London Mutual Credit Union Reviews 2.813

TrustScore 5 uit 5

4,8

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

I’ve had a relationship with the SOUTHWARK branch for a number of years now. Gone through some traumatic experience and I could only turn to these guys. One thing I will say is, I think... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Admittedly I haven't been happy with Credit Union for quite some time now due to changes with time and new card provider. However having applied for a loan few days ago and getting a speedy informa... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

First of all their service to customers is great interms of communication Secondly they are there to help you anytime you are in need is 2nd time I have applied for loan they never refused me or t... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

If you are trusted to pay your loans back regularly, this is the best financial institution to borrow money from. Very low interest rates and great customer support. As long as you keep up with your... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Bank
  2. Gemeenschapsbank

Geschreven door het bedrijf

Savings and loans at the heart of the community with London Mutual Credit Union. We serve Lambeth, Southwark, Camden and Westminster, and members of the UK armed forces. Since 1982.


Contactgegevens

4,8

Uitstekend

TrustScore 5 uit 5

3K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Heeft 83% van zijn negatieve reviews beantwoord

Reageert doorgaans binnen 1 week

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Beoordeeld met 1 van de 5 sterren

Their card service is terrible numerous…

Their card service is terrible numerous times I've had funds on hold for months when for some reason the payment fails on one occasion for 7 months
Never get a explanation or apology if this was a bank I would have had been compensated a simple explanation would have been sufficient but nope just they just ignore the fact they messed up

8 mei 2026
Review zonder uitnodiging
Logo London Mutual Credit Union

Antwoord van London Mutual Credit Union

Dear Jason,

We’re sorry to hear about your experience and understand your frustration.

The disruption on Saturday morning was due to scheduled maintenance, which was communicated on our website and online banking channels in advance. To stay informed about future maintenance updates, we’d recommend subscribing to our notifications service for direct alerts: https://status.creditunion.co.uk/subscribe/sms

We appreciate your feedback.

Beoordeeld met 5 van de 5 sterren

Flexible and Accommodating

Thank you LMCU for always responding to my emails and accommodating my requests, especially during the challenging times in life. Kudos!

1 mei 2025
Review zonder uitnodiging
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Antwoord van London Mutual Credit Union

Dear Member,

Thank you for your kind words! We’re glad we could support you during challenging times and provide the flexibility and responsiveness you needed. We truly appreciate your trust and your feedback!

Best Wishes,
London Mutual

Beoordeeld met 5 van de 5 sterren

Improvements strengthen stability

Improvements strengthen stability

25 april 2026
Review zonder uitnodiging
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Antwoord van London Mutual Credit Union

Dear Jime,

Thank you for your feedback! We’re glad to hear the improvements have strengthened stability. If you have any questions or need assistance, please feel free to reach out to us anytime—we’re here to help.

Best Wishes,
London Mutual

Beoordeeld met 5 van de 5 sterren

Extremely quick

Extremely quick, it was complete within a couple of days. Cant ask for more than that

26 maart 2026
Review zonder uitnodiging
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Antwoord van London Mutual Credit Union

Dear S. Varney,

Thank you for your kind feedback! We’re delighted to hear everything was completed so quickly and met your expectations. We really appreciate your support.

Best Wishes,
London Mutual

Beoordeeld met 5 van de 5 sterren

It was very straightforward

It was very straightforward, explanation was clear time was given with clear outline of terms and conditions and amount each month to pay back

17 februari 2026
Review zonder uitnodiging
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Antwoord van London Mutual Credit Union

Dear Zane,

Thank you for your positive feedback! We’re glad to hear the process was straightforward and that everything was clearly explained. It’s great to know you felt well-informed about the terms and monthly payments.

Best Wishes,
London Mutual

Beoordeeld met 5 van de 5 sterren

LMCU.. Thank you every single time.

I’ve had a relationship with the SOUTHWARK branch for a number of years now. Gone through some traumatic experience and I could only turn to these guys.

