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Lees wat reviewers zeggen

Beoordeeld met 1 van de 5 sterren

I thought I was being really stupid - having read lots of reviews (some good, some bad) I thought I’d take a closer look. I wasted a whole lot of time looking for a “sign up” page but kept getting to... Toon meer

Beoordeeld met 4 van de 5 sterren

Bill hop is a great way to be able to pay large bills in particular using an Amex card which is otherwise difficult - either because the payee doesn’t accept Amex or won’t accept credit cards at all.... Toon meer

Beoordeeld met 1 van de 5 sterren

TERRIBLE SUPPORT - RUN I have used Billhop a few times, and thought I had found a great solution. However you can only really measure a company by how they handle support when things go wrong. I trie... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 3 van de 5 sterren

There is no ability to put extra information: ex: I want to pay Rent/bill/ etc reoccuring payment to a company that accepts regular payments often from many sources- with no name attached or poss... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Betalingsdienst

Info over Billhop

Informatie afkomstig van verschillende externe bronnen

  • Creating an account at Billhop is free of charge and there are no fixed or hidden costs
  • 3D-Secure or equivalent security methods on all your payments
  • We accept all UK cards by MasterCard, Visa and American Express
  • Save the card in your Billhop account to avoid having to enter any card details again

Billhop is a SaaS which enables businesses and consumers to pay their bills/invoices with their credit card. We have a license which is regulated by the Swedish Financial Inspection Authority and we accept payments with all cards issued by MasterCard, VISA and American Express. The company was founded in 2011 and has its HQ in Stockholm, Sweden. For more information, please visit www.billhop.com/gb

Contactgegevens

2,1

Slecht

TrustScore 2 uit 5

120 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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Beoordeeld met 1 van de 5 sterren

No longer offer a service for private individuals - don’t waste your time.

I thought I was being really stupid - having read lots of reviews (some good, some bad) I thought I’d take a closer look. I wasted a whole lot of time looking for a “sign up” page but kept getting to some foofah about corporate customers. Turns out in the UK, Billhop no longer offer a service for private customers, but haven’t bothered to put anything on their web site to say “sorry, if you’re looking for this, we don’t do it any more”. Just rude and a time waster.

29 juni 2023
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Is Billhop UK respecting FCA rules ?

I used Billhop before and had no issues but since the creation of Billhop UK Limited which is registered at the offices of elementventures.vc the service has become diabolical.

Despite having a UK office it does not seem to be registered with the FCA and still operates under Billhop AB with FCA Reference number: 748529

My experience and the raft of complaints below about taking payment incl fees then cancelling then waiting for refund is not only a terrible user experience that is not being resolved but may be in breach of the Temporary Permissions Regime (TPR) "This firm cannot hold or control client money”

16 februari 2023
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Basically useless for an individual

Basically useless for an individual. I thought this would be a great way to manage cashflow but basically as an individual you can’t make any payments. They advertise it as you can pretty much pay anything but actually you can’t. And you find that out the hard way. Thank goodness I only did a small test transaction first to learn this. As people say they make it appear as payment is ok, take your money and their fees, then cancel your transaction and make you wait for s refund.

28 januari 2023
Review zonder uitnodiging
Logo Billhop

Antwoord van Billhop

Hi Lukasz,

We must follow the terms of service outlined in our agreements with card issuers and networks, which includes not permitting customers to make payments to themselves using their credit cards.

Billhop’s service allows you to pay bills or invoices to suppliers - even if they do not accept card payments. There must be a valid and legal exchange of goods or services taking place. All of this information can be found on our FAQ page on our website.

We will cancel and refund any non compliant payments, including test ones, as we must adhere to the strict AML regulations set by regulatory bodies.

In the future, you are welcome to call us before attempting to make a payment and we can guide you in how to best make use of our service in a safe and permissible way.

Beoordeeld met 1 van de 5 sterren

Absolutely terrible

Absolutely terrible.

They take payment then keep cancelling transfers after a week!

They should make their checks before taking payment and shouldn’t accept transfers they can’t execute!

4 januari 2023
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

This service is awful never use it

This service is awful, they failed to process my payment 2 times and now my credit card is blocked because of this company! This is outrageous

20 augustus 2022
Review zonder uitnodiging
Logo Billhop

Antwoord van Billhop

Hi Ariane,

Thank you for taking the time to leave us your feedback once again. We understand that it must be frustrating to have your payments cancelled and we would like to extend our apologies for the inconvenience.

