocking equity

Highly personalised service from the team at Midkey. The product is perfect for those looking to unlock substantial equity without blowing out family cashflow. A fantastic additional to the more traditional products available from the banks.

25 juli 2025
Review zonder uitnodiging
Logo Midkey

Antwoord van Midkey

Jamie, Thanks for taking the time to write this review. You get it in one! We don’t compete with banks. We help-out when they can’t lend more to asset-rich borrowers like you. Very pleased that you love the service our team provides too.

Kind Regards,
Richard Young
(Co-CEO, Midkey)

Beoordeeld met 5 van de 5 sterren

A fantastic product for self employed over 65's

Highly recommended product for the self employed with substantial equity locked up in their home.

Three problems solved for myself
1] multiple sources of income, self employed, is very arduous and difficult through the banking system.
2] raising capital to "upsize" for over 65's is virtually impossible from traditional banks.
3] the process was made very easy thanks to exceptional service from Amanda Hall, our loan specialist.

I am not ready to retire and still want to invest and grow, Mid Key product has helped me do that!!

Highly recommended.

18 april 2025
Review zonder uitnodiging
Logo Midkey

Antwoord van Midkey

Thank you for your detailed review, Paul. We’re excited to be part of your upsizing journey and delighted that Midkey can help you achieve your goals. Never too old! I’ve passed on your comments to Amanda too. Our borrowers love her.

Kind Regards,
Richard Young
(Co-CEO, Midkey)

Beoordeeld met 5 van de 5 sterren

Midkey offered a solution where no…

Midkey offered a solution where no other lender could. Being asset rich and cash-stretched, I thought the only option was to sell our much-loved home. The No Monthly Repayment Midkey Loan has given us freedom and greatly reduced the financial pressure we were under. We've been able to do some renovations and a take a long overdue holiday. Matt Norris was helpful and understanding from the get go. Matt's advice, expertise and attention to detail made the whole process simple and transparent. Highly recommend Midkey for people looking for a refinancing solution. Ask for Matt, he'll sort you out! Kate, Clovelly NSW

26 mei 2025
Review zonder uitnodiging
Logo Midkey

Antwoord van Midkey

Thank you, Kate. What an excellent review. Matt’s a big fan of yours, and we couldn’t be happier to hear that you used your Midkey to stay in your lovely family home and that you took a break. Good luck with your renovation and thanks for recommending Midkey. It means the world to us.


Kind Regards,
Richard Young
(Co-CEO, Midkey)

Beoordeeld met 5 van de 5 sterren

Easy seamless process

Process for getting a loan is not only seamless and easy, the speed of settlement has been brilliant. Matt Norris does a fantastic job.

2 juni 2025
Review zonder uitnodiging
Logo Midkey

Antwoord van Midkey

This is music to our ears, Ray. We’re delighted to hear that you loved Midkey’s service and product. I’m very proud of the team and genuinely appreciate your feedback.

Kind Regards,
Richard Young
(Co-CEO, Midkey)

Beoordeeld met 5 van de 5 sterren

Midkey Review

We were strongly recommended to Midkey via a good friend. The process has been exceptionally smooth and the team led by Matt Norris could not have been more available nor helpful. It has all resulted in an attractive option we did not have prior. Thankyou Team Midkey

7 april 2025
Review zonder uitnodiging
Logo Midkey

Antwoord van Midkey

What a great review, Ben. Thank you. I was delighted to hear your friend recommended you to us. There’s nothing like word of mouth. I’ll pass on your praise to the team. We are happy to have found you a solution.

Kind regards,
Richard Young (Co-CEO, Midkey)

Beoordeeld met 5 van de 5 sterren

Great Product and Reputable Institution

Having worked in the financial services industry for a number of years I initially found Midkey product via LinkedIn. I was thoroughly able to research the product and found that it offered a great solution to our present circumstances when I had been struggling to secure any assistance from our current bank and other providers. The application process online was simple and straightforward forward. Matt contacted us to discuss our situation and the process fully and was available throughout the process. Matt is a asset to this organisation and I would have no hesitation in recommending Midkey for their innovative approach and product which has helped us to restructure our finances and place us in a stronger position to be able to prepare for our retirement in a further 7-10 years. The peace of mind they have provided as a result is incalculable. Positive reviews around financial service providers can be few and far between but we would have no hesitation in recommending Matt and the team at Midkey for their assistance and support and hope they will continue to disrupt the industry positively with their unique product and approach for middle aged Australians.

25 maart 2025
Review zonder uitnodiging
Logo Midkey

Antwoord van Midkey

Adrien, your kind words hit the spot. We built this product to do exactly what it has done for you and to hear how much you appreciated our service and teamwork is very rewarding. My wholehearted thanks for taking the time to write this review and for spreading the word!

Kind regards,
Richard Young (Co-CEO, Midkey)

Beoordeeld met 5 van de 5 sterren

A successful outcome and great result

I’d like to commend Midkey’s representative Matt Norris for the excellent service and support provided through a somewhat challenging loan application process. Matt was extremely professional and personable. He was both reliable and supportive. Mid-Key has an easy simple to follow loan application process, from the initial online enquiry, to an easy method of providing document requirements through their online portal, to the valuation stage, and the final and e-loan approval stage to completion. The entire process was easy to follow and very efficient. I have no hesitation in recommending Matt to assist you with a Midkey loan.

3 februari 2025
Review zonder uitnodiging
Logo Midkey

Antwoord van Midkey

Thank you for this detailed feedback, Michael. It makes me very happy to hear that the process was easy and efficient. The entire team has spent a lot of effort trying to get that right and to hear it’s well-received is encouraging to say the least. Your recommendation is very important to us and Matt is chuffed too.

Kind regards,
Richard Young (Co-CEO, Midkey)

Beoordeeld met 5 van de 5 sterren

Great option and perfect for me

I just utilised the Midkey product for my new house construction, which went way over budget. Midkey was the only product I could find which enabled me to keep my house to live in, instead of selling it. The process has been very smooth and efficient with Amanda. The only concern I had was the determination of the interest rate, with respect to the RBA rate. With the recent drop by the RBA, Midkey has lowered their rate by the same amount and effective within a week. Better than my traditional bank. 6 stars deserved and a happy customer.

21 februari 2025
Review zonder uitnodiging
Logo Midkey

Antwoord van Midkey

We’re very pleased you found us Steven. It’s a common theme, housing construction costs blowing out and it’s disappointing when people are forced to sell before they complete their dream build. Thanks for trusting us and giving us an excellent review here. We’ve loved doing business with you too and look forward to seeing your new home.

Kind regards,
Richard Young (Co-CEO, Midkey)

Beoordeeld met 1 van de 5 sterren

Long drawn out process only to be rejected

Spent 2 months going through process only to be told that they couldn’t approve loan without any real justification

20 februari 2025
Review zonder uitnodiging
Logo Midkey

Antwoord van Midkey

Thank you for your feedback. We’re sorry the experience didn’t meet your expectations. We appreciate you taking the time to share your thoughts.

Kind regards,
Richard Young (Co-CEO, Midkey)

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