Trine Reviews 174

Jeg startet å investere i Trine i 2017, for å kompensere for utslipp i forbindelse med reiser. Det gir mer mening for meg å investere i fornybar energi enn CO2-kvoter. Det er også gøy å følge med på hvor mange CO2-ekvivalenter porteføljen etterhvert har erstattet. Ikke bare har den kompensert for langt mer enn egen reising, men det har også vært en bra investering, der de fleste lånene har gitt god avkastning, og har kunnet re-investeres i enda større prosjekter. Anbefales!

Jag har investerat i Trine sedan starten 2018. Min portfölj är varierad och varje månad får jag återbetalning från de olika projekten som jag investerat i. Hittills har jag valt att återinvestera alla mina pengar i nya projekt utan att nödvändigtvis behöva ta mer pengar från mitt lönekonto. Med Trine kan jag alltså låta mina pengar göra nytta om och om igen.

I nuläget har jag 33 investeringar varav 10 är återbetalda, med ränta, och 21 fortsätter att generera pengar till mitt konto som förväntat.

Rekommenderar Trine starkt om du vill att dina pengar skall göra gott och samtidigt ha möjligheten att göra personlig ekonomisk vinst!

Great investment while contributing to something good. I have invested small to medium sums for some years now and it has worked smoothly. There was some delays with payments for some loans during covid but else no problems. If investing larger sums I spread btw projects. I have made profits while contributing to less CO2.

Great way to invest in solar and make a difference!

It’s a good idea and a good cause, but a very unsafe place for your money. I’v lost about a third of my investment. Half if I don’t count the interest repaid.

Be very careful. I so wanted this to work - helping the planet, supporting developing countries and making a small return - unfortunately too good to be true. Two of the investments I made have defaulted with a loss of more than €5000.

Good way to put your money to work making a positive impact. Others have given poor reviews suggesting a lack of due diligence, but frankly if you want to try and make a difference then you need to target riskier investments in countries with less developed infrastructure.
Of the 10 or so investments I've made with Trine, all but one of them have gone smoothly. One investment in Myanmar has been subject to delayed repayments, but seeing as the country has been going through a military coup it would be pretty unfair to blame Trine for this.

The website is clear and easy to use and communication is good. Repayments with the exception of extreme cases has been smooth.

For those of you wanting to put your money to good use improving the world and don't mind inheriting a degree of risk, highly recommended.

P.s. diversify your investments if you want to minimise risk!

I prefer give money to charity. I'm happy I did not invest a big sum because several loans has defaulted or is in trouble. Trine needs to do better due diligence.

Positive side is they are not a scam and withdrawals are handled quickly.

I really like what Trine are doing and have invested in different projects since 2016. If you are new to Trine, I recommend investing a small amount in each project to spread the risk. Also make sure to check the rating on each project before investing.

Watch out and stay away from this!
I lost 600 dollars in two different projects/loans.
Trine should be moore involved in the process and don't give loans to bad companys.

I'm sorry, but nothing can change my opinion now:
Trine tries to offer a decent opportunity to invest in the green energy but the only goal reached is an incredible amount of payments delays.
Easy Solar, Azuri all are suspended, every 2 or 3 months just a communicate with empty words about Covid crisis: what's next? Ukraine? Inflation?
let be serious, Trine have a BIG problem in their due diligence. Fortunately I'm a diversified investor and my % in this small Swedish company is also...small.
Currently more than 30% of my portfolio with Trine (different companies) is in trouble, this is not normal.
I do not recommend to anyone.

At låne penge ud til udviklingslande til solenergi og tjene penge samtidig. 3 i en.
Trine er nem at bruge og indtil videre har de 4 lån, jeg deltager i, betalt renter til tiden.