As previously mentioned, there are certain transactions that we are unable to accept due to our robust compliance requirements. We also have to act in accordance with the regulations set by the card schemes we work with. Many card schemes do not allow the transfer of funds from one private individual to another or transactions to one’s own bank account for example.

Furthermore, as a financial institute, we require proof of an exchange of goods and services in order for us to approve any payment. It is also written on our website that the purpose of each transaction must always be clearly stated. This is to ensure that all our customers can transact with the knowledge and assurance that their funds are protected by the highest security standards.

Should you require further explanation as to why your payment was declined and the types of beneficiaries to whom we are unable to pay out, please do not hesitate to reach out to us at help@billhop.com. We will, as always, be happy to assist you with any concerns and queries you may have.

Beoordeeld met 5 van de 5 sterren

A great service

Good improvements when it comes to the new platform, like the new look and feel. Easier to pay your invoices via Billhop than via the bank.

9 september 2022
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

I'm not usually one to post reviews but…

I'm not usually one to post reviews but I feel that some of the reviews left here are not indicative of my experience using Billhop. I mainly use Billhop to pay my University tuition fees and have never experienced any issues. My school always gets paid promptly on the date that I have selected. Billhop has made it clear on their site as well as their user account that it will take a few days for payments to be paid out so I think some of the negativity that they are getting is rather unjustified. Just my two cents but I do think they're worth a shot!

9 september 2022
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

The big problem in this site is that…

The big problem in this site is that they take long days to do the transactions.
and if they are not approved they took 5 days to tell you that, and more 5 days to do the refund.
Is just ridiculous, also the support is made by only 1 person that take hours to respond.
Is useless if you need it a fast service

7 september 2022
Review zonder uitnodiging
Logo Billhop

Antwoord van Billhop

Hi Ariane,

We are sorry to hear that you had an unsatisfactory experience with us and understand that it can be frustrating to have a payment be declined. We hope that our previous explanation on why we were unable to proceed with the request due to regulatory and compliance restrictions gave some more clarity on the types of payments we can process.

We explained that if a beneficiary is unable to pass our compliance checks, we are further unable to authorise the payment. This is true for all financial institutes and something we are unable to deviate from.

We often assign a dedicated Customer Support handler to oversee cases that alert and require us to request additional documentation before proceeding. This is why your communication was handled by a single contact at Billhop.

We do understand the inconvenience caused by the long refund time but want to assure you that the refund was applied as soon as the payment was manually declined. Unfortunately, the amount of days required for the refund to reach you is set by your card scheme and we are unable to influence or speed up the process.

We are happy to provide more detailed information on the type of payments that can be made using our platform and are available to answer any additional questions you may have, so please let us know how we can help. You can email us at hello@billhop.com and we will do our best to provide more insight.

Beoordeeld met 1 van de 5 sterren

TimeXMoneyWaste

Time is money. And this company take hell lot of time to process the payment as well as for confirmation of payment. The due days are like bad days.
And next will be refunds. It’s ridiculous. I wish I never used this service. I hope my money gets to the recipient as promised by customer service. Its so embarrassing to get calls for payments later from the vendors.

18 augustus 2022
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Not an honest app

Not an honest app. I made a payment to a bank (i didnt know that this was not allowed), but instead of blocking the transaction right away, they processed it and after a day they ask me for a copy of the invoice. A couple of hours later they told me the transaction could not be processed and they will refund me, but it will take 3 to 5 days. Meanwhile the full amount incl fee is written of my creditcard. Very bad app and i will never use it. I also recommend people not using this app.

20 juli 2022
Review zonder uitnodiging
Logo Billhop

Antwoord van Billhop

Hi Abdel,

Thank you for sharing your concerns!

Please note that Billhop must follow a set of external credit card issuer guidelines, which unfortunately do not allow us to process loan payments.

We agree that the best solution would be to block a payment to a prohibited recipient before it is charged to the card. However, we can only block a recipient retroactively since we are unable to see the beneficiary details be before a payment is registered and completed in our system. We then ensure to block the recipient for future payments should it be prohibited, which has also been done in this case.

We understand the urgency of refunding a payment, however the time it takes for a refund to be returned to the card holder is beyond Billhop's control. The refund is issued from Billhop right away and, from there, it is up to each issuing bank to process the refund to the card holder, which from our experience takes 3-5 business days.

You are most welcome to reach out to our Customer Support via email help@billhop.nl or phone +44 20 3868 3439 if there is anything we can clarify further.