One thing I will say is, I think someone new took over management years back and for years it has been straight forward, loan process overall is swifter than ever, they are not just providing fantastic services, but they care to maintain this too!

I want to shoutout the SOUTHWARK BRANCH

Matthew
Havva
Michael
& Jay

All are fantastic, amazing at what they do, and you feel supported throughout.

Thank you very very much guys, you all rock!

12 maart 2026
Review zonder uitnodiging
Logo London Mutual Credit Union

Antwoord van London Mutual Credit Union

Dear Nai,

Thank you so much for this wonderful review — it genuinely made our day!
We're sorry to hear you've been through difficult times, but we're truly honoured that the Southwark branch could be there for you when it mattered most.
Matthew, Havva, Michael, and Jay will be over the moon to hear your kind words — we'll make sure to pass them on. They work incredibly hard to make every customer feel supported, and it's clear they're doing exactly that.
Thank you for your continued loyalty. We look forward to being there for you whenever you need us! 

Best Wishes,
London Mutual

Beoordeeld met 1 van de 5 sterren

I have been trying to get loan for a…

I have been trying to get loan for a very very long time and i have been declined twice in 2 years now even though been told that money will be taken out on the payslip as where i work is part of the company
My problem is both times you guys took time and both times there was literally no communication before declining it it was to do with funeral expense this time and i needed a boiler when i rang in i was told by the person IT WAS ME WHO HELPED YOU LAST TIME so you can not say we were not in touch yet when i said i never received email i was told may be problem is with your email i gave them my work one even on that i have not received ANYTHING
IF YOU DONT WANT TO HELP PEOPLE WHY TAKE ALL THE DETAILS?
Pay slips
Bank statments
Logging in online banking?

5 maart 2026
Review zonder uitnodiging
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Antwoord van London Mutual Credit Union

Dear Usamah,

Thank you for your feedback. We want to clarify that while your employer is part of our payroll deduction scheme, this does not guarantee loan approval. All applications are subject to a full credit assessment, and there were factors in your credit file that led to this decision.

A detailed explanation has been sent to your email — please check your spam folder if you have not received it. If you have any further questions, do not hesitate to get in touch. We are sorry we were unable to give you a loan at this time.

Beoordeeld met 1 van de 5 sterren

The process was very straightforward

The process was very straightforward, with clear explanations and plenty of time to go through the terms, conditions, and monthly repayment amounts.
Truly the best bank to work with, especially since they also encourage and support saving.

2 maart 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Lovely

Nice customer service

23 februari 2026
Review zonder uitnodiging
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Antwoord van London Mutual Credit Union

Dear Mohammed,

Thank you so much for the kind words! We're thrilled to hear you had a great experience with our customer service. Our team works hard to make sure every customer feels valued and supported. We look forward to serving you again!

Best Wishes,
London Mutual

Beoordeeld met 5 van de 5 sterren

This company needs to be awarded

This company needs to be awarded, they always come through for you when are almost at the point of giving up

24 februari 2026
Review zonder uitnodiging
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Antwoord van London Mutual Credit Union

Dear Diana,

Thank you for your feedback! There's nothing quite like a company that shows up for you exactly when you need them most. That kind of reliability is rare, and it deserves every bit of recognition it gets. 

Best Wishes,
London Mutual

Beoordeeld met 5 van de 5 sterren

Everything was smooth

Everything was smooth, Quick response and prompt

19 februari 2026
Review zonder uitnodiging
Logo London Mutual Credit Union

Antwoord van London Mutual Credit Union

Hello,

Thank you so much for your kind words! We're delighted to hear everything went smoothly. Providing quick and prompt service is always our priority, and it means a lot to know it made a difference. We look forward to working with you again!

Best Wishes,
London Mutual

Beoordeeld met 1 van de 5 sterren

I found the loan process slower than…

I found the loan process slower than expected and the requirements confusing, which made the experience frustrating despite their helpful reputation.

