Well this lending company is nice, understanding, approachable and easy to talked especially there contact support...it's my first time here and although I don't have money on my bank account when the... Toon meer
Bedrijf heeft geantwoord
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Lees wat reviewers zeggen
Magical Credit helped smooth out a few financial shortages in times of need. I appreciate that they treat their clients with respect, friendliness and genuine effort to help. Application was fair an... Toon meer
Bedrijf heeft geantwoord
After 5 years they still keep changing the rules to qualify. And denied previous guidelines. To a point they suggest they will give me Extended Payment Plan as a one-time courtesy; when in fact I had... Toon meer
Bedrijf heeft geantwoord
Fast reliable....would be better if larger loans were offered on payments some time people need help out of the hole not just help standing up
Bedrijf heeft geantwoord
Bedrijfsgegevens
Geschreven door het bedrijf
Magical Credit provides cash loans to people with fixed income. Need a loan fast? Skip payday loan companies and get approved for an online loan now.
Contactgegevens
970 Lawrence Ave W #402, M6A 3B6, North York, Canada
- +1 855-639-6888
- info@magicalcredit.ca
- magicalcredit.ca
4,6
Uitstekend
272 reviews
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I'm very quick and easy
3 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thanks, Philip! We appreciate you taking the time to leave us the review. Have a Magical rest of your day!
Great service!!
I have used Magical's loan service multiple times now and have found them to be excellent! From application to approval was a very quick and smooth process. I would highly recommend them! Thank you Magical!!
1 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Carol! It's always great to hear from repeat customers. We're glad you had a good experience with us and decided to return. As you may already know, we're always here to help in any way possible, so don't hesitate to reach out to us. Have a Magical week!
Well from the application to receiving…
Well from the application to receiving my funds to the very fair charges it has been a great experience and I highly recommend them to anyone who needs quick financial help they are the best I've come across.
2 februari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much for sharing your experience with us, Michael. We're trying our best here to deliver stellar service, and we're glad you liked it. Have a Magical week ahead!
It was very fast and easy to get the…
It was very fast and easy to get the money I needed! Highly recommend Magic!
30 januari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much for the recommendation, Jack! We're glad we could manage to help you out. If you need any assistance with your current loan, we're here to help! Have a Magical day!
Antwoord van Magical Credit
Thanks, John! That's exactly what we're going for: quick and easy. We're glad it worked for you as well. Have a Magical week ahead.
Merci beaucoup ,Magical Credit Inc ✨️…
Merci beaucoup ,Magical Credit Inc ✨️ for the Magical experience had.
Easy to access , simple to apply helpful, Magical and professional customer service, ready to help and understand your financial needs. Try and see.
Magical credit is just magical .
Magical credit Inc C'est Fantastic ✨️
29 januari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Merci, Kstone! We're happy to have delivered some of our magic to you. If you ever need any help with your current loan, don't hesitate to contact us. We're here to help. Have a Magical week ahead!
Simple application
Its simple self explanatory. Fast and its great when your in a bind .
27 januari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
That's great to hear, Jerrod! Thanks for taking the time to leave us the review. Have a Magical week!
Fast efficient and easy to access.
24 januari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thanks, Lorraine, for taking the time to leave us this review. We already contacted the agent who dealt with your file, and they were thrilled to hear about it. Have a Magical rest of your week!
Fast approval and the staff are very…
Fast approval and the staff are very good. I reccomend Magical Credit to those who need a financial.
22 januari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much for the review, Walter. Our team was so happy to hear about it. Have a Magical rest of your week!
Easy and painless experience
Easy and painless experience! I will definitely be using again in the future!
15 december 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much, Sam! We're happy to have you with us. Have a Magical day!
Antwoord van Magical Credit
Thanks, Bob! We're glad you chose us to help with your financial needs. Don't hesitate to get in touch with us if you need any help. Have a Magical week ahead.
They make it so painless
They make it so painless. On my end 5 minutes, and just sit back and wait for your deposit and it's quick
12 januari 2026
Review zonder uitnodiging
Antwoord van Magical Credit
That's exactly what we're going for, Rick! Thanks for choosing Magical Credit, and thank you for leaving us this review. Have a Magical week ahead!
Antwoord van Magical Credit
Thanks for dropping this review, Adam! We're trying our best here to deliver the fastest service around. We know speed is of the utmost importance when people need quick loans. We appreciate you taking the time to share your experience. Have a Magical weekend!
