Upscore Reviews 

Once again Ernie Diaz was excellent to work with and highly recommend his services

We had such a positive experience with Upscore. This was our first property abroad and Daniel made the process so much easier for us. He was friendly and patient when awaiting documents and property delays and kept on top of everything for us to get us the end result we wanted. We would highly recommend to anyone looking for a mortgage abroad. Thank you again.

I used Upscore to get a mortgage for a property in Spain and had a really good experience overall. Daniel helped me through the whole process and was always available when I had questions. Buying property abroad can get pretty confusing, so it helped a lot having someone explain what the banks needed and what the next steps were.

One thing that surprised me was that Upscore doesn’t charge any fees. I kept expecting there to be some kind of cost along the way, but Daniel explained they get paid by the bank instead. In the end I wasn’t charged anything by Upscore.

Daniel also helped keep things moving with the bank and made sure I understood what was happening at each step. The whole process ended up being much smoother than I expected.

What an amazing service and support this was for us!
We are Swedes who bought our dream apartment in Alicante, Spain, with the help of UpScore. Buying property abroad as a foreigner is not always easy, so for us this service was the perfect way to get guidance and support throughout the process.

The instructions were clear from start to finish, and best of all, the service was completely free of charge. I would highly recommend this to anyone looking for mortgage opportunities when purchasing a home abroad.

A HUGE thank you to Daniel, who was our point of contact.

Quick response and professional attention to my needs. Attention to timeframe and respectful in communicating the process.

Jesse Ruiz handled the process with great professionalism and educated me while reducing my interest rate by a wiiiide margin. Excellent work.

I honestly don’t even know where to start.

Ram supported us throughout our mortgage journey in Dubai, and I can genuinely say he went far beyond what we expected from a broker. Our case was not easy: self-employed, combined income, B2C business, different bank accounts and a lot of details that needed proper explanation.

Instead of giving up or giving generic answers, Ram:

took the time to deeply understand our situation

carefully reviewed all bank statements and invoices

explained bank logic transparently and honestly

stayed calm, patient and professional at every step

What impressed me most is that he did not just say “no”, but actively looked for solutions — and in the end, he even managed to make a 20% down payment scenario possible, which we honestly didn’t think would work at all.

Communication was always clear, fast and reassuring. You really feel that he cares about his clients and knows exactly how banks think.

If you are self-employed, have a complex profile, or simply want a broker who truly fights for you — Ram is the person you want to work with.

Highly, highly recommended.

I had a great experience using Upscore.
Nuria Munne was a huge support to me throughout the entire process. We had a few challenges along the way which caused a lot of stress, but Nuria was there constantly helping with these challenges and relieving my stress with her calmness and persistency.
I am so thankful to her for everything she has done, she absolutely went above and beyond what is expected of a mortgage broker.

Katie was on it. It's a process for sure, but she gets it done. Truly 5 star service from her and her company.

Please can you advise on the below. I be more that happy to use your services if it's not a scam as I saw this on the FCA website. I have sent an email but no reply

"This firm is no longer registered with the FCA as an Appointed Representative of an authorised firm, and can no longer carry on regulated activities.
Do not start to do regulated business with an AR that is no longer registered."

I had a very uplifting experience with the agent. I asked a question that unfortunately the option does not exist however the agent was interested in further information to investigate if such request could exist elsewhere. That gave me hope in agent care. The agent does have my contact info in case the situation becomes available. That’s what I call a good outcome for an unsuccessful request!

As an immigrant, I immediately felt identified with this need to control and boost my credit score. Looking forward to the new features! Excellent tool! thanks

I used it to apply for a loan.