Bondster.com Reviews 

Update 9 october 2002 :
Good news dome loans +60 days late have been refund to me.
I think you had to select carrefully the loans originators on this plateform.

Update 8 october 2022 :
Now not only Rapicredit but also 2 others loans originators have 60+ days late....DANARUPIAH and LIME...bondster are not sharing any informations about the situation...
I removed one more star

Update 12 september 2022 :
I remove one more star. My number of loans with buyback not working are going up. Carefull with Rapicredit's loan originator....

For the moment I left 3 stars but it may be less or more in the futur.

Good things are :
High Interest rate
Secondary market

Bad things are :
A lot of delayed loans
Some loans which should be buyback after 60 days are not without any real reason....
No any communication from bondster

Waiting some time, and if it doesn't going better I give up this P2P platform

I'm unhappy with the platform as I can't withdraw my money and customer support doesn't respond

Bonjour, dans la continuité de ma mésaventure avec bondster chez qui j'ai un encore de 20k euros de crédits russes, je me suis décidé à effectuer un dépôt de plainte auprès de la banque centrale tchèque contre bondster pour abus de confiance. Celà était primordial car cette plateforme ne communique pas et on ne sait toujours pas quand est-ce que on pourrait récupérer ces fonds. Si j'ai un conseil à vous donner alors ça sera de fuir cette plateforme.

Nice, Easy app which Is developing in time, new functions, strategies, is doing well job, portfolio of extended during all the period I am involved in investment. I appreciate also possibly investment in euro.

Very good experience with Bondster! I have been investing for a long time and did not found any problem with plattform at all. Good job!

I have been investing since 2020 -- I have around 20% of my initial investments blocked since almost 2 years now ... 65 loans with multiple loan originators , all blocked not getting interests, not getting invested capital. I have not yet received one single email from bondster, reassuring me they are doing something to recover. It is not responsibility of the single investor to follow-up with originators, I expect bondster to do on my behalf

High income, safe and user friendly. Offering many investment opportunities short/lonf term, rating, investment strategies and more. With the annual yield between 11 and 14% it's one of the best P2P platform. Recommend to everyone!

I am on Bondster from beg. 2021 and everything works fine for me. All with buyback guarantee in EUR, avg. yield of 13% p.a. New look is great.

Bondster.com is a czech website. I hope that bondster will do something about the languages of this website. On chrome, the automated translation does not work well with bondster.com. This is the situation in which you see the page in czech. so, i clicked on translate the website. Then, I discovered the data server of bondster had difficulties returning data. This was due to the fact that on chrome, the language translation didn't work when I chose "english" as language. On Edge, bondster works and returns pages in english when you click on the english language in the top right corner.

. Please bondster, protect this data server, check if it is under pressure. Apart from this, the second market is great. Very small fee for selling on the second market 0,5% /// I did a test to resell my loan on the second market it took less than one hour to resell it. So, you can resell your loans when you need money quickly.
Good high yields.
I also wrote to the support team but nobody answered me. They solved the problem but they didn't send a mail.
Without downsides, bondster would be one of the best lending websites. first market is active. It quickly dispatch money. Second market is active too. high yield + buyback guarantee. So, it is perfect.

Disastrous. Keeping money for more than 7-8 days. Not paying them back. Lenders are not really reliable. Their calculation of your profit is a 'lie' - not discounting their fees, not discounting days they keep your money on their accounts, not discounting unpaid loans that are very very high.

UPDATE 12.2021 : Well things have moved in the "good" direction. Money is claimed and the situation is far better than a few months ago ! As thus, moved to 4 stars.

UPDATE : Moved to 2 stars. Answer is that this provider is in big trouble.. but they do some payments monthly, so there are hopes..
I'll update here if something good happens.

Objectively.. this can occurs of course and would not be Bondster's fault.. Well, if we don't think that they should choose more securely their partners..
It seems that they at least have removed that provider..

Well, 25% of my investments are lost.. as BUYBACK just don't exist or simply isn't applied. Most are from "SZYBKA POZYCZKA" btw, with more than one year late !!

Most importantly, to this day, I HAVE ONLY 25% of my investments properly paid !! That's completely unique to this platform..

Well, reading other reviews you can see I'm not alone neither the first one.. I'm just so happy that I invested so few on this platform.

I wrotte to them and will update this review if anything good happens.

