Well this lending company is nice, understanding, approachable and easy to talked especially there contact support...it's my first time here and although I don't have money on my bank account when the... Toon meer
Bedrijf heeft geantwoord
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Lees wat reviewers zeggen
Magical Credit helped smooth out a few financial shortages in times of need. I appreciate that they treat their clients with respect, friendliness and genuine effort to help. Application was fair an... Toon meer
Bedrijf heeft geantwoord
After 5 years they still keep changing the rules to qualify. And denied previous guidelines. To a point they suggest they will give me Extended Payment Plan as a one-time courtesy; when in fact I had... Toon meer
Bedrijf heeft geantwoord
Fast reliable....would be better if larger loans were offered on payments some time people need help out of the hole not just help standing up
Bedrijf heeft geantwoord
Bedrijfsgegevens
Geschreven door het bedrijf
Magical Credit provides cash loans to people with fixed income. Need a loan fast? Skip payday loan companies and get approved for an online loan now.
Contactgegevens
970 Lawrence Ave W #402, M6A 3B6, North York, Canada
- +1 855-639-6888
- info@magicalcredit.ca
- magicalcredit.ca
4,6
Uitstekend
274 reviews
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Heeft 100% van zijn negatieve reviews beantwoord
Reageert doorgaans binnen 1 week
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Beware
I was speaking to a representative how to reloan she informed me she had my payment but you have to wait for ACH which takes a payment to clear 3 to 5 days which she already confirmed my loan was payed I know it can take 2 to 5 days for a funds to be received but this is fishy when a company has the funds already and telling you there's another process
21 oktober 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Trent,
I would like to apologise for our communication mishap. ACH payment does take 3 to 5 days to clear and from what I checked, our representative gave you incorrect information: we haven't received your payment when you spoke with them. When a payment clears, clients receive a confirmation email and that's a 100% automatic process. If we haven't received the email at that point, that meant we haven't received your payment. I'm sorry about the confusion.
Needed some quick cash
Needed some quick cash to get me through. Once I sent all documents, it was no time before I had my loan. Quick and painless. I will go to them in future.
11 september 2024
Review zonder uitnodiging
Antwoord van Magical Credit
That's great to hear, Gordo! We'll be more than happy to help you again should you need it in the future. Have a Magical day!
For those who needed cash in a flash and don't where to go, try Magical Credit. And you will see real Magic.In less than an hour, I pay off my loan and reloan fast and professional.
Loan pay off and reloan in less than an hour. This is why they are call Magical Credit.
24 juli 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Good Morning Paul - Thank you for the 5-star review and kind words - THIS IS WHAT WE DO :) Have a MAGICAL Monday!
Only because they email u saying that…
Only because they email u saying that they can't help u but tell u too click on a link below ur email and we'll there scam sites so please don't do that to people it's rude and unprofessional
25 juli 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Good Morning Maire - Thank you for the review. We would like to get more information, we're a licensed payday lender, we do not work with any partners that have scam sites. We take this very serious. Our Director would like to hear more about this, please give us a call and ask to speak with the Director and he will resolve the issue you experienced. We look forward to hearing from you and have a MAGICAL Monday :)
Really bad experience
Really bad experience, scammer’s. I took a loan on Thursday (6/12)of $300 which I had to repay on the following Thursday (6/19)for $342. On that day I needed to re loan for one more week, they told me that they have to wait till the money hits their a/c which takes 3days or else I could e-transfer the amount and they will cancel the bank withdrawal which I did and got the 2 loan for $400 which I need to repay in 7 days. But they process the payment and got debited $342 again so in total I paid $684 for a $300 loan and the refund will be after 3 days which is on Wednesday and I got to repay the $400 plus interest on Thursday now I have to pay the interest for the money they have ,Never ever these guys. Don’t e-transfer the amount they will take the amount twice.
19 juni 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Good Morning - we're sorry to hear that you had a bad experience with Magical Credit. We're known for providing exceptional service to our customer who need quick, fast cash for their needs. We welcome you to give our offices a call and speak to a Manager who can review your situation. Thank you and have a MAGICAL Wednesday
Antwoord van Magical Credit
Thank you so much, Julian! We're doing our best here - we're glad you like it! Have a Magical weekend ahead!
Magical Credit used to be great
Magical Credit used to be great! Now they've pivoted and turned themselves into another scummy payday loan outfit.
27 mei 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Matt,
Thanks for your honest feedback. We're sorry to hear you feel this way about the recent changes.
Unfortunately, we had no choice but to pivot our lending options due to federal regulations. We tried to do our best!
Our goal remains to offer fair and accessible lending options, and we never want our customers to feel anything less than the respectful and transparent service they deserve.
