Bondster.com Reviews 

Uvítala bych mobilní aplikaci a přehlednější rozdělení jednotlivých půjček.

Bondster - temporarily place for your savings
High quality place where you can use your finances effectively. Reliable, clear and easily accessible. Five out of five.

Zatím všechno v pořádku, libí se mi že je přehledné a dobře se orientuje.

Overall, it seems good. This is due to high interest rates on euro loans and the repurchase of non-performing loans, usually within 60 days. Registration is trouble-free. The downside is the smaller number of lenders and less choice and diversity. Some features would like to fine-tune, such as better loan filtering and working with my portfolio. For some lenders, it is good to pay attention to the number of installments in a month, because at 3 installments per month, the principal and interest payments are very small.

The best app to invest in loans. Easy, smart and huge offer for investments.

Bondster being a Czech platform represents a refreshingly good venue for diversification. It is simple to navigate, has a well-working auto invest option and offers attractive interest rates (9-13%). Even those that prefer to choose the loans manually, will be quite content with the offerings. I am patiently waiting for them to introduce an api for better management of the repayments. Currently the system as it is, allows somewhat a hidden "grace period" which can diminish the rate of returns significantly. That is because the originators are allowed to settle payments once a week, so sometimes I end up being paid up to 6days after the actual repayment with no interest for this delay. I intend to up my exposure to some 9% mortgage-backed loans.
I feel the urge to edit my review from a few months ago.
First, in direct communication with Bondster, they promised the introduction of an app by the end of Oct 2019 to optimise the repayment processes. That didn't happen and the situation got worse. Almost all originators use a loophole to pay the already received instalments 6-7 days late. Most long term loans monthly or forthnightly payments are being paid out 14-15 days late even though the originators claim to have received the payments 4-5 days after the scheduled date. Late fee payments for these 14-15 days of delay are not paid. The website does not update the actual loans availability and often there are long list of available loans with 0 to invest in.Sometimes certain numbers are shown as dates.I observed other strange irregularities and I have taken dozens of screenshots to prove my statement. The software gets messier and it looks like the management makes promises but does not care or is unable to sort out various software problems. I spoke with one of the originators' representative and he was not aware of the problem with the late distribution of repayments without the application of late fees. I am in two minds whether to start withdrawing all repayments or to hold hoping things will get better.