Prodigy Finance Reviews 1.326

TrustScore 4.5 uit 5

4,5

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Prodigy is definitely the top loan agency in the UK, making it super trustworthy. What I really appreciate about Prodigy is how open they are from the start. They clearly list all charges in bold, so... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 4 van de 5 sterren

It was good experience. Fast approval. I think that floating rate of interest you could do better because every time we have to pay the emi according to the currency exchange rate.

Beoordeeld met 5 van de 5 sterren

Overall great experience with prodigy finance.❤️within one month they completed their whole process with minimum documentation, and now I can move forward without any hindrance 😊 Thank you prodigy te... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

I found Prodigy Finance while struggling to secure an education loan without a co-signer or collateral. Their fully online process was fast and straightforward. The terms were clear, the support team... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Leningbureau
  2. Onderwijsaanbieder
  3. Fondsbeheermaatschappij
  4. Internationale school
  5. Ondersteuningsvereniging voor leerlingen
  6. Studiecentrum

Info over Prodigy Finance

Geschreven door het bedrijf

Prodigy Finance
We provide loans for international students to pursue degrees at top schools.

We believe in equal access to life-changing education, globally.

Talent and potential are evenly distributed around the world, but access to opportunity is not. Specifically, access to world-class education is limited by financial means.

This is particularly true in emerging markets where many families don't have the income or collateral to support the education aspirations of the next generation of global leaders.

We lend internationally based on your future potential. You can travel across the world to get a top-tier master's degree - without worrying about collateral or a co-signer.

Why go with Prodigy Finance?
Our accessible student loans give you the flexibility to manage your studies. You only begin repaying your loan 6 months after your graduation.

No collateral or co-signer needed
With us, you don't need to place a deposit nor do you need a co-signatory to secure your loan.

Get an immediate offer
Once you've finalised your application, we'll present you with a customised offer in just ten minutes.

Covers cost of tuition and living expenses
Your Prodigy Finance student loan covers your course fee, accommodation and other expenses.

Hundreds of schools on our list
We cover some of the best universities and their master's courses across the globe.


How it works


1) Get started
Register your interest and tell us more about your study plans. We'll help you get everything ready so that applying for funding is effortless.

2) Apply for funding
In exchange for some additional details about your plans, you'll receive a customized quote. If you're still deciding where to study, you can submit an application for each school and compare offers.

3) Upload your documents
Accept the quote that's right for you and upload a few documents. We'll finalise our risk assessment, and you'll join our waitlist while we confirm available funding.

4) Finalise your loan
We'll match your application with the funds we've raised from our community of investors. If you're matched, we'll notify you so you can commit to your loan and get an official letter to use when applying for your visa.

5) Sign on the dotted line
Sign your loan when you land on campus, and your money is on the way! We send funds straight to your school, so you don't have to worry about making complex international transfers.

6) Study first, pay later
Soak up campus life and share your story with the next batch of international grads. Payments don't start until 6 months after classes end if you study full time, so you can focus on getting your degree and landing that dream job.


Contactgegevens

4,5

Uitstekend

TrustScore 4.5 uit 5

1K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Heeft 96% van zijn negatieve reviews beantwoord

Reageert doorgaans binnen 1 week

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Beoordeeld met 5 van de 5 sterren

The team is responsive and efficient

The team is responsive and efficient. The amount approved for the loan is just enough to cover for my tuition, I wished there was just a little more to cover for some portion of my living expenses. It would also have been more convenient if the entire funds for the full tuition is approved at once instead of having to reapply for the second year. What prodigy can do is to approve the full amount, pay for the first year, then hold on to the tuition for the second year, which will be released to the school if the students meets some set eligibility criteria.

2 augustus 2025
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Antwoord van Prodigy Finance

Thank you for your feedback—we’re glad to hear the team’s support felt responsive and efficient.

We understand the challenge of covering both tuition and living costs, and we appreciate you sharing your suggestion around multi-year loan approvals. At the moment, we assess and approve loans one academic year at a time, but your idea of conditional approval for future years is a valuable one. It’s been shared with our team for consideration as we continue to explore ways to better support students throughout their full programme.

Thanks again for taking the time to share your experience and perspective.

– The Prodigy Finance team

Beoordeeld met 5 van de 5 sterren

A Student-Friendly Loan Experience

The application process was straightforward and easy to navigate. I appreciated how clearly the steps were outlined, and I didn’t feel overwhelmed. The website and dashboard are easy to use and navigate. I didn’t have to spend time figuring out how to upload documents or check my loan status.