I feel compelled to write this review because my experience since November 2019 has not been so bad as some other investors say.
Sure I had money sitting in the "fund in transfer" limbo, but as of today I have 73 EUR cash and 4765 EUR invested ,of these 4428 are on time , 208 are "waiting for entry" , 101 "15-30 days late" and only 21 "over 60 days late".
I haven't checked if I have received interest over delayed amounts ,but the value of my account grew every month.
So I can't actually complain about my experience ,but of course it might be I have just been lucky and troubles are behind the corner.

Good experience so far. Diversification via Autoinvest is possible and minimum invest is 5 Euro. Of course, P2P lending has chances and risks. That´s clear.
But I read some negative comments here that are not really fair or quite naiv. Therefore I would recommend to read some blogs or articles about how to invest P2P before complaining. Risks are part of the game, but this also leads to (possible) high returns.

I'm surprised company has 4 stars rating. (Just look at 5 star reviews here, most of them posted to promote their reference codes..)
I have several loans running late for more than a year.
For this loan I have on CZK account and it's running late for 392 days. You know what's adorable? They still charge me money for having this CZK account open.
That's incredibly bad customer experience.
Also I contacted SIMPujcka regarding the loan and they said there is no loan registered on their side under my name (I've provided them contract that I downloaded directly from Bondster website).

I contacted Bondster on the matter of late running loans like half a year ago, response was simple: loan originator didn't send us money, wait. Same experience as some other people have here (go through reviews) and many others I believe, but just not talking about it.

Excellent platform, one of my favourite p2p

I have been using Bondster app for almost a year. So far it's the best investing platform/tool I have ever tried - and it's also the best earning tool from all the tools I am using. It's better then investment into stocks or mutual funds.

I invest in EUR only and also into offers with
buyback guarantee only. Buyback guarantee means that you don't have to take care much about the debtor's reputation. If the debtor is not able to pay the loans to the creditor, the creditor will promptly return your invested money back to your account which is cool.

My yields is around 14% p.a. these days.

Buyback not done by Lime Mexico, Lime South Africa, Net Gotowka, and SZYBKA POZYCZKA (Polska, Artex), their late loans pile up and Bondster doesn't communicate about their efforts to solve it with the providers. Instead, they say that it is the investor who chooses where to invest and it's her/his responsibility to contact directly the provider and ask what is going on! They don't consider that the platform that offers loans has also duties. Not at all a good and trustful way to handle defaulted or delayed loans, total lack of transparency.

Slowly, as time ticks away, most of your loans run late or default. I have not yet tried all originators, but especially Lime, who has been mentioned here already, should be purged from the platform as they flood it with a huge number of unproductive loans. This situation is worstened by the unclear status 'waiting for entry',

I like the ammount of detail Bondster provides, even though some information is somewhat irrelevant.

Maybe Bondster will find a solution for the problem of a large number of loans running late, In that case, I will post an update.

Update: Bondster has now, two months later, not found a solution to a large loan provider that is not paying out, even after the buyback date has expired. BE WARNED: Buyback is not a guarantee!

Update2: As you see, Bondster acknowledges everything I write in my review and more: They admit I will not recieve interest after the repurchase date. So after that, they put the bill with the investor, instead of hunting down the originator defaulting on his promise. I know times are difficult, but this is a time where you can differentiate the good originators from the bad. Bondster makes a mistake by not being clear about the bad apples and what the consequences will be for those.

Update3: More than a year later, I still have a small amount outstanding on Bondster because two loans (With 'buyback guarantee') are just not paying up. Two short term loans, bought in april last year are still locking up this account.

I´ve been active on the Bondster platform for over 2 years. The platform is comparable to what other P2P platforms offer abroad. The platform has a simple user-friendly interface. The investor can choose to invest in CZK and also in Euros, which is quite unique for the Czech market. So far, there is no secondary market option (although it is planned), and until then there is a large number of guarantees to compensate for it. Czech loans are mostly secured by LTVs or a Buyback guarantee. Foreign loans are secured only by the Buyback guarantee, but you can get (with higher risk) a higher yield of 12 % p.a.

An interesting product that the platform offers is a Smart Reserve. Smart Reserve is basically a loan you can invest in for 3,99 % p.a. but you can exit from any time you want for zero cost and therefore benefit from its high liquidity.

Based on my experience, Bondster has an interesting return on investment- in combination with the amount of risk, diversification into multiple possibilities and liquidity- that each investor can determine for himself. Due to the platform’s clearness and simplicity and also the required minimum amount of initial investment (5 EURO) the platform might be a great tool to start with a P2P investment and to gain first experiences.

Jedoduché a přehledné. Převody peněz přes českou banku, takže pro českého investora rychle. Někdy je docela malá nabídka půjček. Například aktuálně tam není ani jedna investice v CZK.