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Lees wat reviewers zeggen

Beoordeeld met 4 van de 5 sterren

to be honest zero debt helped me a lot and really grateful to them for managing my debts, i would have rated them 5 stars but after finding out that my railway, nimble and mbd accounts had missed paym... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 4 van de 5 sterren

Thank you guys, for the good experience and prompt replies each time, infact for the entire process as well. Since the beginning of 2022, when I was drowning and overwhelmed by debt, I approached... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 4 van de 5 sterren

Good day to whom it may concern I had a very difficult time in the beginning to understand what the Process of Debt Review mean and what it could cause. With Zero Debt I paid up all my accounts... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

They were very helpful and patient during the entire process. I am so grateful with what ZeroDebt have done for me.

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Schuldbemiddelaar
  2. Kredietadvies
  3. Niet-bancaire financiële diensten

Geschreven door het bedrijf

Zero Debt is a trusted South African debt counselling company dedicated to helping individuals regain financial control and achieve long-term financial freedom. Since 2009, we have assisted thousands of consumers in managing overwhelming debt through professional, ethical, and fully compliant debt review, debt consolidation and debt counselling services. Our approach is simple: we consolidate your existing debt into one affordable monthly repayment while negotiating with creditors to reduce interest rates and protect you from legal action. This structured process not only relieves financial pressure but also creates a clear, realistic path to becoming debt-free. At Zero Debt, we understand that financial stress can feel overwhelming. That is why our experienced consultants provide personalised support every step of the way - ensuring transparency, clear communication, and solutions tailored to your unique situation. We are committed to delivering real results, not quick fixes. Our focus is on sustainable financial recovery, helping you rebuild your financial future with confidence and peace of mind. If you are struggling with debt, Zero Debt offers a safe, regulated and effective solution to help you take back control and move forward with confidence.


Contactgegevens

4,4

Uitstekend

TrustScore 4.5 uit 5

24 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Heeft 100% van zijn negatieve reviews beantwoord

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Beoordeeld met 4 van de 5 sterren

Helpful and impactful

Thank you guys, for the good experience and prompt replies each time, infact for the entire process as well.
Since the beginning of 2022, when I was drowning and overwhelmed by debt, I approached ZeroDebt for help.
Throughout this journey, and even now at the very end of it, you have treated me with kindness, patience, and professionalism, and helped me navigate this difficult chapter of my life.
To everyone who played a part in this process, thank you sincerely.
A special thank you to Jennifer for walking through every detail with me until the very end.
I now look forward to the completion of the process after the 31 days, having my name cleared, and starting a whole new chapter in life.

12 mei 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Vinolia, thank you for your feedback. Congratulations on completing the debt review process and starting this new chapter in your life. The Zero Debt Team.

Beoordeeld met 4 van de 5 sterren

Good day to whom it may concern

Good day to whom it may concern
I had a very difficult time in the beginning to understand what the Process of Debt Review mean and what it could cause.
With Zero Debt I paid up all my accounts and all that big burden I've carried through the process, I finally understood the process and now I'm debt free.
I thank my debt counselor for the communication through the debt review Process and letting me know what to do or not to do.
I'm thankful for Zero Debt and their professionalism

30 april 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Herswinn, thank you for your 4-star review. Congratulations on completing the debt counselling process, receiving your Clearance Certificate and being debt-free now. The Zero Debt Team.

Beoordeeld met 4 van de 5 sterren

Great services but they can do better

to be honest zero debt helped me a lot and really grateful to them for managing my debts, i would have rated them 5 stars but after finding out that my railway, nimble and mbd accounts had missed payments on credit bureaus like Experian that really broke my heart and even after disputing them it did not help. i mean how can i have missed payment while I'm under debt review it did not make sense but anyway i guess what's done is done. thank you zero debt.

13 mei 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Good day, Siphamandla. Our Reviews department has sent numerous emails to the credit bureaus requesting updates to their records. However, this is all we can do. They have their own processes, which are beyond our control. We will send another email asking them to remove the adverse information.

