Bankera Reviews 772

They are a scam. Save yourself the verification fee. I paid the €50 and went through three weeks of verification sending document after document to prove my income stream. They approved me and then blocked my first payment leaving the account not fit for purpose. I wish I had read reviews first.

I am a Managing Director in the wholesale industry and I have never seen such a disastrous onboarding process. Bankera is a trap for professional capital.
​They lure you in, then charge a 50 EUR 'application fee' immediately. Here is the trick: their verification system provides contradictory instructions (first demanding English-only docs, then claiming Latin letters are fine). When their own system fails or confuses you, they simply reject your application and STEAL your 50 EUR, claiming it’s 'non-refundable.'
​This is not a bank; it's a fee-collecting machine. Their compliance department is incompetent and their instructions change every step of the way. If you value your company’s money and your time, DO NOT OPEN AN ACCOUNT HERE. I am currently filing an official complaint with the Bank of Lithuania (Lietuvos bankas) for unfair commercial practices and misleading information.
​Go to Revolut or Qonto instead. Bankera is a joke and a legal headache waiting to happen. You have been warned."

after having sent all verification updates, bankera unexpectedly blocked my account. the answer from bankera´sid was my datas are still under "verification review". i absolutely cannot recommend this "bank" as they are following their own rules. not trusful at all.

One of the worst online banking tools I have ever used. The most sophisticated kyc combined with the least useful KYC team

Je déconseille fortement à toutes personnes qui souhaitent ouvrir un compte chez eux.
Ça fait 3 mois que je fournis documents sur documents pour l'ouverture de mon compte, et j'obtiens des rejets à répétition avec intervalle de 8/10 jours à chaque fois.

Je suis quelqu'un de droit et très travailleur, mon business à pris 3 mois de retard à cause d'eux.

Je sais que vous allez me répondre qu'il y a un KYC ou je ne sais quoi, mais en ayant fourni autant de documents/informations que j'ai fournis jusqu'à ce jour, j'ai été ultra transparent sur tout, et ça ne vous conviendra jamais, ou est la limite à la folie?

Passez votre chemin c'est tous sauf un bon endroit pour les entrepreneurs.

Es dauert ewig bis der Prozess fertig ist und man alle Daten online hat. DANACH, wohlgemerkt DANACH, nicht etwa vorher bekommt die Aufforderung 450 EUR zu bezahlen als Gebühr, die man nicht zurück bekommt. Als Business Account. Und erst dann prüfen die, ob man dafür infrage kommt. Da war ich raus. Das sind keine Geschäftsgebaren, die auch nur im Ansatz nutzbar sind!

I applied to open a personal current account and paid the €50 onboarding fee. I submitted every document they requested, yet the questioning never ends. Instead of processing the application, they keep digging into completely ordinary transactions from another bank, demanding unnecessary contracts and additional explanations — even though it is perfectly clear where the funds came from and where they were sent.

The whole process feels deliberately obstructive and unreasonable. At this point, it seriously seems like the real goal is simply to collect the onboarding fee rather than actually provide a banking service.

Very disappointing experience.

50 euro per fare la verifica e dopo un mese che mi hanno richiesto qualsiasi tipo di documento mi hanno rifiutato l'apertura del conto.

I am lawyer from Cyprus Having an account with Bankera.My account has been suspended since 16/01/2026 and nothing had happened so far other than receiving emails every 5-7 days from bankera saying that my account is still under review. My savings in the account is 300,000 euro and is my life money.
I have contacted the company customer service and the head of the compliance asking for an answer and not receiving a standard email saying that my account is under review.
I am making this comment as i dont have another alternative. I have been too patient and polite with them.
Since 16/01/2026 I cannot make any payments or transfer the amount to another bank account leaving me and my daughter with no money at all.
Their behaviour is unprofessional, unkind and inhuman. I need acess to my money. Its my money and are taxed in my Country.

Extremely disappointing experience. After four years as a customer, my account was suddenly frozen without warning. They claimed I didn’t submit verification documents on time, even though I had provided every document they requested from the very beginning. Verification was pending for nearly a year, and despite my repeated submissions, nothing moved forward.

The result is that I was left without access to my own funds for no clear reason. The customer service has been slow, unhelpful, and unable to resolve the issue. This situation has caused me a lot of stress and inconvenience.

Based on my experience, I cannot recommend this service. Be aware that your account may be frozen unexpectedly and you may lose access to your money for long periods of time.

Ur money is not save here!
Worst bank ever, im trying to withdraw funds to my savings account, 4 x kyc for a transfer to a account in my own name. Now i requested to close my account and delete my data which they also deny. All in all I can not recommend bankera to anyone. Your money is not save there !

This bank is literally bullshit.

Every outgoing transaction is on review. All incoming transaction is on review.

No comments.