They ask for a selfie
They ask for a selfie. LOL
No thanks.
Talk about a hassle.
Use
Pay2day
13 december 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Hello Pat. The reason why we ask for selfies is that we need to make sure the person submitting the documents and applying for a loan is who they claim to be. We're a strictly online business, and we have found no better way to verify identity. If you have a better idea, we're happy to hear! We're trying to make the lending process as secure as possible, but we know some steps in that process may be a little annoying. In any case, thanks for taking the time to leave us a review. We now know some customers are not comfortable with sharing their selfies; we'll keep that in mind when reviewing our internal process. Have a Magical New Year!
Antwoord van Magical Credit
Thank you so much for the review! We would love to hear any feedback that could get us those 5 stars. Feel free to get in touch with us if you feel that anything in your experience wasn't on par with what you expected. Happy Holidays!
this company magical credit
this company magical credit, its hope for nothing after they get your all the information, they will say you are denied for loan.they used very delayed tactics to get your all information.
7 november 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Daryl,
We're sorry for not making the process as clear as it could be. I can assure you, we're not trying to get customers' information to not approve them. We're approving 100's of clients daily, but we can't approve anyone. If you would like to discuss your specific case, don't hesitate to give us a call, and we can discuss it.
Was in a pinch
Was in a pinch, needed super fast emergency funding. Applied online, they said quick approval. After waiting over 5 hours and hearing nothing I called for a status update. The lady on the phone was very hard to understand, she talked a mile a minute and was very rude. She ended up telling me that my application had not yet been review but that she would expedite it. An hour and 15 minutes later I received an email saying I was approved. They are capable of lending up to 50 percent of my income, they approved me ( even still telling me this was 50% of my income) what was equal to only 10 %. And not nearly what I needed or requested. I borrowed anyway and figured out the rest that I needed. Then come the days the payments are due they process early and it comes out before my pay hits my account. Sending me into overdraft for a very short time until my pay hits the account. THEY WORKED FOR ME SOMEWHAT IN A PINCH BUT I AM SO DISGUSTED WITH THE SERVICE AND THE ENTIRE EXPERIENCE I WILL NEVER EVER CONSIDER THEM AGAIN SHOULD I HAVE ANOTHER EMERGENCY
25 oktober 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Dianne,
Unfortunately, I can't locate your file in our system to understand what exactly happened. Maybe you applied with a different last name? In any case, in the past few weeks, there were some days when we were a little behind on applications - November is when our busiest time starts. We are working around the clock (literally, since we're now funding loans 24/7) to improve our services as much as possible. We've hired new staff recently to be able to service our clients the best we can. Now, in terms of approval amounts, that varies on a case-by-case basis. Legally, we can only lend a maximum of 50% of what customers receive on any pay date (not the monthly income), but the amount we will actually lend depends on other variables. In regards to your due date, that is something that we can tweak on our end; our payments are pulled early in the day, but that doesn't work for all clients, so we have some degree of flexibility on that end. If you would like to discuss your experience with us, feel free to give us a call.
Great Experience
They're like working with someone you know. They are friendly, flexible and very helpful. I've used them a few times, and it has been nothing but positive.
24 oktober 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Thanks, Valued Customer! We're doing our best here. Thanks for taking the time to leave this review. Have a Magical day!
Beware
I was speaking to a representative how to reloan she informed me she had my payment but you have to wait for ACH which takes a payment to clear 3 to 5 days which she already confirmed my loan was payed I know it can take 2 to 5 days for a funds to be received but this is fishy when a company has the funds already and telling you there's another process
21 oktober 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Trent,
I would like to apologise for our communication mishap. ACH payment does take 3 to 5 days to clear and from what I checked, our representative gave you incorrect information: we haven't received your payment when you spoke with them. When a payment clears, clients receive a confirmation email and that's a 100% automatic process. If we haven't received the email at that point, that meant we haven't received your payment. I'm sorry about the confusion.
Needed some quick cash
Needed some quick cash to get me through. Once I sent all documents, it was no time before I had my loan. Quick and painless. I will go to them in future.
11 september 2024
Review zonder uitnodiging
Antwoord van Magical Credit
That's great to hear, Gordo! We'll be more than happy to help you again should you need it in the future. Have a Magical day!
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