IOU Financial Reviews 974

TrustScore 5 uit 5

4,9

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Tammy was very courteous and professional on the call. She was thorough and knowledgeable and willing to take time to explain everything in details. She’s a great person on the job. Thanks Tammy. Plea... Toon meer

Beoordeeld met 5 van de 5 sterren

It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

This is a blind-sided decision not because I knew, but the name stands out. It's very understandable as a no nonsense institute for loans with indecent credit approval for clients. Accordingly, it se... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

This company is extremely competitive. You could spend weeks applying elsewhere, or you could just give them a shot. They’re fast, fair, and make aggressive but reasonable offers. Once I was... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Niet-bancaire financiële diensten

Over IOU Financial

Geschreven door het bedrijf

IOU Financial provides small businesses throughout the U.S. access to the capital they need to seize growth opportunities quickly.

Typical customers include medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, and restaurants. In a unique approach to lending, the IOU Financial advanced, automated application and approval system accurately assesses applicants' financial realities, with an emphasis on day-to-day cash flow trends.

IOU makes new and renewed loans of up to US$1,500,000 to qualified U.S. applicants within a few business days, with affordable charges favorable to cash-flow management. Its speed and transparency make IOU Financial a trusted alternative to banks.

IOU Financial has been lending to small businesses since 2009 and funded over US$1.5 billion in loans. IOU Financial operations is based in metro Atlanta, Georgia. For more information, visit http://IOUFinancial.com.

IOU Financial was formerly known as IOU Central

Contactgegevens

4,9

Uitstekend

TrustScore 5 uit 5

974 reviews

5 sterren
4 sterren
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2 sterren
1 ster

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Beoordeeld met 5 van de 5 sterren

2nd Loan with IOU Financial

This is my second time going over documents and speaking with Tammy. She takes the time to explain everything to me and really makes you comfortable. Very friendly and very knowledgeable.

31 juli 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

We appreciate your comments and your business!

Beoordeeld met 5 van de 5 sterren

Tammy was great!

She was on time, fast, friendly and efficient. She did a great job explaining everything and making this a smooth process

25 juli 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

Thank you for your feedback!

Beoordeeld met 5 van de 5 sterren

I'm a small time business compared to…

I'm a small time business compared to some of the other giants IOU funds. Judith and Karen treated me like ROYALTY!! In a time where outstanding customer service is rare, they both hit it out of the ball park! This is now my 3rd deal. I'm not a paid person to make this review up. My first deal with them got my business into Nevada, my 2nd deal to New Mexico and now my new 3rd deal is taking me to Colorado! I advise anyone who reads this to learn from a couple of simple things. 1)Please commit and follow through your payment structures. 2) Its tempting to touch that extra cash, DON'T TOUCH! 3) Use your money to grow and expand and NOT to pay your current debt. I know it's expensive to borrow but honestly here, would you trust someone who you barely know with money that probably won't pay you back? Again thank you for boosting my company up IOU, JUDITH AND KAREN!!

24 juli 2025
Review zonder uitnodiging
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Antwoord van IOU Financial

We are absolutely thrilled that you have had such great experiences and truly appreciate your repeat business! Thank you for giving us the opportunity to help you thrive.

Beoordeeld met 5 van de 5 sterren

Best in the Industry!

These guys are hands down the best financial institution in the industry. I've been working with them for years now and they never disappoint and they always give me exactly what I need, fast and are very easy to work with.

24 juli 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

Thank you so much for your kind words. We are honored to be a part of your business growth and look forward to a continued partnership!

Beoordeeld met 5 van de 5 sterren

Amazing service

The customer service was amazing. Tammy was fantastic. She walked me through the documents and terms. The terms were fantastic.

21 juli 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

Thank you for your comments!

Beoordeeld met 5 van de 5 sterren

Tammy did a great job with helping get…

Tammy did a great job with helping get funded with IOU financials. She will always treat you professionally and take care of everything.

15 juli 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

We appreciate your business and your comments!

Beoordeeld met 5 van de 5 sterren

Quick

Matt did the best job getting us capital! These lenders are great to work with

3 juli 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

We appreciate your comments!

Beoordeeld met 5 van de 5 sterren

Karen A++++++…

Karen exemplified what a true personalized and professional experience should be. Would highly recommend for any of your funding needs. Thank you again for making this a great experience.

26 juni 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

We're so pleased that you had a great experience. Thank you for your comments!

Beoordeeld met 5 van de 5 sterren

This company is extremely competitive



This company is extremely competitive. You could spend weeks applying elsewhere, or you could just give them a shot. They’re fast, fair, and make aggressive but reasonable offers.

Once I was approved, I worked with both Phil and Jennifer at different points in the process. They were professional, responsive, and made everything seamless from start to finish.

If you’re looking to secure funding for your business, I highly recommend IOU Financial.

23 juni 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

Thank you so much for your feedback. We appreciate your business.

Beoordeeld met 5 van de 5 sterren

Tammy and her team are second to none

Tammy and her team are second to none! I have partnered with her and her team several times as my company has evolved. I hate borrowing but when I do, I do it with Tammy and IOU financial!

13 juni 2025
Review zonder uitnodiging
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Antwoord van IOU Financial

Thank you for being a repeat customer. We are so pleased you have had great experiences!

Beoordeeld met 5 van de 5 sterren

Great service

Tammy was great. She went over everything and just had a great personality. Very hard these days to find a great person to work with. But Tammy took the time and effort to talk to me. She was very nice and helpful. Definitely see we working with her again. Thank you Tammy.

12 juni 2025
Review zonder uitnodiging
Logo IOU Financial

Antwoord van IOU Financial

Thank you for business and your feedback!

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