10 juli 2025
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Antwoord van Prodigy Finance

Thank you for your kind words, TM!

We’re really glad to hear the process felt clear and manageable for you. It’s great to know that the dashboard and upload steps were easy to navigate—that’s exactly the experience we aim to create for every student.

Wishing you all the best as you continue your journey!

– The Prodigy Finance team

Beoordeeld met 3 van de 5 sterren

I applied for Prodigy Finance loan

I applied for Prodigy Finance loan, the process went smoothly and my loan was approved and reserved. Confirmation letter was issued. Unfortunately my institution is refusing to proceed with my CAS because they couldn’t find my details on the portal. I checked my page with Prodigy and I noticed that my application has been withdrawn. I did not withdraw my application and no mail was sent to me in that regard. I have complained to customer service, and it’s been 5 working day now and no solution yet. I am about to loose my admission because of this ugly situation.

29 juli 2025
Review zonder uitnodiging
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Antwoord van Prodigy Finance

Hi Patrick,

We’re really sorry to hear what you’re going through. A situation like this—especially at such a critical point in your admissions process—is deeply concerning, and we understand how stressful it must be.

We’ve flagged your case to our team so they can urgently review what’s happened to your application and respond with a clear update. Since you’ve already contacted customer service, we’ll make sure they follow up directly.

Thank you for raising this—we’re taking it seriously and will do our best to support a resolution quickly.

– The Prodigy Finance team

Beoordeeld met 3 van de 5 sterren

Good experience so far but still waiting for matching

I had a smooth experience with the verification process on Prodigy Finance,everything was clear and professional. However, it’s been over two weeks since I completed verification, and my application is still stuck in the matching stage.

My classes are starting in September, and I am now getting very close to my university’s final deadline. This delay is causing a lot of anxiety as I am depending on this loan to secure my seat and make the necessary arrangements.

I kindly request the Prodigy team to expedite the matching process for my loan. I truly appreciate the platform and your support for international students, just hoping for a faster resolution now, given the urgency.

Thank you for your support and understanding.

1 augustus 2025
Review zonder uitnodiging
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Antwoord van Prodigy Finance

Hi Shitu,

Thank you for your message and for sharing both the positives and the concerns.

We’re glad to hear the verification process went smoothly, but we’re sorry for the delay you're now experiencing at the matching stage. With your course starting soon, we understand how urgent this is and how much stress it can cause.

We’ve flagged your case to the team so they can review it with urgency. Thank you for your patience while we work through a high volume of applications—we’ll do our best to get back to you with an update as quickly as possible.

– The Prodigy Finance team

Beoordeeld met 5 van de 5 sterren

You did great

You did great, the person handling my case made it so easy for me thank u

29 juli 2025
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Antwoord van Prodigy Finance

Thank you!

We’re so glad to hear your case was handled smoothly and that the process felt easy for you. We'll be sure to pass your thanks on to the team member who supported you.

All the best with your next steps!

– The Prodigy Finance team

Beoordeeld met 5 van de 5 sterren

One of the most professional and…

One of the most professional and helpful loan provider for international students.

22 juli 2025
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Antwoord van Prodigy Finance

Thank you so much for your kind words!

We’re proud to support international students and really glad to hear you had a professional and helpful experience with us.

Wishing you every success in your studies and beyond!

– The Prodigy Finance team

Beoordeeld met 1 van de 5 sterren

Approved, confirmed, then cancelled days before deadline

I was approved by Prodigy in March 2025 and received repeated emails from April through June assuring me that my funds were reserved exclusively for me. I trusted that confirmation to plan my second year of studies in the U.S.

However, just two weeks before the payment deadline, I was suddenly informed last Friday via a generic message that my loan was canceled due to global demand. No direct explanation was provided, despite several emails I sent requesting a reconsideration, including their complaints email address.

Instead, I was referred multiple times to apply with a different company, which does not address the specific concerns I raised about the reversal of my approved loan.

This experience has been extremely disappointing, especially given the timing. I asked Prodigy to review this case with the seriousness it deserves and to consider the commitments made in prior communications.

25 juli 2025
Review zonder uitnodiging
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Antwoord van Prodigy Finance

Hi Marcos,

We’re truly sorry for the distress and disruption this situation has caused.

We know how much trust you placed in the confirmation you received, and how serious the timing of this cancellation has been for your academic plans. This isn’t the experience we want anyone to have, and we fully recognise the impact of the decision.

We can confirm that your complaint has already been acknowledged and escalated. Our team is reviewing your case in full, including the communications you’ve referenced, and will respond with a detailed update.

