IOU Financial Reviews 974

TrustScore 5 uit 5

4,9

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Tammy was very courteous and professional on the call. She was thorough and knowledgeable and willing to take time to explain everything in details. She’s a great person on the job. Thanks Tammy. Plea... Toon meer

Beoordeeld met 5 van de 5 sterren

It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

This is a blind-sided decision not because I knew, but the name stands out. It's very understandable as a no nonsense institute for loans with indecent credit approval for clients. Accordingly, it se... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

This company is extremely competitive. You could spend weeks applying elsewhere, or you could just give them a shot. They’re fast, fair, and make aggressive but reasonable offers. Once I was... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Niet-bancaire financiële diensten

Over IOU Financial

Geschreven door het bedrijf

IOU Financial provides small businesses throughout the U.S. access to the capital they need to seize growth opportunities quickly.

Typical customers include medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, and restaurants. In a unique approach to lending, the IOU Financial advanced, automated application and approval system accurately assesses applicants' financial realities, with an emphasis on day-to-day cash flow trends.

IOU makes new and renewed loans of up to US$1,500,000 to qualified U.S. applicants within a few business days, with affordable charges favorable to cash-flow management. Its speed and transparency make IOU Financial a trusted alternative to banks.

IOU Financial has been lending to small businesses since 2009 and funded over US$1.5 billion in loans. IOU Financial operations is based in metro Atlanta, Georgia. For more information, visit http://IOUFinancial.com.

IOU Financial was formerly known as IOU Central

Contactgegevens

4,9

Uitstekend

TrustScore 5 uit 5

974 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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Beoordeeld met 5 van de 5 sterren

Easy

Easy, quick & infomative.

22 januari 2026
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

Theresa, we're happy to hear you had a good experience.

Beoordeeld met 5 van de 5 sterren

Karen was knowledgeable and most helpful!

Karen was knowledgeable, helpful and responsive. She was a pleasure to deal with. Definitely a terrific ambassador for IOU Financial!

17 december 2025
Review zonder uitnodiging
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Antwoord van IOU Financial

Thank you for your feedback!

Beoordeeld met 5 van de 5 sterren

Pleasure to do business with

It was handled very professionally while still being friendly and nice.
Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy Krause walked us through with a smile on her face even though we couldn’t see her. She too had Tech issues and also stayed calm and came up with alternative solutions to get the job done. Both remained very professional when speaking and quite frankly was a pleasure to work with.

11 december 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

Thank you for your feedback!!

Beoordeeld met 5 van de 5 sterren

Andrew was really awesome

Andrew was really awesome, worked with us extensively. Always answered his phone and text, explained everything, and is just a really nice guy too.

We got the money we needed and couldn't be happier.

9 december 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

We appreciate your comments.

Beoordeeld met 5 van de 5 sterren

I worked with two great individuals

I worked with two great individuals. Alvin was my rep during the application process and Tammy Krauss to sign the contracts. Both were incredible, answered all my question, super friendly, knowledgeable and I never felt pressured into a product that wasn't right for my business. I had been approached by dozens of other companies offering similar products but the others seemed only interested in closing any deal, whether it fit or not. Couldn't have had a better experience and start to finish, under 48 hours. Thanks again Alvin and Tammy!

28 oktober 2025
Review zonder uitnodiging
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Antwoord van IOU Financial

Justin, thank you for the feedback. We're so pleased you had a good experience and we appreciate your business!

Beoordeeld met 5 van de 5 sterren

Awesome Tammy!

Tammy was very thorough and patient. Great experience with her.

9 oktober 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

Rusty, we're so pleased you had a great experience. Thank you for your feedback!

Beoordeeld met 5 van de 5 sterren

Customer service was top notch

Customer service was top notch. Pleasure to speak with and deal with over the phone. I was left with the impression they really cared about our business and were willing to help in any way they could.

17 september 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

Andrew, we're so glad to hear you had a good experience. Thank you for your feedback!

Beoordeeld met 5 van de 5 sterren

IOU Financial made taking a loan easy

Borrowing money for business is typically a difficult process but the entire process with IOU Financial was easy and straightforward. Tammy Krause was extremely friendly, helpful and made what’s typically a stressful process very care free. She was extremely knowledgeable and walked me through each step and explained any questions I had in easy to understand terms. I feel confident in our choice in lending with IOU Financial.

17 september 2025
Review zonder uitnodiging
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Antwoord van IOU Financial

Leah, thank you so much for your comments. We are thrilled to hear that you had a great experience and that Tammy was so helpful. We appreciate your business!

Beoordeeld met 5 van de 5 sterren

The experience went very well

The experience went very well. Tammy explained everything as went went along and made the process seamless. Would recommend using them if you ever need financial services.

12 september 2025
Review zonder uitnodiging
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Antwoord van IOU Financial

We truly appreciate your recommendation and comments. Thank you!

Beoordeeld met 5 van de 5 sterren

Tammy was phenomenal

Tammy was phenomenal. She is so great to work with and makes it easy.

8 september 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

We love hearing that Tammy helped make your experience a great one. Thank you!

Beoordeeld met 5 van de 5 sterren

Tammy was very Profesional and kind

Tammy was very Profesional and kind, she made it easy to talk to her by creating a welcoming environment.

5 september 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

We appreciate your feedback!

Beoordeeld met 5 van de 5 sterren

Great experience and great people

Great experience and great people. Judith and Karen are great as well as the whole IOU team.

27 augustus 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

We're so glad you had a great experience. We appreciate your business and your feedback!

Beoordeeld met 5 van de 5 sterren

best customer se rv i ce

Tammy is the best customer service ever, thank you so much!

25 augustus 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

Thank you for your feedback. We think Tammy is great, too!

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