123.ie Reviews 2.085

TrustScore 4.5 uit 5

4,4

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Lees wat reviewers zeggen

Beoordeeld met 3 van de 5 sterren

Cannot send me a insurance disc for my new car saying there's trouble with the computer working which is now in its sixth week which does not say much for a large company like yours

Beoordeeld met 5 van de 5 sterren

You have been in touch with me checking in since becoming a member with 123.ie which I much appreciate.

Beoordeeld met 5 van de 5 sterren

I have being with many insurance companies and finding 123.ie the best for quotes much cheaper than other.. service is absolutely outstanding as they say behind every great company there... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Thank you so much for the birthday treat of a free Costa Coffee. However I have tried to redeem your voucher in 2 Costa outlets which are also mentioned on your list but the QR code won’t work.

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Verzekeringsmaatschappij
  2. Autoverzekering
  3. Ziektekostenverzekeraar
  4. Tussenpersoon voor woningverzekering
  5. Persoonsverzekeringsmaatschappij
  6. Reisverzekeringsmaatschappij

Geschreven door het bedrijf

123.ie launched in 2002 as the first company in Ireland offering insurance online. We've grown to become a one-stop-shop for all your insurance needs, offering Home, Car, New Driver, Travel, Health and Life Insurance cover. And, at 123.ie, we’re always trying for better - from improving our website, our products and services, trying to better our customer service, trying to better the insurance category! We don’t always get it right but that doesn’t stop us from striving for better. Customers love our offer of up to 20% off new car insurance policies online but they also tell us they really like our friendly staff, the ease of buying online with us and how nice our Rewards program is too. So, go on, why not give better a try?


Contactgegevens

4,4

Uitstekend

TrustScore 4.5 uit 5

2K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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Beoordeeld met 1 van de 5 sterren

Terrible!

First of all would like to outline no claims bonus, its only 6 years max. Doesn't matter if you never did claims 12 + years....
Second when something goes wrong its nearly impossible to reach out. Break down assistance...aprox 15 min on the phone and lady still didn't got my location? Is it a joke?! Treated it like casual car wouldn't start at the driveway and I can go home and chillax with cup of coffee while waiting on a tow truck while I did explained that it is EMERGENCY SITUATION AND IM STUCK ON THE FAST LANE OF THE MOTORWAY WITH A MINOR IN THE CAR! Cars engine shut on the speed on the fast lane blocking steering... I was lucky to avoid accident... The agent who was answering the break down assistance was the worst I ever had to deal. And luckily enough after aprox 15 min wasted on useless conversations when I have a bit calmed down from a shock I figured out that have to call local Garda for help. Garda was the only one who really helped and rescued us. Break down assistance rang me 3 hours later not even knowing my location and asking for directions. Is it a joke? Was it expected for me to stay in the car with minor for 3 hours on a busy motorway in fear that someone can crash in us?
Okay car was finally towed. Next few days I was trying to call insurance to find out what is my options because car's engine blew up. 20-30min on the phone waititing multiple times and no answer. Send email, its been a week no reply. Just shocking!!!

5 april 2026
Review zonder uitnodiging
Logo 123.ie

Antwoord van 123.ie

Good morning, thank you for taking the time to provide your feedback. I am sorry to hear what happened, it sounds like a stressful situation. All insurance companies have a maximum discount offered for your no claims bonus, the majority of insurers have a maximum of 6 years, some also have 4 years. This means you are receiving the maximum discount available. If you would like to discuss these issues further, please pop us another email to Info@123.ie. We are currently responding to customers within 24 hours, I can then arrange a callback for you. --CB

Beoordeeld met 2 van de 5 sterren

One less satisfied customer!

I have been with 123.ie for a number of years. Renewal price of car insurance is too expensive and Ive changed company for 2026

17 augustus 2025
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Antwoord van 123.ie

Good morning, thank you for your feedback. I am sorry to hear we were not competitive for you this year. We are continuously working on our premiums internally, hopefully we can look after your cover again in the future. -CB

Beoordeeld met 3 van de 5 sterren

I was a client of your company for over…

I was a client of your company for over 10 years, and I appreciated the service during that time.However, in recent years I noticed consistent increases in my policy price despite having no claims. I contacted your team for clarification but did not receive a clear explanation, which was disappointing.This ultimately led me to explore other options, and I have since switched to another provider with more competitive pricing.That said, I would have preferred to stay with your company, and I hope you take this feedback into account especially in terms of pricing transparency and communication with long-term customers.

19 juni 2025
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Antwoord van 123.ie

Morning Nikolay, thank you for taking the time to provide your feedback. We are continuously working internally to keep our premiums as low as possible. I am sorry to hear you were unhappy with this, I will be sure to pass it on. -CB

Beoordeeld met 1 van de 5 sterren

Buyer beware with 123

I was renewing my policy with 123. I wanted unlimited mileage this year. I was given a quote by two other insurance companies for unlimited mileage for 620 & 640 euro.

I emailed 123 stating I was given these two quotes for unlimited mileage. That I wouldn't be renewing with 123 unless I was offered a better deal with unlimited mileage.

