Prudent Financial Services Reviews 

Farrukh provided amazing service making it an easy process. He has excellent customer and interpersonal skills. Knowledgeable and supportive through the process

The company takes the approach of gouging you at every opportunity from the begging they are really nice but once you get on their financial bad side they go and produce horrible fees against someone up against the wall so they would loose their security

The prudent choice is to avoid this company!
Other reviewers have described this operation as "professional". All I can say is that they probably weren't dealing with Jordan A. This representative of the company answered his work number with a gruff "Ya". Having expected a professional greeting along the lines of "Prudent Financial. May I help you" or even just a simple "Jordan speaking" I was rather taken aback. When I enquired whether I was speaking to Jordan, his response was "who's this". Needless to say, the conversation went straight downhill from there. Given the appalling lack of professionalism, there was no way I was willing to provide any sort of financial info to this individual. If this is the type of person the company hires to deal with clients, one would have to wonder if they're not more Loan Shark than reputable financial service provider. Either that, or nepotism is alive and well at Prudent Financial!

Well at first u feel like a criminal....that is how I felt being treated. Come on put a trace on your car...might as well put one on your foot so they can see where u go all of the time...they said just in case u died we have to know where the car is at...or if you leave the country....sure my fault I didn't have the money for the 3rd payment I asked if they can move it to the back ...they can't do that....I offered to pay 50 dollars everyday until it's all paid off but that's not the contract...but yet if I am going to pay why not say OK...but simply there a-holes..just this morning on Wednesday may 4 they took my car...I went outside and there was a bailiff to seize my car, he was a decent guy....I gave no trouble and understood the consequences....but really they didn't tell me they would take my car....so a warning to people out there make your payments or they can take your car or even your house ....they are still a- holes

I recently took out a mortgage on my home with Prudent Mortgage Services. The entire experience was flawless and as smooth as can be. Jonas Stern was extremely professional, pleasant and accommodating. I could not be happier with the exceptional service and speediness of the entire process. Jonas is a superstar! I wholeheartedly recommend him as a wonderful mortgage broker. A plus all around🌹

Worst Lender.. at least others have the balls to state true interest & fees! They lie it’s only about 5.79% interest but it’s way over 30% .
They try to scam you out of insurance too. You have to pay for the car tracker GPS. Prorated amount and not Principal is reported on credit report. Illegal

Naomi Iqbal handled my loan with absolute professionalism, a cheerful demeanor and speediness. Her attention to detail, impeccable customer service and thoroughness were exceptional. Prudent only employs top-notch professionals who reflect the company's unparalleled core values of the highest caliber. Thank you, Naomi and Gary! I would not go anywhere else but Prudent!

Prudent are great people to work with, they provide professional and accurate information for all your loan needs. I definitely would recommend Prudent for all services.

I am a new client of Prudent Financial Services and must say that I am very happy in dealing with them for our finances. Jonah and the whole term was very professional, provide truth to power, in our interaction with them.

I would definitely recommend them to my family and friends.

Merline A. Johnson

My name is Richard Csanyi, it wouldn't be a far stretch to say that these guys ruin lives. I really hope no one falls for there predatory lending tactics. These guys are pure evil. I have a nightmare story and they also took my vehicle on the 407 after repo'ing my truck with my plates on it. Criminals.

I have been going to Prudent for over 30 years and their team (Gary and team), have been nothing but extremely helpful over the years.
Whenever I required assistance, Gary was ALWAYS able to assist. Prudent is reputable, honest and they go above and beyond.
Their location is spotless and walking into the office, you feel very comfortable.

Gary, THANK YOU for your continuous support.

I am in the process of trying to figure out best options available for my situation and am finding it very hard to find a lender for personal loan.

In regards to any financial lenders that are willing to assist you and your financial situation, it disturbs me on all the negative reviews on companies that are willing to help.

The reason for going threw companies for poor credit "higher rates " is because we are classified as high risk borrowers.

The amount of complaints are ridiculous, regardless whether you have had bad or good experience with this company nobody complains at the moment when they are approved and cash in hand.

I have seen statements like " READ THE FINE PRINT " well I do beleive that instead of just signing your life away indeed you should have read the fine print thoroughly before signing.

I for one have exhausted all means of finding lender to help considering my credit score. When applying your very well aware of risk factors automatically no matter what you will pay higher interest rates due to being a high-risk borrower.