Trine tries to offer sustainable loans but have problems in their due diligence. They offer low interest loans and you need to invest a lot of money to get more interest so if you only want to invest a smaller amount you should see this platform as charity as they are not good at recovery. Instead of defaulting a 18 month loan they just prolong the loan for 60 month and LOWER the interest for the Borrower with most of the principle is paid out after 4 years. I asked them why the loan is prolonged for so long and not enforced and they said they can not call a loan as that would default the whole facility of all lenders. So because it will get other lending companies in trouble they are not collecting their own long overdue loan for their own investors. They offer a save first investment guarante but as long as they keep prolonging the loan they do not have to buy back the loan so this guarantee is worth nothing

1) Jeg elsker ideen om, at man både kan støtte den grønne omstilling, udvikling i udviklingslande og samtidig tjene et fornuftigt afkast.
2) Jeg kan også rigtig godt lide, at afkastet er acceptabelt for den lille investor, men der er et incitament til at turde kaste lidt flere penge ind, da renten stiger, når man har flere penge investeret (totalt set over alle ens investeringer på platformen).
3) Jeg synes, det er positivt, at der er forholdsvis mange projekter, som gør det lettere at sprede investeringen.
4) Jeg har mødt en fantastisk imødekommenhed og god service.

Trine har fortsat ting at arbejde med for at gøre platformen bedre, men det er en del af charmen man som investor må tage med.

Det store spørgsmål er, om projekterne kommer hjem, renter og afdrag blive betalt osv - altså om Trines due dilligence er god nok - men det vil tiden vise. Jeg er så ny på platformen, at jeg endnu ikke kan udtale mig om det.

I liked the idea a lot: give businesses in the 3rd world a chance, invest in solar, having a return on investment myself (allowing me to re-invest in those projects). But the truth is that a lot of projects have difficulties with repaying (currently 20 % of my portfolio, different companies). One project was defaulted entirely, so I lost all of that money.
Hats off to Trine for always being transparent about what's going on. But on the other hand, I am pretty tired of all the investor letters and things I need to sign for them to be able to renegotiate some terms with the lenders.
Also, my money is bound and I can't take it out (like I could with stocks). So I am stuck with Trine for another 3 years.

This relatively young Swedish company crowd-funds solar energy loans in developing countries. The idea is to support green energy while also making a profit. Most of their projects are located in African states but occasionally Trine also funds projects in Asia or Latin America. So far, I've had a very good experience with the platform and the projects I've invested in. The interest rates of around 5-8% might not fully reflect the political/currency risk involved in investing in these countries. However, Trine also uses an award-based system that allows you to earn additional interest if you are willing to invest above a certain threshold. A nice further incentive is that Trine will guarantee the first 100€ you invest. If you want to try it out use my referral link to get an additional 10€ bonus: https://trine. com/just-invested/137720 (just make sure to delete the space before the .com)

This is a great way to invest ethically, though look at it more like the loan equivalent of charitable giving rather than a profitable investment platform, because some of the loans default apparently - trine provides a risk rating per loan but I'm spreading my investment across multiple loans to limit the risk. A few of my loans are "delayed" but trine have always been transparent about this. Great service.

Trine have a lot of work to do concerning their review and analysis of investment cases. It has become evident the last years when more and more loan takers are defaulting or having trouble repaying their loans.

Trine has updated their criterias. But when asked about their review process they do not answer. My questions, sent by messenger and social media, was completely ignored.

For me Trine will be a major loss. Two thirds of the 24 loans that I have participated in are now having trouble repaying their loans. One have already defaulted. This is the reason why I have serious questions about their review process. One of the lenders was having problems within 2 months of their loans starting date.

Update:
Of the 24 loans about 38 % are failing their repayments and one default. Trine keeps proposing extensions on the loan with decreased interest or amortization. Otherwise it would be more defaults. For me it means that about 900 of 2400 euros will be lost. Possible the worst so called investment Ive ever done. And that includes the stock market. As for the investment protection from SIDA or similar organizations. Its only useful if the loan defaults. Which it won't because trine prolongs the loans instead.

Update Dec 2022:
Of my 24 loans 6 have defaulted. 3 is in restructuring and will return more or less nothing of the investments. 2 are still repaying 13 have been repaid. I invested with about 6-7 different companies.

Update Aug 2024:
14 fully repaid, 9 defaults, 1 that they try to get as much money back as possible. That ends up with roughly 38 % defaulting.

Very interesting project! No problems to withdraw money!

Swedish company providing investments in solar projects in Africa, Latin America and South Asia with interesting interest rates. I have invested in several projects and they went very well except for one delay. It's a great way of investing ethically and improving people's lives while also helping the environment.