Thank you for continuing to engage with us. We take your concerns seriously and will ensure they’re addressed properly.

– The Prodigy Finance team

Beoordeeld met 3 van de 5 sterren

The verification process was easy and…

The verification process was easy and fast but the matching process is taking over 4 weeks and it afects directly to obtain my CAS, my visa takes another 3 weeks and my course starts in september. If you could help me I will be so gratefull, I know that you have a lot of pending matching requests guys.

30 juli 2025
Review zonder uitnodiging
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Antwoord van Prodigy Finance

Hi Brenda,

Thank you for your message, and we’re really sorry for the delay you’re facing.

We understand how time-sensitive your CAS and visa steps are, especially with your course starting soon. While it’s true that we’re processing a high number of matching requests right now, we know that doesn’t ease the stress on your side.

Since you’ve included your reference, we’ve flagged your case to the team so they can review it urgently. Thank you for your patience—we’ll do our best to get back to you with a direct update as soon as possible.

– The Prodigy Finance team

Beoordeeld met 5 van de 5 sterren

My relationship manager was very…

My relationship manager was very helpful.

23 juli 2025
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Antwoord van Prodigy Finance

Thank you for your kind words!

We’re really pleased to hear your relationship manager was helpful. Personal support can make all the difference, and we're glad you felt well taken care of.

Wishing you all the best on your study journey!

– The Prodigy Finance team

Beoordeeld met 5 van de 5 sterren

The platform is easy to use

The platform is easy to use.

One suggestion would be to clearly differentiate between system-generated emails and those from customer support especially when addressing user queries.

21 juli 2025
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Antwoord van Prodigy Finance

Thank you for the feedback—we're glad to hear you found the platform easy to use.

Your suggestion about distinguishing system emails from customer support responses is a great point. Clear communication matters, especially when students are waiting on updates. We’ve shared this with our team as we continue to improve how we support you.

Thanks again for taking the time to share your experience.

– The Prodigy Finance team

Beoordeeld met 2 van de 5 sterren

Unexplainable delay in the matching stage

I don't know what is going on but my loan matching is delayed for about 22 days since i did my verification. My school resumption in UK is Sept 2025 and i have not made headway on my visa application and CAS because i believed Prodigy will match my application and provide loan confirmation letter soon. This delay is getting out of hand and it will be responsible of Prodigy to inform applicants on case-by-case basis why their application is delayed in the matching stage instead of sending generic email response to inquiries.

29 juli 2025
Review zonder uitnodiging
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Antwoord van Prodigy Finance

Hi Prasanth,

Thank you for your review—and for already reaching out to us directly.

We’re sorry for the delay you're experiencing and completely understand the pressure this puts on your timelines for visa and CAS. We know how important clarity is at this stage, and we regret that the generic responses haven’t addressed your specific concerns.

We’ve flagged your reference to our team again and will ensure someone gets back to you with a direct update as soon as possible.

Thanks for your patience while we work through this.

– The Prodigy Finance team

Beoordeeld met 5 van de 5 sterren

the process has been smooth

the process has been smooth
I highly recommend

28 juli 2025
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Antwoord van Prodigy Finance

Thank you for the recommendation!

We’re really glad to hear the process was smooth for you. Supporting students with clarity and confidence is what we aim for every step of the way.

Wishing you all the best in your studies and beyond!

– The Prodigy Finance team

Beoordeeld met 5 van de 5 sterren

Head of Credit and Business Development

You proved that you can listen to complaints from you clients

28 juli 2025
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Antwoord van Prodigy Finance

Thank you, Happy.

We really appreciate your recognition. Listening and responding to feedback—especially when things don’t go as expected—is a vital part of how we improve.

We’re committed to building a process that students and professionals can trust, and it’s encouraging to know that came through in your experience.

– The Prodigy Finance team

Beoordeeld met 1 van de 5 sterren

Loan can get cancelled despite being matched and confirmation letter being issued. Be prepare to get a second lender as back up

I was initially matched and approved for a student loan through Prodigy Finance, which gave me a strong sense of financial security heading into my graduate program. However, the experience quickly turned stressful. Despite meeting all stated criteria and having submitted all required documents, my loan was suddenly cancelled after being matched and having a loan confirmation letter, the official reason was there was no sufficient funding anymore

This caused enormous stress and uncertainty at a critical moment in my academic journey.

International students already face a complex web of financial and visa-related logistics. A more transparent and accountable process especially around final decision-making and document verification would go a long way in rebuilding trust.