This is just my opinion best of luck to all.

Hi there! I never filled out a application with your company, I was just responding to all the negative review comments towards companies that lend to high risk client's and then leave negative reviews after the fact.

Sorry if you thought I was making a complaint about your company that is not the case.

Hi
Deborah McGee and Prudent has helped me out many many times.
They are wonderful.

It's almost like Deb is a mind reader when I am struggling all of a sudden I get a call from her. Amazing lady.

Thanks for all you help and I will refer your Company and Deb to friends. I am sure if needed I will contact you again.

Cheryl

I currently have a small loan with prudent and I want everyone to know that they are crooked! They double charged me in one month and lied saying they were going to investigate it and didn’t! I did a full investigation with my bank, showed prudent my proof and they did nothing about it! They are unprofessional and unreliable! Take my word, I would sooner go to money mart!

This company is ruthless to say the least. Just read the fine print when signing fake "low" interest loans...car loans or mortgages. I used this company over 10 years ago...and they continue to this day to report on my credit...for selling me a lemon of a car that the engine blew up on me a year after the warranty (1 year) expired 1 month after. I would never recommend this company...if you are desperate..they know..and they will definately use that to their advantage. Please use other trust worthy options out there...even if you have to pay a lil extra...which you wont..because this company states you'll pay a certain rate...but i promise you you wont. If you simply do the calculations for the loan..you will quickly realize how much money they are making from you. Please stay away is all I can say. You will be doing yourself a huge favour by going elsewhere.

I dealt with John Di Falco he was a God sent. I was having difficulty with my insurance and he handled the situation quickly and got me the funds I needed within minutes.

Prudent financial is a very professional place of business. Very clean . The staff are very efficient and friendly. I specifically delt with John Di Falco. I absolutly love and admire his spirit & energy. Even when things aren't going your way, he will absolutely get the job done. Within an efficient time and manner. He is hilarious and will cheer you up even during the worst circumstance. He's the go to guy for insurance!

Too much charged on hidden fees, and very high interest rate on 2nd mortgage.

DO NOT GO HERE! In the last couple months I got behind on my auto insurance the insurance company sent a letter of cancellation to me and Prudent I had until the 13th of May, actually 10th due to weekend hours. I managed to get 750$ together on the Friday to clear up the arrears and keep the policy in effect however during a 3 way call with the agent and Prudent I required another 179$, prudent agreed to lend me another $500 and would call the insurance company and pay the remaining amount. They sent me all the papers which I signed and scanned back to them. They were rushing since they closed at 5pm, but the insurance company was open until 6pm. Having assumed they made the payment I called back at 5:10pm and spoke to Bob, this is when he informed me that they did not make the payment,since everyone went home at ,5 I was shocked to hear this, I was instructed by Bob to drop my car to them the next day before noon, I work nights and did not wake up in time to to do this, also I would have been stranded there with my daughter. Bob called me at 12:15 to ask if I was on my way, I said no that I couldn't make it there in time and explained my being stranded there he seemed not to care and started lecturing me, and assured me that the payment would be made and that they would try and talk to the insurance company for reinstatement of policy. At 2:10 am Monday my car was picked up by their baliff and taken away. On Monday I tried contacting them numerous times via email and voicemail. Finally getting in touch, they said that they did not receive the loan documents on Friday (lie) and they would write a new one and I could come in Tuesday to sign. On Tuesday when I got up 12 noon I found an email from them requesting me to not come in, and that they had to talk to Gary about it.At 3:30 pm I received a call from Zak telling me that there would be no loan/ payment by them and that I was deemed a risk(by this time they had received proof of insurance on the car) and they would not release the vehicle to me unless I paid out the loan plus a bunch of fees almost 6900$ total. This is how they pull the carpet out from under you, just when you think there's hope guess again.The only way I was able to get a new policy with same rating was because of the notes the insurance agent had on file, of them saying they were going to pay the remainder. I hope they have it on voice recording also as I might need it. What is this companies mission statement? To screw when screwable and destroy people's lives, don't be fooled by there ads of "helping" that's just a front if they get the opportunity to to take advantage of a person you bet they will.

Prudent financial is the worst financial company. Stay away from this dishonest company. Zack is the worst employee they have. He has no manners and doesn't know how to speak to people.