Santander Consumer UK plc Reviews 289

Son unos auténticos sinvergüenzas.
El seguro asociado al préstamo del vehículo les está pagando las cuotas desde noviembre 2024 y en diciembre 2024, se presenta Luz Ojeda de cobros A MI CASA, coaccionándome, a las 20:40 de la noche, obligándome a pagar las cuotas de noviembre y diciembre (que ya paga el seguro) porque en 48 horas si no lo hago, me quitan el coche.
Ahora en Enero 2025 estoy reclamando las cuotas que yo por miedo pagué al día siguiente de su visita y NO RESPONDEN, SE HACEN LOS LOCOS.

Complete waste of time. Signed all agreements with them days in advance or the car being picked up. Santander didn't release the funds on time. Made us resigned the agreement and still didn't release the funds. Paid insurance, at a premium, ready for pick up. Couldn't take the car....wasted loads of money.

When contacting them they give a wealth of incorrect information and contradict each other like it's going out of fashion.

Will make sure we never use a company that use Santander again.

Got a settlement figures, couldn't send as name doesn't verify with their sort code/account number, tried phoning after going into Santander local branch who said they're nothing to do with them and gave up after one hour and ten minutes holding on the phone. Absolutely shocking service, never get finance through them unless you like getting the run around.

Repo’d my car - filed a complaint because it was wrongfully repossessed. Horrible waiting times. Avoid this plague of a company at all costs.

Been on hold for almost 2 hours, online chat doe snot work. The settlements differ with rebate of interest.
DO NOT USE worst company I have ever dealt with.

Following my recent experience I can confirm that
there are no human beings left working at Santander Consumer Finance. They have replaced them all with AI bots which my 3 year old could outsmart.

Their online site sends you in circles and their "live chat" is actually a bot.
Getting through to them on the phone requires the patience of Job: three attempts and finally I got through on the third try - after an hour 25 minutes - only to be frustrated by outrageously unreasonable demands on their part.
AVOID AT ALL COSTS!!!

Truly awful.
Cannot raise a human for a simple enquiry. They simply do not answer the phone even though my call is important to them. Really?
Web site useless.

Poor customer service waiting time. Everytime I have waited in excess of 40 mins or an hour. Reverted to email and have waited 14 days for a response to original request.
I am in limbo because my car has been written off. Insurance has paid the finance but it doesn’t cover all. No sense of urgency or empathy. No options offered to date. But of course payment will be collected! While I’m without a car

Sold my car which I had on HP finance with them, the dealer who bought it paid the remaining finance and give me the difference with proof of the payment to santander) 10 days later got a random letter through the door with an updated settlement figure which was slightly higher than the one I got 2 weeks prior, still took the next car payment finance payment out, tried 4x to get through waiting over an hour and no luck, live chat Is no use, so now I'm still unsure as to when I'm gonna get the extra car payment refunded and when they're gonna close my account off. AVOID THIS COMPANY AT ALL COSTS

Long waits on the telephone ( I've twice been on for 50 mimutes). The chat " bot" only answered very basic questions which are on the Web site anyway. Failed to take my DD even though the details are correct so I've decided to pay them by bank transfer each month - don't trust their system. Just received a letter which has taken 11 days to arrive which doesn't have my last payment on it.
Not very good!

took my car becasue of no ins, got a letter from solicitors to say it has been no futher actioned by police who wrongfully took it, santanders exact words 'nothing we can do, weve already put it in auction' RUN AWAY PEOPLE whilst you can, taking to ombudsban

Tried to pay off my settlement figure, card payment declined 4 times, my bank told me it was not from their side. I called Santander waited for almost an hour to be heard, when I finally did she said she couldn’t do anything because I tried many times they put a block on the payment go through. Useless

took my van from me would not communicate for 4 months for no insurance ???? until I was found not guilty by the courts they have admitted liability and offered all my money back Including all my payments I've made.
not good enough the financial ombudsman are now involved. terrible terrible company to deal with avoid at all costs.
very bad attitude customer service speak to you like your nothing !!!!

Terrible customer service, kicked out twice after 1 hour long phone call. Don't go with this company

I wanted to buy a car but was refused financing because of the presettles status. Absurd!!! I got a 30-year mortgage ( not with them) and they make trouble for four years. I got the financing with another bank. From Avoid

All I needed was my final settlement letter with this company. been on call with them for over a week now. Been calling them and waiting in the queue for over 1 hour. Last advisor literally hang up on me while I was explaining the situation as she never called me back after the line was cut off so she definitely hang up the phone just like that. Can't wait to receive the settlement letter from them and never use them again. Please stay away if you have more PCP options from different lenders.

Just about the worst company in existence, its true, everything you read about them. You cannot contact them by phone, email or web chat. I even opened a formal complaint with absolutely no response. I have Car finance with them but should have gone with another provider. DO NOT USE THIS COMPANY

They incorrectly took a payment out of my account because their car collection company didn't turn up.
I was promised the money would be returned in 2-3 days it took almost a month, when I rang to complain about the overdraft charges incurred by their incompetence I couldn't get through. I would advise avoiding any dealings with this company at all costs.

Can not get through by phone - been waiting over 30 minutes, and live chat just goes into a constant loop with no onw been there to help Totally useless