FundMerica Reviews 

Garrick made my experience go smoothly and is always friendly and helpful and not causing me stress.

This company deserves a 10/10. I didn’t believe in it at first but Jerry helped me! Thanks to you guys I can grow my business the way it should be and will forever work with Fundmerica!

I had an unhappy sales experience with Melaney Sanchez at FundMerica, and she had a lot of attitude. I asked one question, and instead of answering it she just said we are not a fit for their services. Basically they are a loan shark, and it's now legal to be a loan shark. FundMerica is a PREDATORY firm looking for contractors who "floated" their deals, and suddenly need a large amount of money, for a few weeks or months, until he sells the next big contract. That's not me. If you just want to pay off credit card debt, and have lower payments, don't waste your time here. FundMerica will fund you, but you have to pay it back in 12 or 15 months, usually with WEEKLY payments, and the combined payments (per month) are monstrously higher than you are paying now on credit cards. Just insane, exactly what you don't want.

Jalonni is super helpful! Made the process super easy, and was really great at keeping me informed. Highly recommend

I’ve known Mr. Jerry Gainey from FundMerica since 2018, or at least first made his acquaintance. I own couple different businesses and I get dozens of calls and unsolicited emails about business funding on a daily basis. Sadly the overwhelming majority of these calls or emails are scam.

Naturally I didn’t believe it, but I told myself this man has to be the most patient con man or he’s truly genuine and would deliver on the promises. Fortunately for us it was the latter.

I briefly spoke to and exchanged couple emails with Mr. Gainey during the first 3-4 years before finally agreeing to do business with him, which was a promise to fund my businesses with only 3 months solid revenue. During the application process I quickly learned how professional-diligent and well versed in a financial network Jerry was. Fast forward to 2025, In over two years since our first deal. Jerry and FundMerica have helped us fund close to ten deals now. He’s helped us grow and expand tremendously.

I don’t often like to leave reviews, except when I’m super thrilled or super displeased with a service.

For anyone reading this, understand and feel good that your skepticism is well warranted. There are a lot of shady practices out there. Can’t never be too careful. I hope this review helps your decision making easier and reassuring.

Jerry always does his best to help. I really appreciate all he had done

This is my third time working with FundAmerica, Jerry was my agent each time and its been a smooth process and experience for me each time. He does the ground work to get you funded, and really makes the experience calm! They are a relationship based lender, I think so long you maintain good history, all is smooth sailing. Thanks 💕

Stop contacting me. Please. I don’t want your money and I hate the fact that you think it’s OK to text me five times a day.

They call several times a week from fake phone numbers with BS loan info. Scam company. Stay away b

Garrick is EXTREMELY patient, friendly and knowledgeable!!! He is very easy to work with and talk to. He answered my many questions and never got impatient with me (and I tend to ramble). I look forward to this business relationship,

It was very easy and fast they were very helpful in answering my questions, once I gave them the information they asked and that was also very easy to upload and within 24 hours we were approved.

Garrick was awesome to work with, he answered all of my questions and was very responsive to all request. Most importantly he walked me through the entire process from start to finish taking only 24 hours to release funds. Great source for immediate capital.

Jerry was very hands on knew his business and never missed a beat I would recommend the company to anyone.

Thank you Garrick for the quick turn around

Gerrit did a great job at communicating and made this process quick and easy!

Garric did a good job at communicating the process to us and gave us time when we wanted to discuss it among ourselves. Although we could not get an advance copy of contract.

I want to thank Jerry Gainey for the awesome work he did for our homecare agency Lynette’s TLC Home Services! He found a way when I didn’t think there was one and was able to get us funded! We are grateful for this new relationship. We also appreciate your hard work and look forward to working together in the near future!

Melanie Sanchez Handled my file from start to finish. She’s super knowledgable but more importantly she’s patient and professional. I look forward to working with her for years to come. Thanks Mel!

On the behalf of this funding company I will be remiss of my duties if I failed to call upon Mr. Garrett Wilson, this guy will not stop. He will get you approved And if he doesn’t, he gets sick to his stomach because he really wants you as his customer and he aim to please and he won’t stop until he’s completed. Once he’s finished, you know that he left no stone unturned

I had the best experience with Fund America. Garrick Wilson was an absolute gem to work with. He made the entire experience so easy for me, very informative, and answered all of my questions. I truly appreciated his above and beyond approach! I look forward to working with Fund American and Garrick in the future.