They responded a few days later with a quote of 599 with no mention of a milage limit anywhere. Even before I purchased, I asked them for confirmation of no milage limit. They never responded.

I received an email from 123 this week regarding mileage consumption. I asked them why were they sending milage consumption emails when I had unlimited mileage. They responded that I still had a millage limit.

They basically hoodwinked me into the policy.

Buyer beware dealing with 123. I wont be renewing with them again after this nonsense. They're clearly a dodgy a crew.

4 april 2026
Review zonder uitnodiging
Logo 123.ie

Antwoord van 123.ie

Hi Conor, thank you for taking the time to provide your feedback. All of our telematics policies are set up based on a certain amount of kilometers. You can increase this amount of kilometers at your renewal date or at any time during the policy. If you would like to discuss this further please pop us an email to Info@123.ie with your details, I can then arrange a callback for you. -CB

Beoordeeld met 1 van de 5 sterren

Dissatisfaction with Lack of Response and Progress

I am writing to express my dissatisfaction with the handling of my complaint regarding my motor insurance policy.
It has now been over four months since I first raised this issue, and unfortunately, it remains unresolved. During this time, I have repeatedly received standard acknowledgment messages stating that my complaint is being investigated and that I will be contacted. However, no meaningful follow-up or resolution has been provided.
Furthermore, my requests for evidence and clarification regarding the issue have been consistently ignored. I have not received any substantive response addressing my concerns.
This level of service is unacceptable

30 maart 2026
Logo 123.ie

Antwoord van 123.ie

Hi Alexandr, thank you for your feedback. I am sorry to hear you are unhappy with how your complaint was dealt with. I can see we did issue a complaint response to you on 01/04/2026. If you would like me to arrange a callback to discuss this further please pop us an email to Info@123.ie, I can then arrange this for you. -CB

Beoordeeld met 1 van de 5 sterren

Waiting on insurance cert,rang them

Waiting on insurance cert,rang them
And still not available

11 juli 2025
Logo 123.ie

Antwoord van 123.ie

Hi Trish, I am sorry to hear this. I have been unable to locate your policy using your email address. Can you pop us an email to Info@123.ie with your details and I can look in to this for you. -CB

Beoordeeld met 1 van de 5 sterren

Declined Quote for Van “Van does Not meet criteria required ??😡😳🧐

Declined For Commercial Van Insurance due to my Van being over 15 years old..
Van has current test and is in better condition than most 5 year old Vans ..
It may be more for the reason that the Van is a six seater Crewcab..🧐

31 maart 2026
Review zonder uitnodiging
Logo 123.ie

Antwoord van 123.ie

Hi John, thank you for taking the time to provide your feedback. I am sorry to hear we could not cover your vehicle. We do have an acceptance criteria that our underwriters have set and we are unable to cover anything outside of this. -CB

Beoordeeld met 2 van de 5 sterren

They were good until time of renewal

They were good without any issues, however when we did not go with the quoted renewal due to a cheaper quote with another provider, 123.ie decided to write to our mortgage provider that we have breached conditions of our mortgage due to no valid home insurance.

This is the first time experiencing this shallow conduct from any insurer all these years of owning a property.

Update: you must be the first to do that. You did not provide that information to us like others do. Too bad not sure if to consider 123.ie again even if cheaper.

30 september 2025
Logo 123.ie

Antwoord van 123.ie

Good morning, thank you for your feedback. If you have a lenders interest noted on your policy we do have to let them know if the policy lapses or is cancelled. This is to let them know that the cover is no longer active on the property they have a financial interest in. All you need to do is send them on the letter of indemnity for your new policy and they can then see the property is covered again. If you would like to discuss this further, pop us an email to Info@123.ie and I can arrange a callback for you. -CB

Beoordeeld met 5 van de 5 sterren

I had a great experience as young driver

I had a great experience with the customer service, and my policy suited me really well. I would definitely recommend 123go to all young drivers. Thanks again 🤩

17 februari 2026
Review zonder uitnodiging
Logo 123.ie

Antwoord van 123.ie

Morning, great to hear this. Thank you for taking the time to provide your feedback, we really appreciate this. -CB

Beoordeeld met 5 van de 5 sterren

I have being with many insurance …

I have being with many insurance companies and finding 123.ie the best for quotes much cheaper than other.. service is absolutely outstanding as they say behind every great company there is great staff .. outstanding

16 maart 2026
Logo 123.ie

Antwoord van 123.ie

Good morning, thank you for your feedback. We are delighted to hear this. -CB

Beoordeeld met 5 van de 5 sterren

Nice staff to deal with

Nice staff to deal with. They matched a quote I had received from another company which is a good sign that they don't want to lose their present customers.

1 juni 2025
Logo 123.ie

Antwoord van 123.ie

Hi Kathleen, thank you for your feedback. We are delighted to hear this. -CB

Beoordeeld met 4 van de 5 sterren

Car insurers

123.ie are one of the top insurers for cars in ireland .consistently giving good value year after year .highly recommend them

1 november 2025
Logo 123.ie

Antwoord van 123.ie

Great to hear this Jimmy, thank you. -CB

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