Envoy FinancialReviews 

Many thanks to Ross and Cat for efficiently and hassle free mortgage arrangement.As we are older buyers we weren’t sure we would be able to obtain a mortgage however thanks to Ross's diligence he found a product suited to our needs

Fantastic experience with Ross and Cat! We were introduced to Ross at Envoy Financial through Taylor Wimpey in South Queensferry. Ross spoke to us the next evening after work which was so convenient. Throughout, the whole experience he has been so great to talk to and guided us seamlessly through the process. We had added complications of changing salaries and me being on maternity leave. We’ve been able to keep in touch by WhatsApp chat and Ross and Cat have both been so responsive. We even had a call while on holiday to get things moving. It’s been a great personal service from the team with Ross taking a real interest in us and what we are looking for. We will definitely use the firm again when it comes to renewing our mortgage and for reviewing our life cover etc.

Life events make you take stock of your finances so it is important you're in good hands and getting the right advice. Graeme and Karolina have been excellent- they know their stuff but also get the person behind the figures and the important decisions they are making. You are never kept waiting if you need advice or important paperwork. If you need reliability and planning for the long game go with this company

We would just like to send a massive thank you to the team at Envoy. As a first-time buyer we have had a great experience working with Kirsty, Steffi and Karolina they have been the best! We really appreciated how clearly everything was explained and how supported we felt throughout the process. The whole team were professional and efficient, helping everything move along smoothly and stress free. We could not recommend Envoy Financial enough, thank you for everything girls!

I had a great experience working with Steffi and the team at Envoy. As a first-time buyer, I really appreciated how clearly everything was explained and how supported I felt throughout the process.

Steffi was always approachable, responsive, and took the time to make sure I understood each step, which made a huge difference. The whole team were professional and efficient, helping everything move along smoothly.

I’d happily recommend Steffi and Envoy to anyone looking for a reliable and supportive mortgage broker.

Ross & Erin made our whole mortgage journey completely stress free!! They were always quick to answer any questions and offer reassurance/peace of mind. We really couldn't of done our house move without them. We will 100% continue to use them throughout our mortgage journey. Highly recommend to anyone!

Ross & Erin from Envoy were absolutely brilliant throughout the full process and made a stressful time like moving feel like a walk in the park.

Buying a home can be overwhelming, but working with a great mortgage advisor made the entire journey smooth and stress-free. From the very beginning, they took the time to understand my financial situation and explained all the options clearly, without any jargon.

What really stood out was their responsiveness and dedication — they were always available to answer questions, no matter how small, and guided me through every step of the process, from mortgage selection to final approval. Their expertise helped me secure a competitive deal that I wouldn’t have found on my own.

I truly felt supported throughout, especially during the more stressful stages of the purchase. Their professionalism, transparency, and genuine care made a huge difference.

I would highly recommend their services to anyone looking for a reliable and knowledgeable mortgage advisor.

From the beginning of the process all the way through Steffi and Karolina have been an absolute life saver, taking care of the whole process and guiding me through it, handling all the hurdles and obstacles leaving me with less to stress about the process, whilst keeping me regularly updated on all the stages of the application.

Being a first time buyer and having no idea why I was getting myself in for, Steffi and Karolina from the get go have gone out there way to explain and break everything down in such a way that made the whole process extremely manageable and easy. The team were constantly available to be pestered with questions giving me a high level of understanding and clarity

The team at Envoy and Carol and Ellie at Taylor Wimpey have made the process so much easier and stress free than what could have been imagined for a first time buyer keeping me right and guiding me through the journey.

I was getting stressed trying to talk to the bank to arrange a mortgage myself but after speaking to Kirsty I thought I’m going to let envoy deal with this!am I glad I did. Kirsty,steffi and Karolina have made this stress free, quick and I still can’t believe it’s done and how simple they’ve made this feel- can’t thank them enough. Will contact again when remortgage is due

Ross and Cat were fantastic and managed to secure a deal within a day or so of getting in touch. Pro-actively contacting me to check my deal was ending and to try and secure a better deal which I did.

Would highly recommend the process from start to finish and as this is the second time of using them, I can only say positive things.
Thanks for your support and speak when this deal expires!

Absolutely fantastic experience with Graeme and the team at Envoy. Quick, professional advice and had our loan offer in no time. We would highly recommend!

Ross and the team were helpful, professional and friendly. After our advisor left abruptly with no warning, Ross took over our account and explained everything but ensured we were in good hands. Ross got us a great deal on our mortgage and gave great advise throughout. I would recommend Envoy to anyone looking for a great deal on their mortgage paired with great customer service!

I can’t recommend Steffi and Karolina enough. They have been so helpful and made the process very straight forward for us when applying for a further advance on our mortgage. We will definitely use Envoy again.

Made every part of the process clear and concise and provided me with the confidence and the knowledge to make informed decisions.

I can't thank Ross and Erin at Envoy enough for their help and advice during the process of buying my first home. As a first time buyer I had no clue where to start, Ross supported me throughout and made the process easy for me. Communication was excellent throughout, the entire process was seamless! I will continue to use Envoy in the future and would highly recommend their service to anyone! Thanks again to the team at Envoy.

As a first time buyer, the process of finding your first home can be very overwhelming, but Lauren has been absolutely fantastic. She has guided me through the entire process and my anxieties were definitely eased. Could not recommend you guys enough, thank you!

I was recommended Envoy Financial by a colleague and as a first time buyer I couldn't have had a better experience. From the outset Graeme was extremely open, knowledgeable and helpful. Having someone so experienced in my corner when dealing with estate agents and advising on all aspects of the buying process was invaluable. Karolina was also very professional and efficient in the later stages. I won't be going anywhere else for mortgage services in the future.

Second time we have used Envoy and first class service both times

We used Lauren as our mortgage advisor when we decided to sell our family home of 24 years and move to our dream house in the countryside. From start to finish, Lauren was absolutely amazing. She found us the best mortgage and insurance products to suit our needs and kept in touch throughout the whole process.
It was an anxious time for us, as we hadn’t moved in so long and everything felt new, but Lauren reassured us at every step and gave us real peace of mind. We’ll definitely continue to use Lauren and Envoy’s services in the future when it’s time to remortgage, and we’ve already passed her details on to friends because she was so good.
Thank you for everything, Lauren! x