My Car Credit Reviews 

1.172
•
TrustScore 4.5 uit 5

4,7

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

I’ve had a really positive experience with My Car Credit, and I especially want to mention Joshua, who has been absolutely amazing throughout the process. He was always so helpful, answered all o... Toon meer

Beoordeeld met 3 van de 5 sterren

Staff were helpful and service only took a few days from application to finalisation. However, upon initial application I was quoted an APR of 8.9% 'guaranteed'. The eventual contract was actually 9.9... Toon meer

Beoordeeld met 5 van de 5 sterren

Fast response & competitive prices. The bank is still thinking of offer/% & i already collected car last friday. Bank % was slightly lower but asking too manny silly things like my tax returns & co... Toon meer

Beoordeeld met 5 van de 5 sterren

Absolutely excellent. The initial quote I was given was the APR that I was approved at. Much lower APR offered than anywhere else! Customer service was excellent, full team were always willing to hel... Toon meer

Bedrijfsgegevens

  1. Autofinanciering en -lening bedrijf
  2. ook in
  3. Financieringsmakelaar

Over My Car Credit

Geschreven door het bedrijf

Rates from 9.9% APR. Representative APR 11.9%. Free car finance calculator. Initial soft search with no impact on credit score*. Instant online decision. Broad panel of lenders to cater for all circumstances and credit profiles.

Awarded Car Finance Awards 'Best Direct Consumer Proposition' three times and 'Best Broker' for nine consecutive years.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Evolution Funding Ltd T/A My Car Credit is authorised and regulated by the Financial Conduct Authority (FRN 823324). We are a credit broker, not a lender.


Contactgegevens

4,7

Uitstekend

TrustScore 4.5 uit 5

1K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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4,7

Alle reviews

(1.172)

183 reviews in de afgelopen 12 maanden

Een review schrijven
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Beoordeeld met 5 van de 5 sterren

Very Good Experience

Very quick, easy and professional. The staff were very friendly and helpful. The whole process was handled quickly and professionally and I would recommend using them.

26 mei 2026
Beoordeeld met 2 van de 5 sterren

Increased APR from initial quote

Increased APR from initial quote, wouldn’t use again

27 april 2026
Logo My Car Credit

Antwoord van My Car Credit

Dear Brian,

Thank you for your review. Although we work hard to try and achieve the best rate for our customers based on our panel of lenders, this is ultimately impacted by your personal circumstances - which may affect the initial quote.

If you have any questions, or would like to discuss this in more detail, please contact enquiries@mycarcredit.co.uk and a member of our team will get back to you as soon as possible.

Kind regards,
My Car Credit

Beoordeeld met 5 van de 5 sterren

I had an excellent experience with My…

I had an excellent experience with My Car Credit. The staff were incredibly helpful throughout the entire process, especially my Car Credit Specialist, (Tara Harrison). She was supportive, attentive, and consistently followed up with both me and the dealer to make sure everything was on track. Whenever I didn’t understand something, she took the time to explain it clearly, which made the whole experience stress-free.

I had been struggling to get finance for my dream car, but within just a few days, they arranged everything for me. Now I’m happily driving my car, and I couldn’t be more grateful.

Their customer service is outstanding—they always answer the phone promptly and keep you updated every step of the way. I would highly recommend My Car Credit to anyone who is struggling to secure car finance and wants a reliable, supportive team to help them achieve their goal.

27 april 2026
Beoordeeld met 3 van de 5 sterren

All in all good service

All in all good service, slight mark down as had extremely pushy women calling 5 days after my agreement was in place. She urgently needed to speak to me about important information regarding my finance. I explained I was unable to talk right at that point and she was most insistence that it was very important and would only take a minute.
I again explained that what I was doing was more important to me, and she pushed for a suitable time to call back. I said in a few hours.

Surprise surprise she never phoned back so clearly wasn’t very important at all.

Very off putting, unease at the manner and tone of her.

27 april 2026
Logo My Car Credit

Antwoord van My Car Credit

Dear Nicola,

Thank you for taking the time to leave us a review, and for you kind words about your overall experience with us.

We’re really sorry to hear that the follow-up call you received left you feeling uncomfortable. We completely understand how frustrating it can be to feel pressured, especially at a time when you’re unable to speak - that’s certainly not the experience we want for our customers.

We’re also disappointed to hear that a promised callback wasn’t made. While the calls you received were from one of our trusted partners regarding your GAP cover, we still expect the same high standards of service that we set ourselves. Your feedback has been shared with them to ensure this is addressed and processes are being actively reviewed where needed.

These calls are intended to provide useful information about your vehicle and cover, but they should always be carried out at a time that suits you. If you would still like to receive this information or need any clarification, we’d be happy to help arrange a more convenient time.

We really appreciate you bringing this to our attention - your feedback is invaluable in helping us improve the experience for all our customers.

If you would like to discuss more about your experience or if we can be of any further support, please email enquiries@mycarcredit.co.uk and a member of our team will get back to you as soon as possible.

Kind regards,
My Car Credit

Beoordeeld met 5 van de 5 sterren

Quick and simple

Quick and simple, although I did have to chase which I found slightly annoying. Apart from that I’d definitely recommend as they answered right away, no hold time.

27 april 2026
Beoordeeld met 5 van de 5 sterren

Amazing service

Amazing service, Molly Gee has been so helpful with finding me a car and dealing with my finance! Would highly recommend

27 april 2026
Beoordeeld met 5 van de 5 sterren

Fast response & competitive prices.

Fast response & competitive prices.
The bank is still thinking of offer/% & i already collected car last friday.
Bank % was slightly lower but asking too manny silly things like my tax returns & countries i export goods to??? ID+credit check verifies everything bank needs to know

27 april 2026

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