The problem I had with my application was using my phone for everything. I couldn't get my code and that prevented the process. I received excellent service from the lady that helped. I loggon into my... Toon meer
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Lees wat reviewers zeggen
Honesty i wasn't sure how the process would go. From the moment I began the process it was seamless easy to understand . The whole things didn't take a lot of time and I received an answer in minutes.... Toon meer
I don't like that on the app you can't see your account balance, payoff amount, payments how much went to principal, how much went to intetest. It's ridiculous you have to call to get an account of it... Toon meer
Thank you for helping me God bless you it was a serious situation for my auto repair to get it out the shop so I can do my on side work I will can to if I need help in the long run happy about the lo... Toon meer
Bedrijfsgegevens
Info over Xact
Geschreven door het bedrijf
WE’LL HANDLE IT… TOGETHER.
Why the Xact Loan?
- We’re available online any time to help you get an approval day or night
- You can rest assured your digital security and identity will be protected whenever you use our services
- We offer access to free credit monitoring
- Our Pocket360 account/loan management tool makes managing your loan easy
- Xact’s Finance Academy blog for free financial education is always available
Installment Loans
When life goes in one direction and your financial situation goes in another, it can be hard to figure out the right path forward. In situations where you need to borrow large amounts of money and you need flexible, longer-term payment options, an online installment loan could be the best solution for you.
Personal installment loans are a way to pay for life's necessities rather than using or applying for a credit card or taking out a payday loan. They offer borrowers the ability to pay a loan back over time and can help customers rebuild their credit. Installment loans have longer terms and come in higher loan amounts and are designed to help you build a loan that fits your needs.
People choose online installment loans because their application process is simple and easy and they may have fewer fees and expenses than some credit cards.
Regardless of whether you're dealing with a leaky roof, are being forced to meet a higher insurance deductible, desperately need a new car, or unexpectedly need help with a home renovation, installment loans online can be funded as soon as the next business day.
Visit Xact.com for more information about installment loans, to apply for a loan and more. You can count on the Xact Loan .
Our Partnership
CCBank, Member FDIC, and Axcess Financial partnered with a common goal of providing a financial solution that was lacking in the market to meet the needs of our customers. Xact Loan is that product.
Founded in 1993, Capital Community Bank (CCBank), Member FDIC, is based in Provo, Utah and has been voted into the Top 100 Community Banks (2016). CCBank provides secure, online lending, as part of that commitment, to ensure your personal and financial information is secure and protected.
For more than 25 years, Axcess Financial (Cincinnati, OH) has been a financial provider for real people. Axcess is proud to serve hardworking customers, who have experienced life’s toughest moments.
The goal of the partnership has always been, and will always be, to put people first. Together, they don’t just lend money- they lend a hand.
Our Commitment
Thousands of people just like you all across the country use our services every day to help get their financial situations back on track. We believe in what you’re trying to do, and we’re proud to be able to help make a difference.
Pocket360 Account Management Tool With Mobile Access
Manage your loans/account with us right from the palm of your hand, or from your desktop. You can see your current account information any time.
With P360, you’ll have access to:
- Apply for new loans
- View loan history
- Read financial education articles
Helpful Links
Contactgegevens
Verenigde Staten
- xact.com
4,6
Uitstekend
4K reviews
Heeft 12% van zijn negatieve reviews beantwoord
Reageert doorgaans binnen 1 week
Zo gebruikt dit bedrijf Trustpilot
Ontdek hoe ze hun reviews verzamelen, beoordelen en modereren.
The payback (interest rate) is too high…
The payback (interest rate) is too high from what they let you loan need to work on coming up with something better than that
9 december 2025
Review zonder uitnodiging
Easy process
The process was very smooth and simple to do again
8 december 2025
Review zonder uitnodiging
Process was simple entered some…
Process was simple entered some information and got approved. Still waiting on funds to be deposited. Wish that was quicker, other than that fully recommend!
8 december 2025
Review zonder uitnodiging
Antwoord van Xact
Thanks for your positive feedback, Paige! We're glad to hear you found the process simple and appreciate your recommendation. We're working to expedite the fund deposit and appreciate your patience. Your experience helps us improve, so thank you for sharing!
Antwoord van Xact
Thanks, Roberto! We're thrilled to hear you had an excellent experience and found our services easy and fast. Your satisfaction is our priority, and we appreciate your feedback!
My recent loan with Xact has helped me…
My recent loan with Xact has helped me with flexibility Thank you so much
7 december 2025
Review zonder uitnodiging
Antwoord van Xact
Thank you, Rachel! We’re thrilled to hear that our services provided you with the flexibility you needed. Your satisfaction is our top priority, and we appreciate your positive feedback!