13 februari 2026
Review zonder uitnodiging
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Antwoord van London Mutual Credit Union

Dear Eva,

Thank you for sharing your feedback about your loan experience with us. We're sorry to hear the process felt slower and more confusing than expected.

We'd be happy to provide you with more detailed information about our loan process and requirements to help clarify things. Please send your request to help@creditunion.co.uk, and our team will get back to you promptly with a comprehensive breakdown.

We truly appreciate you taking the time to let us know about your experience.

Beoordeeld met 4 van de 5 sterren

Smooth Experience

3 februari 2026
Review zonder uitnodiging
Logo London Mutual Credit Union

Antwoord van London Mutual Credit Union

Dear Noah,

Thank you for the feedback! We're glad to hear everything went smoothly for you. We appreciate you taking the time to share your experience!

Best Wishes,
London Mutual

Beoordeeld met 4 van de 5 sterren

Punctual and informative

They were punctual and informative which made the whole experience smooth.

20 januari 2026
Review zonder uitnodiging
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Antwoord van London Mutual Credit Union

Dear Robert,

Thank you for your wonderful feedback! We're so pleased to hear that our punctuality and clear communication made your experience smooth and straightforward. Providing informative and efficient service is exactly what we aim for, and it's great to know we met your expectations. We appreciate you taking the time to share your thoughts and look forward to assisting you again in the future.

Best Wishes,
London Mutual

Beoordeeld met 5 van de 5 sterren

Takes Time, but Genuinely Worth It

The people at LMCU are extremely helpful and a pleasure to deal with. While the process can take a little time, it is genuinely worth it.

21 januari 2026
Review zonder uitnodiging
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Antwoord van London Mutual Credit Union

Dear Lalit,

Thank you so much for your wonderful feedback! We're delighted to hear that our team has been helpful and pleasant to work with. We truly appreciate your patience with the process, and we're thrilled it was worth it for you. Your kind words mean the world to us!

Best Wishes,
London Mutual

Beoordeeld met 5 van de 5 sterren

Great way of savings

30 december 2025
Review zonder uitnodiging
Logo London Mutual Credit Union

Antwoord van London Mutual Credit Union

Hi Maa,

Thank you so much! We're thrilled it's helping you save. We appreciate you taking the time to share your feedback!

Beoordeeld met 5 van de 5 sterren

Good loans

Good loans, great customer service

23 april 2025
Logo London Mutual Credit Union

Antwoord van London Mutual Credit Union

Thank you for your kind words! We're thrilled to hear you had a great experience with both our loan products and our customer service team. We appreciate your trust in us!

Beoordeeld met 5 van de 5 sterren

Customer service is quite effective

Customer service is quite effective. Credit, account and loan processes are fast and super easy!

10 december 2025
Review zonder uitnodiging
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Antwoord van London Mutual Credit Union

Dear Macca,

Thank you for the positive feedback! We're delighted to hear that our customer service met your expectations and that you found our credit, account, and loan processes both fast and straightforward. Making banking simple and efficient for our customers is exactly what we strive for. We appreciate you taking the time to share your experience!

Best Wishes,
London Mutual

Beoordeeld met 5 van de 5 sterren

Great service!

Great service, would definitely recommend!

8 september 2025
Logo London Mutual Credit Union

Antwoord van London Mutual Credit Union

Dear Cesar,

Thank you for the wonderful review and recommendation! We really appreciate your support and are so glad you had a great experience with us!

Best Wishes,
London Mutual

Beoordeeld met 5 van de 5 sterren
Logo London Mutual Credit Union

Antwoord van London Mutual Credit Union

Dear Rafiq,

Thank you for your positive feedback! I'm glad you found the information reliable and credible. That's always my goal—to provide accurate, well-sourced responses you can trust.

Best Wishes,
London Mutual

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