Tomo Mortgage Reviews 259

Working with James & the rest of the Toto team is always a pleasure! They make closing quickly a very straight forward process, and their whole team has always been easy to work with.

I've had a great experience with the Tomo team. From the start, they had the best rates. Friendly service and all electronic means made it easy to keep it quick and easy and at my own pace. I did speak with a rep on the phone who was very pleasant to work with.

Been great working with Tomo, a mortgage is a tool to help you with your life goals. Tomo understands this.

I had a great experience with Joseph Lee at Tomo. The rate I got from Tomo is very competitive, and the process to apply is very straight forward. On top of that, Joseph and Kyle clearly explained all the fees and detailed calculations to me in simple and easy to understand terms, and they genrated the pre-approval document in just a few hours as promised. I'm very pleased with the provess although I still have not closed the deal yet. Highly recommend Tomo and will no doubt be using them again in the future.

Donatello was easy to work with. He explained the things I wanted to know, answered questions, and made the process as simple as it can get. Tomo has great options in their mtg loan package. It's great that you can refi when rates drop!

Michael Welsh, Senior Loan Advisor was pleasant to work with, very professional, knowledgeable and provided what he said he would, did not deviate. Unfortunately, I went in another direction with my home purchase but will keep Michael in mind for the future and provide recommendations to use Michael for home loans.

Extremely responsive, very informative and transparent, and have the best rates hands down - other lenders can't touch them. Absolutely thrilled so far working with Tomo - thank you to our rep, Sean!

Easy and prompt service, very professional

TOMO and Alex my Loan Advisor made it super easy - they are easily available, rates are very competitive, adaptations made quickly, turnaround times are great and they are easy to communicate with by phone, mail or text. Can highly recommend them for the offer process!

They made the mortgage application and approval process easy, seamless and painless. They were able to execute quickly and provide a prequalification letter for us quickly. Their rates were competitive and with the fees waived in conjunction with the ease of the process going through a bank now seems unnecessarily burdensome. We will be recommending them to anyone needing to secure financing to purchase a home.

Excellent! Irena Liu I would recommend to anyone looking for a quick, yet thorough service.

I highly recommend them

Connor has been great to work with throughout the entire loan process!

I have yet to close on my home, but so far, AJ has been transparent with rates and fees. Difficult, if not impossible to compete with Tomo’s rates. As for AJ, himself-he is a very helpful Loan Advisor! He has kept in contact through the process and even reached out to the seller’s agent to help clarify my pre-approval. I would definitely recommend!

Just started working with Aaron at Tomo. It’s only been one phone meeting so far but all good. Friendly, informative and easy.

Went back and forth with the representative multiple times to get a rate. Also had to explain the situation each and every time I would message the lender. He never flowed up, I always had to follow up to find out the status. Then all the sudden I get an email thanking me for working with them and to review the experience. Lender rep never responded with what the final rate would be. Very poor communication. Tomo missed out on an opportunity as the purchase was a done deal.

Not really willing to provide the information to me.

Aaron Shaw was up front with rates and honest about everything and gave me the best rate from the jump. Would definitely recommend them to anyone that needs a mortgage

I’ve worked with Tomo Mortgage twice now — first to finance a vacation/secondary property purchase, and most recently for a refinance — and both experiences were excellent.

When I originally shopped lenders, Tomo offered the lowest rate by a clear margin and saved me over $10,000 in origination fees compared to other options. The process was smooth, transparent, and efficient from start to finish.

I recently refinanced with them and was able to lower my interest rate by almost a full percentage point, which will make a meaningful long-term difference. The team was responsive, professional, and easy to work with throughout.

If you’re looking for competitive rates, low fees, and a streamlined mortgage process, I highly recommend Tomo Mortgage.

Three things really stood out to me with Tomo:
1. Low rates and no lender fees. Frankly - they beat all the other quotes I had. . .
2. Super helpful service. The Loan Officer was great in getting me into the right product and rate.
3. Digital experience. I felt like I had some control over the process - as their platform allowed me to know what was outstanding and send in any necessary materials.
In short - best in place service for the mortgage space.