Thanks again.
Worst company!
I have dealt with many loan companies and this has to be the worst! No one needs money this badly to deal with such incompetence! Never again, they are scammers!
9 mei 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Hi JD.
I'm so sorry about your bad experience with us. Can you please reach out to us to understand what happened? I can't find you in our system with only your initials, and I really want to get to the bottom of this. You can either call us at 1-855-639-688 or email us at local@magicalcredit.ca. We're looking forward to speaking with you to figure out what happened.
Antwoord van Magical Credit
Thank you Michael on the great review - what a wonderful Friday surprise, we're always here to assist - Have a MAGICAL Friday :)
Was in a tough spot needed a quick loan…
Was in a tough spot needed a quick loan and they helped. All done online and quickly.
26 maart 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you for the lovely review, glad you found our process quick - we're always here for when you need us... Have a MAGICAL Thursday!
They were very helpful and I got…
They were very helpful and I got approved and funds in my account fast great customer service
19 april 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Good Morning Eleazor - Thank you for the great review. We are pleased we met your expectations and will be here again for when you need us... have a MAGICAL Monday :)
Magical Credit is one of the good ones!
I've borrowed from Magical Credit a few times and have always had a great experience. They're efficient, personable, and make a genuine effort to ensure I receive my funds quickly.
9 april 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Good Morning - Thank you for the great 5-star review! We enjoy what we do, and we strive each day to meet our customer's expectations on speed and friendly service... Have yourself a MAGICAL Thursday!
Magical Credit
Magical Credit, is a great place for loans. They tailored to your needs in a quick and timely manner. Very professional staff with great service. And most of all they will make your day Magical trust me.
28 februari 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Good Morning Keiton - Thank you for the 5-star review... You're 100% right, Magical Credit is a GREAT place for loans. We offer quick and fast funding for all our customers... These reviews make our staff work even harder for our customers when they see reviews like this :) We only wish you a MAGICAL Wednesday!
Great customer service
Great customer service! The loan process was smooth and stress-free. The application was quick and easy. I got approved faster than I expected!
2 februari 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Hey Carolina - we're so happy that you loved our service. Being fast and easy is what we're all about :) Have yourself a MAGICAL MONDAY!!
Beware the Scam: Absolute Incompetent, Unprofessional Clowns
Absolute clowns. Amateurish and unprofessional. You will be badgered with emails and staff ignore your questions. You do not get personalized service. AVOID AT ALL COSTS. The positive reviews are fraudulent and deceptive. Filthy scammers.
24 januari 2025
Review zonder uitnodiging
Antwoord van Magical Credit
Good Morning - We're sorry to see you had an unpleasant experience with Magical Credit. All of our reviews are from real customers, and we strive to maintain a high level of customer service. Please give us a call at 1-855-639-6888 and ask to be transferred directly to a senior manager who will review your file directly with you.
Magical Credit is the way to go!
Dornett was awesome! Great customer service and was transparent. She professionally answered all of my questions. I highly recommend this company. Magical Credit is the way to go!
10 december 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Wow, thank you for the review, King! We let Dornett know as well, she was thrilled about it. Thanks again, and have a Magical day!
Fast, affordable and super friendly!
Fastest and super friendly service as always! You guys have been a lifesaver more than a few times and will be forever grateful for! Thank you again!!
27 november 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Thanks, Gaston! It's been our pleasure to be able to help you with your loan. Should you need anything else, don't hesitate to contact us. Have a Magical day!
Always friendly and has helped me out…
Always friendly and has helped me out on a couple of occasions. Definitely one of the best places to deal with
14 november 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you so much for your review, Cheryl! I speak on behalf of everyone here at Magical Credit when I say we're lucky to have you as a loyal customer. Our lines are always open, as you probably already know, so if you need any help whatsoever, don't hesitate to get in touch with us. Have a Magical day!
I apply twice can decline
I apply twice got decline, I make over 2k every pay I just need help but nothing.
20 oktober 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Hi Thomas, we are sorry we couldn't approve you for a loan. We hope one of the referrals we sent you could help. We wish you all the best.
Help when you need it most definitely give this company a call
My experience with magical credit was amazing the process was very easy and they guided me by phone how to upload the proper documents Marie was my rep and did an outstanding job helping me with the process I would recommend anyone having trouble getting financial help call magical credit you won't regret it
18 oktober 2024
Review zonder uitnodiging
Antwoord van Magical Credit
Thank you very much for this wonderful review! We appreciate that you took the time to write this about Marie. We always strive to help our customers and your recommendation means so much. Have a Magical Day!
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