I thought I would give Bankera a chance. Unfortunately, I would not recommend doing the same based on my personal experience.
They charge a 50€ registration fee. After that, a very intense verification process started for a private account. I submitted all requested documents, but then the process entered a loop.
I repeatedly received emails saying the verification would take five days. Every five days, a new reminder email arrived, but nothing was completed. When I contacted support after several weeks, I was told the process would be expedited.
Shortly after, I received another verification update, but instead of approval, they requested additional documents and information that had already been submitted. I have successfully completed many bank verifications before, so I am confident I followed the requirements correctly.
This cycle repeated multiple times over more than 2.5 months. At that point, I personally lost trust in the service and its onboarding process.
In my case, I lost the registration fee as well as a lot of time and energy. Based on my experience, I would not recommend trying this service.

They took 400 eur to start business account and after like 5 months of submitting everything and going back and for forever, they said my application expired. Worst ever experience. Avoid these scammers.

Bankera managed to turn a simple 500 EUR card payment into a complete farce. After happily taking my deposit, they then blocked the transaction because of “tier 1 limits”, something that was never made clear upfront and only appeared once I tried to make a payment.

When I queried this and pointed out that I’d already attempted verification in the past, the response from their agent was condescending and argumentative lecturing me about anti‑money‑laundering instead of practical help. Simple questions such as whether my account could be closed, or whether my balance could be sent back to another account in my name were not clearly answered until I explicitly pushed back on their tone and lack of clarity.

I was only able to get my own funds back by jumping through even more hoops: log in, send an internal message, provide IBAN and bank statements, and then wait for a separate “responsible department” to get in touch, even though they were perfectly happy to accept the deposit in the first place.

The whole experience came across as opaque, unfriendly, and process‑driven to the point of obstruction. I closed my account straight after transferring all my funds out, yet to this day, I'm still receiving emails from their platform stating that I have unread messages and need to log in to read them.

Stay away from this joke of company.

La cosa più grave non è il blocco del conto: è l’assenza totale di trasparenza.
Mesi di attesa, nessuna spiegazione concreta, nessuna richiesta aggiuntiva, nessuna timeline. Solo risposte generiche, ripetute a ciclo continuo, senza alcuna volontà di risolvere davvero un problema evidente.

Un istituto finanziario non può permettersi di bloccare un conto per periodi così lunghi senza motivare in modo chiaro il perché, soprattutto quando gli importi sono minimi. Questo comportamento non solo è inefficiente: mina la fiducia di chi si affida al servizio.

L’esperienza è stata talmente frustrante e surreale da far dubitare dell’affidabilità dell’intero sistema.
Un conto bloccato, nessuna informazione utile, nessun avanzamento reale: tutto scaricato sul cliente, che resta totalmente al buio.

Un servizio del genere dovrebbe interrogarsi seriamente sulla propria gestione interna. In condizioni normali, nessuna banca o istituto che tenga al proprio nome tratterebbe così i propri utenti.

Edit: Dopo aver pubblicato questa recensione e scritto anche alle autorità competenti il mio conto è stato sbloccato!

I paid the fee, submitted everything, and waited half a year. Nothing. Just copy-paste messages saying the review “takes 5 days.” This is false advertising.

Siguiendo una recomendación, me registré en una plataforma de inversión que aparentaba ser segura y tecnológicamente sólida. Al principio todo parecía funcionar con normalidad, hasta que solicité un retiro de 72.400 €. El acceso a mi cuenta fue bloqueado justamente el día previsto para la verificación. Al día siguiente, tras haber realizado ya un pago de 2.850 €, recibí un correo introduciendo nuevas condiciones. Poco después llegaron dos solicitudes adicionales que exigían 3.215 € por una supuesta “confirmación de liberación”.

Fui guardando todas las transacciones, comprobantes y comunicaciones y presenté una denuncia formal con el expediente completo. Durante la revisión comparativa de otros casos, el nombre 𝙕𝙙𝙏 . 𝙍𝙀 volvió a aparecer vinculado a situaciones similares, motivo por el cual se integró al análisis final.

Tras varias semanas de evaluación, el documento jurídico definitivo confirmó un monto recuperable de 119.864 €. Todos los archivos y pruebas permanecen archivados en su formato original y disponibles para consulta.

Ho comprato i BNK perché il progetto sembrava buono. Soprattutto perché c'erano i compensi settimanali in ETH.
Il prezzo ci sta' che può scendere ma gli impegni presi vanno rispettati. Sono anni che non danno gli ETH settimanali e continuano a trovare scuse. Sono scandalosi...

Getting an account KYC approved on this site/app is probably out of a 1000 I did the hardest ever!

After many days of back and forth it was done but fast forward months until now I get a e-mail of new changes to my account. After x time I will be forced to pay 5 eur every month for an account I do not actively use. I created the account just as a backup channel for moving money.

So I'm not going to pay 5 eur every month just for that. Also when I created an account this was all not mentioned. So they suck you in on a free account and after a while switch it up to a paid account to screw you over.

So I was forced to close my account and essentially wasted days for nothing to get this account opened.

Just see how they are crooks:

Account fees
Application review
50 EUR

Priority review of the application
1500 EUR

Monthly maintenance
5 EUR