Andrew Ray Mortgages Reviews 

Excellent service, from start to finish!
Have been using a different broker for many years and our remortgage came up for our buy to let property. We wanted to try and pull some equity out and basically was told it wasn’t possible and we also need to pay the mortgage company a 12k fee. I was absolutely horrified and after speaking to a friend, they recommended I contacted Andy. Well, to say we can’t thank our friend enough and a massive thank you to Andy, not only did he find us a lower rate mortgage, but one with a fee of 1795,00!! He was also able to pull more equity than we thought possible. Andy, thank you so much, we completed today 😊 Your service is 5* a true professional - Thank you

Andy was simply amazing. Extremely knowledgeable and a master of his trade.

Having not gone through the mortgage process before now, i wasnt quite sure what was involved. Andy was able to reassure me throughout and was there whenever I had any worries or enquiries.

Andy took away all the stresses and worries and always put me and my needs above anything else.

Highly recommend Andy and the service he supplies. Thank you Andy

I have been working with Andrew for 10 years from helping me with my first home to dream home. He provides more than just the best mortgages, he really does goes above and beyond. I will absolutely continue to work with Andrew.

I would like to say a massive thank you to Monika & Andrew 👌
I would like to say a massive thank you to Monika for all her support and guidance throughout my house buying process. 100% I will be back for my remortgage. Thanks

I have known Andrew for over 15 years and he looks after all of my mortgage needs, 100 percent honest and a true expert in his field. A truly consummate professional on every level!

I recently secured my mortgage with the help of Monika at Andrew Ray Mortgages, and I couldn't be happier with the outcome. She made the procedure easy, stress-free, and efficient from beginning to end.

Monika was very informed and took the time to go over all of my options with me, making sure I understood every step of the process. She was always available, quickly responding to my enquiries and providing precise instructions as required.

The degree of expertise and individual attention I received was very noteworthy. In order to guarantee that I received the greatest mortgage offer customised to meet my unique requirements, Monika went above and beyond, and she kept me updated at every turn. I genuinely thought I was in capable hands.

Everything went easily because of Monika, and I'm now content with my new house. I heartily urge anyone searching for an exceptional mortgage broker who actually cares about their clients' success to contact her.

Once again, I'm grateful for your fantastic service!

Once I messaged Andrew he called me straight away to arrange a time to come out. I only had a week to update my mortgage rate before it went onto variable so he made sure he came out that night on a Friday to help me and my husband get something in place. He explained everything really clearly so it was easy to understand and gave the best advice. Everything is now set up ready to go in time for my next mortgage payment. I now won't dread when I need to review the rate at the end of this fixed term arrangement. Thank you Andrew

We have used Andrew to get our first mortgage and to now remortgage! Andrew has been nothing but patient and helpful whilst dealing with us young first time buyers. Andrew makes the whole process stress-free, narrows everything down so simply for you and always has your best interests at heart. We will continue to use and recommend him to everyone in the future.

We chose Andy for the purchase of our first home, he was excellent from start to finish.

He advised and supported us through each step of the process brilliantly, answering any ad-hoc questions we had whilst using his impressive industry knowledge and experience to secure us the best possible deal on our mortgage.

We will definitely use Andy again for our future property purchases and highly recommend him!

This company helped us a lot in getting our first apartment.
We had a lot of problems when buying an apartment, but this company helped us solve these problems, and now we are happy with our new home.

Monika assisted us with our remortgage and went above and beyond in providing an incredible service. She was kind, personable, and exceptionally understanding of our schedules. Her communication skills and market knowledge are truly impressive. Monika made the entire process seamless and stress-free for us. I highly recommend her to anyone seeking a professional and supportive experience.

I have been using Andrew Ray for all my mortgage needs since 2010. Andrew works hard to secure the best deal possible, has good communication and extremely knowledgeable.

I would highly recommend his services

Thank you Andrew for your patience, professionalism, expertise and help with our slightly complex mortgage requirements! You did a fab job in securing the best rates for both products, in particular the older person’s mortgage we needed for our seaside retirement! Great service!!

I would like to say a massive thank you to Monika for all her support and guidance throughout my house buying process, it’s very lovely people. Thank them👍👍👍