Very quick decision
7 december 2025
Review zonder uitnodiging
Antwoord van Xact
Thanks for the great feedback, Dan! We're thrilled to hear that you had a quick decision experience with us. Your satisfaction is our priority, and we appreciate you taking the time to share your thoughts!
Blessed
Honestly, I didn't think I was going to be granted the opportunity. But after getting approved, the process and it's entirety was smooth and great. Thank you and I appreciate it. Highly recommend.
5 december 2025
Review zonder uitnodiging
Antwoord van Xact
Thank you for your fantastic review, Bianca! We're thrilled to hear that your experience was smooth and enjoyable. Your recommendation means a lot to us, and we're here to help whenever you need.
Fast service
Process was simple and quick. The loan was in my account the next day.
4 december 2025
Review zonder uitnodiging
Antwoord van Xact
Thank you, Sharon! We're thrilled to hear that you found our process simple and efficient. Getting your loan to you quickly is our priority. We appreciate your positive feedback!
You all have been there for me when I…
You all have been there for me when I needed helped the most.
5 december 2025
Review zonder uitnodiging
Antwoord van Xact
Thank you, Gwendolyn! We’re so glad to hear that we could support you when you needed it most. Your kind words mean a lot to us, and we’re always here to help!
Everything was clear nothing hidden…
Everything was clear nothing hidden straight to the point
5 december 2025
Review zonder uitnodiging
Antwoord van Xact
Thank you, Mando! We appreciate your feedback and are thrilled to hear you found everything clear and straightforward. Our goal is to provide a transparent experience for all our customers. We look forward to serving you again!
I am so appreciative
I am so appreciative! You accepted my request at the time I needed it! Thank you.
5 december 2025
Review zonder uitnodiging
Antwoord van Xact
We’re thrilled to hear you had a great experience, Jenette! Our team is always here to help when you need it. Your appreciation means a lot to us!
Quick easy and simple
Quick easy and simple. *Approved if you're credit it's great. Short term loan when needed.
4 december 2025
Review zonder uitnodiging
Antwoord van Xact
Thank you for your fantastic review, Teres! We're thrilled to hear that you found our services quick and straightforward. It's always our goal to provide reliable support when you need it most. We appreciate your feedback and look forward to serving you again!
This was awesome and easy to refinance…
This was awesome and easy to refinance my loan
3 december 2025
Review zonder uitnodiging
Antwoord van Xact
Thanks for the great feedback, Kevin! We're thrilled to hear that you found the refinancing process awesome and easy. Your satisfaction is our priority, and we look forward to helping you again in the future!
The o line process is really simple I…
The o line process is really simple I made a mistake on my application called in the rep. Was nice and helped me right away. I had to call back due to my mistake again, the second rep. Walked me through everything and made sure my application went through. Thank you Xact you guys rock.
3 december 2025
Review zonder uitnodiging
Antwoord van Xact
We’re thrilled to hear about your positive experience, Angela! Our team is dedicated to providing great support, and it’s fantastic that our reps could assist you effectively. Thank you for your kind words and for choosing us! We appreciate your feedback!
Antwoord van Xact
Thanks so much for your kind words, Saul! We're thrilled to hear that we could help you out. Your support means a lot to us!
Antwoord van Xact
Thank you, Mary! We're thrilled to hear you found the process easy. Our goal is to make everything seamless for our customers. We appreciate your positive feedback!
The application was fast and simple
The application was fast and simple. The company is very professional and upfront with the loan agreement. There are no hidden fees.And the repayment agreement is flexible and reasonable.
2 december 2025
Review zonder uitnodiging
Antwoord van Xact
Thank you, Lavetta! We're thrilled to hear that you found our application process fast and straightforward. We take pride in being transparent and providing flexible repayment options. Your feedback means a lot to us!
It was easy to complete save my life…
It was easy to complete save my life .my wife isn't working full hours due to being sick and we needed help paying some bills and rent thank you.
2 december 2025
Review zonder uitnodiging
Antwoord van Xact
Thank you, Alex, for your kind words! We’re glad to hear that we could help during a challenging time. Your support means a lot to us, and we’re here whenever you need assistance. Wishing your wife a speedy recovery!
I've been getting loans through y'all…
I've been getting loans through y'all for well over 6 years but this one's taking a little longer to get into my account so I don't know once I get the money in there and then I'll know that y'all are still on your game good company to get loans through
2 december 2025
Review zonder uitnodiging
Antwoord van Xact
Thank you for your loyalty over the years! We appreciate your understanding as we work to get your loan processed. Your feedback is invaluable, and we’re committed to ensuring you have a great experience. Looking forward to serving you again soon!
Antwoord van Xact
Thank you, Debra! We're thrilled to hear you found us user-friendly and enjoyed our customer service. Your satisfaction is our top priority, and we appreciate your positive feedback!
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