I already reached out to the complaint email listed but I didn't get any response, I did asked to get a refund on my 500 that was paid to secure the funds,

24 juli 2025
Review zonder uitnodiging
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Antwoord van Prodigy Finance

We're really sorry to hear about what happened and how it affected your plans.

We understand the trust you place in us when preparing for your studies abroad, and we take situations like this seriously. A cancellation after matching and confirmation is not something we ever want students to experience.

We’d like to look into this further, but we're unable to locate your application based on this review. Please write to complaints@prodigyfinance.com so our team can review your case in detail and respond directly.

Thank you for sharing your experience—it helps us improve how we support students in critical moments.

– The Prodigy Finance team

Beoordeeld met 2 van de 5 sterren

The verification team was not…

The verification team was not straightforward. They were unnecessarily delaying and changing the requirements. They will ask for a document only for them to say we need another one after you have provided it. Sometimes takes ages to tell you it has been rejected. There was abit of shoddy work. I provided my address which could easily be verified by goggling but the verifier saw another estate in another part of the country with similar name and assume i lied. Only for me to goggle to show her, mine also has a similar name. Had my address on a bank statement but still said they needed a document for address. My experience was horrible

16 juli 2025
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Antwoord van Prodigy Finance

Hi Samuel,

Thank you for your honest feedback. We’re very sorry to hear about the frustrations you experienced during the verification process. We understand how important clarity and efficiency are, and we regret that our communication caused confusion and delays.

We have escalated this to our complaints team, who will be in touch with you shortly to address your concerns. If you have any further questions in the meantime, please don’t hesitate to contact our support team at info@prodigyfinance.com.

We appreciate your patience and hope to restore your confidence in Prodigy Finance.

Best regards,
The Prodigy Finance Team 💙

Beoordeeld met 3 van de 5 sterren

Helo mam

Helo mam
I am manleen kaur i have been applied prodigy finance .I got received mail verification successfully and ready to match from 30june 2025
Could you please tell me how much take time the process will take .I have received the CAS letter from university this Tuesday 8july 2025 .I am very stressed about my process I m already stage to match 2week because i have to apply after two week visa process

They are not help me specially Swathi , sireesha don’t be polite way talk so rude loudly specially sireesha told me please another bank to try why this is my last peak time
My agent name is Jayati Ghosh Dutta she have been not well she is leave but team not response her please help me
Thank you

18 juli 2025
Review zonder uitnodiging
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Antwoord van Prodigy Finance

Hi Manleen,

Thank you for sharing your concerns with us. We’re sorry to hear about the stress you’ve been experiencing and apologise if any of our team members came across as impolite—that is certainly not the standard we uphold at Prodigy Finance.

We have escalated your case internally, and someone from our team will reach out to you shortly to provide the support you need. The matching process can vary depending on individual circumstances, but we aim to complete it as quickly as possible to help you meet your visa timeline.

We appreciate your patience and are committed to assisting you through this important stage.

Best regards,
The Prodigy Finance Team 💙

Beoordeeld met 5 van de 5 sterren

Review

The team Rep - Sibongiseni was most helpful during my document verification. He did a great job walking me through the process and he was very patient with me and my numerous questions.

10 juli 2025
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Antwoord van Prodigy Finance

Hi Ifunanya,

Thank you for your kind words! We’re delighted to hear that Sibongiseni provided patient and helpful support during your document verification. Our team is always here to guide you every step of the way.

Wishing you all the best with your studies! 💙

— The Prodigy Finance Team

Beoordeeld met 5 van de 5 sterren

Throughout the process it was smooth.

Throughout the process it was smooth.

10 juli 2025
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Antwoord van Prodigy Finance

Hi there,

Thank you for your feedback! We’re delighted to hear the process was smooth throughout. Our goal is to make your study loan journey as seamless as possible.

Wishing you every success with your studies! 💙

— The Prodigy Finance Team

Beoordeeld met 5 van de 5 sterren

Hassle free experience

Hassle free experience

10 juli 2025
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Antwoord van Prodigy Finance

Hi there,

Thank you for your feedback! We’re happy to hear your experience with Prodigy Finance was hassle-free. We aim to make the loan process smooth and easy for all our students.

Wishing you all the best on your study journey! 💙

— The Prodigy Finance Team

Beoordeeld met 5 van de 5 sterren

The customer service

The customer service

16 juli 2025
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Antwoord van Prodigy Finance

Hi Ugo,

Thank you for highlighting our customer service! We’re delighted to know our team has been supportive during your journey. If you ever need assistance, we’re always here to help.

Wishing you success with your studies! 💙

— The Prodigy Finance Team

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