My Car Credit Reviews 

1.172
•
TrustScore 4.5 uit 5

4,7

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

I’ve had a really positive experience with My Car Credit, and I especially want to mention Joshua, who has been absolutely amazing throughout the process. He was always so helpful, answered all o... Toon meer

Beoordeeld met 3 van de 5 sterren

Staff were helpful and service only took a few days from application to finalisation. However, upon initial application I was quoted an APR of 8.9% 'guaranteed'. The eventual contract was actually 9.9... Toon meer

Beoordeeld met 5 van de 5 sterren

Fast response & competitive prices. The bank is still thinking of offer/% & i already collected car last friday. Bank % was slightly lower but asking too manny silly things like my tax returns & co... Toon meer

Beoordeeld met 5 van de 5 sterren

Absolutely excellent. The initial quote I was given was the APR that I was approved at. Much lower APR offered than anywhere else! Customer service was excellent, full team were always willing to hel... Toon meer

Bedrijfsgegevens

  1. Autofinanciering en -lening bedrijf
  2. ook in
  3. Financieringsmakelaar

Over My Car Credit

Geschreven door het bedrijf

Rates from 9.9% APR. Representative APR 11.9%. Free car finance calculator. Initial soft search with no impact on credit score*. Instant online decision. Broad panel of lenders to cater for all circumstances and credit profiles.

Awarded Car Finance Awards 'Best Direct Consumer Proposition' three times and 'Best Broker' for nine consecutive years.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Evolution Funding Ltd T/A My Car Credit is authorised and regulated by the Financial Conduct Authority (FRN 823324). We are a credit broker, not a lender.


Contactgegevens

4,7

Uitstekend

TrustScore 4.5 uit 5

1K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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4,7

Alle reviews

(1.172)

184 reviews in de afgelopen 12 maanden

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Beoordeeld met 5 van de 5 sterren

I had an amazing experience with my car…

I had an amazing experience with my car credit. The customer service was top top top level. Ready to help and always call back to make sure the customer get helped.
I highly recommend my car credit to anyone looking for quality and excellent service

27 januari 2026
Beoordeeld met 3 van de 5 sterren

Fantastic Financing, Disappointing Attitude

Quick service regarding the financing side, along with great APR rates, was offered to me. However, the three stars are due to Sophie's attitude. She was lovely and assertive to begin with, however when she tried to push the warranty on me and i advised i didnt want it, she became withdrawn, attitude changed and really not bothered with the service. It became more of a hi-and-bye. Nothing in between.

20 januari 2026
Logo My Car Credit

Antwoord van My Car Credit

Dear Jade,

Thank you for your review. We are sorry to hear about your experience with one of our advisors - this is not reflective of the service we aim to provide at My Car Credit.

We are currently investigating your application and we will update our response as soon as possible, and reach out to you should it be required.

If you have any further queries or issues in the meantime, please email complaints@evolutionfunding.com.

Kind regards,
My Car Credit

Beoordeeld met 1 van de 5 sterren

Useless incompetent customer service

Useless incompetent customer service. Chris Pressured me into putting a deposit down for a car to which the dealership agreed. When collecting the car I couldn’t get hold of Chris the whole day and had to go home empty handed after spending hundreds on trains

30 december 2025
Logo My Car Credit

Antwoord van My Car Credit

Hello,

Thank you for taking the time to leave your feedback. We're very sorry to hear that you were not happy with the experience you had with My Car Credit.

We’ve reviewed this case in detail, including the recorded calls, to ensure we had a clear and accurate understanding of the discussions that took place. These confirm that the deposit requirements, next steps and our availability over the Christmas period were explained and agreed at the time, and that efforts were made to reduce the deposit and support you with the dealership.

Finally, we would also like to reassure you that we never pressure customers into making any financial commitments - including deposits - and all decisions are made at the customer’s discretion.

We hope this helps. If you would like to discuss this further then please contact complaints@evolutionfunding.com and a member of our team will get back to you as soon as possible.

Kind regards,
My Car Credit

Beoordeeld met 5 van de 5 sterren

Very professional

Very professional, courteous staff. Organised and very helpful. I’m very grateful for the input in getting me another car.

30 december 2025
Beoordeeld met 1 van de 5 sterren

Haven’t heard from you regarding my…

Haven’t heard from you regarding my complaints about the vehicle.

Completely ignored my emails .

Vehicle purchased of so called trusted partner recommended by you .

30 december 2025
Logo My Car Credit

Antwoord van My Car Credit

Dear Aleksandar,

Thank you for taking the time to leave your feedback. We’re aware of the situation and understand your concerns. The matter you’ve raised relates to work agreed directly with the dealership, who is currently investigating this with you. As this is between yourself and the dealer at this stage, they are best placed to resolve it.

We remain copied into the correspondence and, should both you and the dealership agree that further involvement from us is required, we’ll of course support where appropriate. We hope this is resolved for you as quickly as possible.

Kind regards,
My Car Credit

Beoordeeld met 5 van de 5 sterren

⭐️⭐️⭐️⭐️⭐️ Excellent Service

⭐️⭐️⭐️⭐️⭐️ Excellent Service

My Car Credit has been exceptional from start to finish. The team was extremely helpful, special mention to Hadi, he kept me updated, and made the whole process smooth and stress-free. Helped me a lot in getting the car I really want. Truly professional, supportive, and easy to deal with. Highly recommended!

1 december 2025
Review zonder uitnodiging

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