Happy Money Reviews 762

I had a great experience with this company. I got the money in the three business days sent straight to my bank.

Payed off a lot of credit card debt nice to have me st of my paycheck going back to me at 62 and getting ready to retire it was very important to take care of this stuff.

I wish I could give this company a good review. Initially, the loan process was fast and easy. My loan was funded relatively quickly, but I don’t have much experience with personal loans so I don’t know how long other companies usually take. I believe I was funded within 14 days.
I have to leave a poor review because I recently requested to add additional money onto my personal loan after having completed a 65% payoff of my loan and was denied based on my performance with the company. Mind you I have never missed a payment and the only time that I was late on a payment was when I was making an additional payment to the principal and the payment failed so although I have a record of automatic payments for my loan on the same day every month they still didn’t qualify me for a loan increase. Their reasoning was asinine. I attempted to call in and discussed this with a customer service representative, but they have no power or no desire to reevaluate criteria overall, I am pretty disappointed with my experience.

This was probably one of the easiest experiences with a loan provider that I've ever had. They had good terms and APR's based on what I was getting the loan for, and they were all straight forward and easy to use. The only thing I would like to see different, is a better app, that lets you both download your payment schedule and loan terms. There were a couple of times, I couldn't remember how long my loan was for, and because i wanted to make sure it was paid off on-time, I had to dig around for the original paperwork to see my loan term.

Easy to use. Easy to maintain. Thank you for helping me in a time I really needed it.

I was trying to get a loan with many companies including the 2 companies with I had loan, being a good payer and with a small debt and It was impossible until I contact you

Really great experience with Happy Money. The whole process was easy from beginning to end, approval was quick, and I had the funds 5 days later. I also really liked being able to choose between 3 repayment options depending on the term that worked best for me.

The online portal was also straightforward and easy to use, which made the whole experience even better.

Overall, this was one of the smoothest and easiest loan experiences I’ve had, and Happy Money was excellent to deal with.

Indeed, initially not too sure of loan approval because of my credit. My new baby 15 months mom pregnancy was deemed High Risk, and therefore had to stay home till put to bed.
I had to resort to credit cards to pay off bills and after her delivery my max out credit cards came punching me hard leaving me stressed and restless.
Surprisingly, my loan was approved within 10 minutes and deposited to my account in less than a week. I’ve paid most of the cards and can now have very happy moments with the family and little baby. Happy Money is the way out for people with my situation. I’ve been given options to choose a date for payment and the monthly payment will allow me to put bread and butter matter to rest. Thank you Happy Money 🙏🙏🙏

Very good was able to pay off other loans and credit cards

The approved me fast and easy . Thanks for the help

Approval process seamless. Overall I had an exceptional experience!

Low APR. Easy application process.

Easy quick and when I did have to email customer service it was fast response

Made experience very easy. Very easy to set everything up and explained everything very easily

Ease of application - all online
Received approval & loan within a week
Every detail taken care of by process -
No questions or confusion.
Amazing company

Best loan experience by far! I got a low rate for the amount of time I requested. Money was available in the time frame they provided.

Fast & efficient lending. Highly recommend!!

Loan was very easy to apply and receive.