Magical Credit helped smooth out a few financial shortages in times of need. I appreciate that they treat their clients with respect, friendliness and genuine effort to help. Application was fair an... Toon meer
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Lees wat reviewers zeggen
Fast reliable....would be better if larger loans were offered on payments some time people need help out of the hole not just help standing up
After 5 years they still keep changing the rules to qualify. And denied previous guidelines. To a point they suggest they will give me Extended Payment Plan as a one-time courtesy; when in fact I had... Toon meer
Bedrijf heeft geantwoord
I have used Magical Credit multiple times and it's because they provide fantastic service. If I have questions, they provide a response right away and whenever I need a loan, it's always processed qui... Toon meer
Bedrijf heeft geantwoord
Bedrijfsgegevens
Geschreven door het bedrijf
Magical Credit provides cash loans to people with fixed income. Need a loan fast? Skip payday loan companies and get approved for an online loan now.
Contactgegevens
970 Lawrence Ave W #402, M6A 3B6, North York, Canada
- +1 855-639-6888
- info@magicalcredit.ca
- magicalcredit.ca
4,6
Uitstekend
270 reviews
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Heeft 100% van zijn negatieve reviews beantwoord
Reageert doorgaans binnen 1 week
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It has been a great experience doing…
It has been a great experience doing business with Magical Credit. The sweet part is that you'll get approval if you have a proven regular income, your credit score notwithstanding. Moreso, you can apply immediately after a full payment of your loan have been acknowledged. Now the sweetest aspect is you can choose how to payback, you are given the opportunity to pay using the interac or authorize a direct debit.
19 september 2025
Review zonder uitnodiging
Antwoord van Magical Credit
First of all, thank you for the detailed review, David! All of these aspects you pointed out have been carefully crafted to make the lending process as smooth as possible. We still have things to improve (we always do), but we're happy we got where we are right now. Thanks for the 5-star review, and I should say: it's been an honour to have you with us. Have a Magical weekend ahead.
They are fast and easy to deal if you…
They are fast and easy to deal if you need help. I was approved right away no waiting they are amazing.
25 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Yes, Stacy! We're fast! We're so proud of it too, thanks for the review. Have a Magical day!
Antwoord van Magical Credit
Thanks, Vinnie! Have a Magical day!
Antwoord van Magical Credit
Thank you so much, John! Have a Magical rest of your week.
Magical no hassle no fuss
20 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much, Jacqueline! Have a Magical week ahead.
Antwoord van Magical Credit
That's what we're going for, Ivet! Thanks for the review. Have a Magical week ahead.
Nice and i choose emergency and any…
Nice and i choose emergency and any time i need money i choose
17 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you for the review and the 5 stars, Harpreet! Have a Magical week.
Very excellent service
17 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much for your review, Rafid! Have a Magical week ahead.
Experience always great
Experience always great. Thank you team
16 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Silvana, we really appreciate you taking the time to leave us a review. Thank you so much. We keep our customer service level the same after you're approved, so if anything arises and you need some help, don't hesitate to call. Have a Magical day!
Poor Customer Service
I initially applied and got approved for a $200 loan. I received the money but I returned it within the cooling off period so no interest was incurred. The reason I returned it because I realized I needed more so I wanted to reapply for a higher amount (and I will pay on the same pay date as my previous loan). I emailed many times but received no reply. I called after a few days and the agent told me I cannot reapply and she does not know the reason why. Not helpful at all. She told me to email payment department and I sent an email more than 5 times until now no reply!
23 januari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Elle, I'm so sorry about that. If there's a reason why you can't apply, you most definitely should be informed as to why. This may have been a communication issue, as managers would be able to handle this situation. If you call or email us between 9 am and 5 pm (EST), there will be someone here who will be able to help. I couldn't find any files on our system that match your name and situation, so I can't assign a manager to help you out yet. Please get in touch with us so we can get to the bottom of this. In any case, thanks for dropping us this review. Have a Magical week.
Instant approval after viewing my…
Instant approval after viewing my credit score, instant deposit after approval, highly recommended
15 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Mark! Thanks for the review. Now, just to clear things out: we do not view Credit Scores since we're only offering Payday loans at the moment. We base our decisions on bank statements and whatever the customer writes in their application. Have a Magical week ahead!
Lies all lies
Lies all lies, they keep having pop ups on the website claiming that they have approved all these people for loans ....those are embellished and all lies. They make you believe that they're going to help they make you wait then they reject you. What a BS company shame on ALL OF YOU. A disgrace to decent Canadians that really need some financial assistance.
15 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Hi G.C. Moose. We would love to understand exactly what happened with your application, but we have no information to find you in our system. Please get in touch with us so we can properly review what happened. Have a Magical week in the meantime!
Excellent experience
Excellent experience. Quick processing time. Always there when needed.
13 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thanks, Maria! We're happy to have you with us. Have a Magical week ahead!
Quick service and friendly customer…
Quick service and friendly customer support
6 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Philip! Thanks for the review and for mentioning our customer support - we're proud of it, and we're always working to improve it. Have a Magical week ahead!
Right now I am very disappointed with…
Right now I am very disappointed with Magical Credit. I paid my loan in full yesterday in the afternoon and applied to reloan and still havent received any reply from them even though I have sent them a few emails to see whats going on. They were never like this with me, as I have never missed any payments with them. I have always paid my loan in full, reapplied and they were quite fast in reloaning me. But now nothing and I am not even sure why. So I am quite disappointed with them...
6 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Banafsheh. I would like to apologize for the delay in dealing with your application. You should have heard back within a matter of hours (especially since you're a recurring customer), not days. We are bringing your review to the agents who were in charge of your file. We know how frustrating it can be when expectations aren't met. We are super proud of how we streamlined the lending process, but unfortunately, mistakes like these still happen. We're sorry for making you wait for as long as you did. We appreciate you taking the time to leave us this review, by the way, as reviews like yours help us review our processes and improve them. Have a Magical week!
I really like magical credit loans
I really like magical credit loans. They're fast and efficient with having your paperwork ready and sent back to you. I was applying during the night and was approved and had funds sent the same hour.
7 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
That's great, Adrian! Yes, we are now funding 24-7, and we're working relentlessly to make sure our services are always to the highest standard. Thanks for the review. Have a Magical day!
Easy and fast application
Easy and fast application, the app is also easy to navigate.
4 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thanks for the feedback, K M! We're glad to have you with us. Have a Magical weekend!
Antwoord van Magical Credit
Thank you for choosing Magical Credit! Have a Magical weekend ahead.
This is my first time to make a loan…
This is my first time to make a loan like this and I did not expect that they will give me a chance so easy to get the money that I loan from them. I really appreciated that thank you and more power
3 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
We're happy to help, Felipe! Don't hesitate to reach out should you need any help with your current loan. Have a Magical day!
I'm very quick and easy
3 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thanks, Philip! We appreciate you taking the time to leave us the review. Have a Magical rest of your day!
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