Kind regards,
Your Billhop Team

Beoordeeld met 3 van de 5 sterren

Billhop has the potential to be an…

Billhop has the potential to be an excellent service, but unfortunately a few silly technical issues make it only mediocre. Sometimes the beneficiaries argue they have not received the money, but the problem is they can't locate the payment because Billhop cuts the reference number to 18 digits (and we use reference numbers longer than that in Finland). Another problem is that sometimes the credit card verification refuses to work, and all it takes is some fiddling with the screen resolution or scrolling down to get it started. If you forget to do this, you may think you paid even though you didn't. Finally, entering the date for timed payments is also screen resolution dependent. At some zoom levels it's not possible to enter it. It is possible to work around all these quirks, but I wish they just fixed their software!

8 juni 2022
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Shocking service

Shocking service, I requested a bill be paid by 4th April, when i checked the bills status the display showed it will be paid until the 11th. This is of no used to me as the bill it was paying needed to be there by 7th April so i will to find an alternative way of paying. Thanks Billhop

5 april 2022
Review zonder uitnodiging
Logo Billhop

Antwoord van Billhop

Hi Dave,

Thank you for reaching out regarding this! 

We are sorry to hear about your experience! We believe you must have missed to confirm the payment after the bill was added on your account.

Since the bill was not confirmed, the displayed due date will keep changing until a payment has been made and a final due date can be set. Once the payment is completed, the final due date will not change.

We of course hope that you will consider using Billhop again, and if so, we are happy to guide you through the steps to confirm the payment.

Kind regards,
Your Billhop Team

Beoordeeld met 1 van de 5 sterren

TERRIBLE SUPPORT - Shockingly bad

TERRIBLE SUPPORT - RUN
I have used Billhop a few times, and thought I had found a great solution. However you can only really measure a company by how they handle support when things go wrong. I tried to make a simple transaction via Amex, which took over an hour, and which kept getting declined. Support is only available during Swedish working hours and they had some obvious technical problems going on with both their app (suggesting Paypal was an option when it is now) and via their website and system speed. IF YOU CAN AVOID - DO!

17 maart 2022
Review zonder uitnodiging
Logo Billhop

Antwoord van Billhop

Hi Rhett,
Thank you for taking the time to provide us with your feedback! We understand how it would be both inconvenient as well as frustrating to have a transaction take over one hour to complete, only to have it declined. As much as we would have wanted to be able resolve the issue, we were unable to do so this time due to an issue with an external payment platform being down. Despite this unfortunate incident, we do hope you will consider using Billhop in the future.

Beoordeeld met 5 van de 5 sterren

Very useful service

Very useful service, good, friendly and immediate customer service!
You reach the support during business times immediately via chat.
The fees are a bit high. Maybe they could integrate a discount. Higher spending, lower fees.

13 december 2021
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Poor website. Excessive compliance checks. Avoid.

In summary: Poor website with errors. Excessive compliance checks. Causing delays to payments and wasting your time.

I have had a billhop account for a couple of years, albeit i only use intermittently.

This time when i used the website,
1) it kept defaulting to the swedish website even though i selected the GB link
2) i had to setup my payments multiple times and add my card multiple times as the website experienced errors
3) I had paid my rent previously using Billhop. However, this time they wanted a full copy of the tenancy agreement which they requested only a few hours before the payment was supposed to be processed and hence my payment did not go through.
4) items 2 & 3 caused my payments to be late and wasted my time.
5) fees are now quite high for the service provided.

21 september 2021
Review zonder uitnodiging
Logo Billhop

Antwoord van Billhop

Hi Matt,

Thank you for your feedback!

We are sorry that you experienced issues with our platform. We will investigate and take action to fix any potential issues.

In regard to requesting extended KYC information, e.g. copy of invoice, this is part of the standard rules and routines we have in place as a regulated company.

Lastly, we confirm that your pending payment will not be delayed. It will be received by the recipient according to your original instructions, i.e. tomorrow morning.

Kind regards,
your Billhop Team

Beoordeeld met 3 van de 5 sterren

Payment frozen pending invoice

I've given Billhop a 5 star review in the past and I'm still immensely grateful for their service however, when I recently used them to pay a plumber's invoice, they held the payment pending me producing the invoice.

My point is why not demand that when the payment is put through initially? It resulted in the plumber's payment taking 4 working days, not 2 (not counting the intervening weekend). The plumber no doubt now believes I'm an unreliable customer and is likely to think twice before accepting jobs from me in future.

Admittedly, I had forgotten to update Billhop with my new mobile when I recently changed my number, which would have meant verification codes getting through and me not using the workaround of setting up a new account with another email (that I don't often check), which didn't help matters as I missed the email from Billhop requesting the invoice.

5 oktober 2020
Review zonder uitnodiging

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