Beoordeeld met 1 van de 5 sterren

I wouldn’t recommend anyone to get into…

I wouldn’t recommend anyone to get into debt review

13 mei 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Good day Livhuwani. Please could you send additional information to info@zerodebt.co.za. We would appreciate the opportunity to clarify and rectify any misunderstandings. You have received a clearance certificate and completed the process, which means you are debt-free. The Zero Debt Team.

Beoordeeld met 5 van de 5 sterren

Great Service ZeroDebt …

They were very helpful and patient during the entire process. I am so grateful with what ZeroDebt have done for me.

4 maart 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Thank you, Ruth, for your feedback. We are dedicated to assisting South Africans become debt-free, through Debt Review, Debt Counselling and Debt Consolidation. The Zero Debt Team.

Beoordeeld met 5 van de 5 sterren

Immense gratitude

Firstly, what was great was Willem. From the beginning of this journey to date, Willem has been an anchor in my life. There are not enough words to describe this amazing person who has held my hand through this terrible time. He is an asset to ZeroDebt but to me he is the person that kept me sane. Especially today, I was in a very bad headspace but Willem took control and put everything that needed to be done in place to reclaim my peace. I am so grateful and I pray he always finds God's favour. I feel like he's family after today. To make a consumer feel that peace is a gift and a blessing to every person he assists at ZeroDebt. I am thankful, grateful and so much more for how good he is not only at his job but the people he so dedicatedly helps with debt issues. Thank you so very much, God bless you, Willem. 🙏🏽🌹🙏🏽

30 april 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Thiru, thank you for your heartfelt feedback. We are so glad that Willem was able to assist you through this tough time in your debt review journey. Well done for staying dedicated and finding your peace again. In time, you will reap the rewards. The Zero Debt Team.

Beoordeeld met 5 van de 5 sterren

Very professional & informative about…

Very professional & informative about the process....Willem

30 april 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Thank you, Abendnego, for your 5-star review. Good luck with your debt review journey. We are always here to assist in any way. The Zero Debt Team.

Beoordeeld met 5 van de 5 sterren

The service I received from zero debt…

The service I received from zero debt is out of this world ,very satisfied. From Bongie to Willem.I highly recommend this company.

28 april 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Thank you, Norah, for your feedback. We are glad Bongi and Willem were such a help to you. Thank you for recommending Zero Debt to potential South Africans who could benefit from the debt counselling process by restructure their debt. The Zero Debt Team.

Beoordeeld met 5 van de 5 sterren

I always have a good experience with…

I always have a good experience with zero debt. Thank you Willem

27 april 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Micaela, thank you for the 5-star review. We’re committed to giving our clients the best support and guidance possible, doing everything within our means, and always working within the National Credit Act. The Zero Debt Team.

Beoordeeld met 5 van de 5 sterren

I thank Mary-Ann who help with my debt…

I thank Mary-Ann who help with my debt for clear all my debt order so I'm free now thanks alot zerodedt do to other people

24 april 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Cathrine, thank you for your 5-star review. We are so glad that Mary-Ann was able to assist you with your debt counselling process. We have already helped thousands of South Africans to become debt-free. The Zero Debt Team

Beoordeeld met 5 van de 5 sterren

Thanks Zero debt

Thanks Willem and team from Zero debt. I had an outstanding service, experience, from the very first consultation, their team was professional, understanding, and genuinely committed to helping me regain financial stability. I now feel back in control of my finances and optimistic about my future. I highly recommend this company zero debt to anyone struggling with debt and looking for a reliable, trustworthy solution. Thank you

25 april 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Carmen, thank you for your wonderful feedback. We are so glad that we were able to help you on your debt consolidation journey, stabilising your finances and giving you hope. We are always here to help. The Zero Debt Team.

Beoordeeld met 5 van de 5 sterren

I recommend the Company because they…

I recommend the Company because they have walked the road of debt review with me before and it really helped,I could manage to breathe and also be able to save money during the time then I could also try and double the payments when I could which led me to pay off those debts before the set time

28 april 2025
Review zonder uitnodiging
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Antwoord van Zerodebt

Lheza, thank you for your wonderful feedback. Congratulations on completing your debt review and being debt-free. All South Africans can be debt-free. The Zero Debt Team.

Beoordeeld met 5 van de 5 sterren

Service is fast and reliable

Service is fast and reliable, thanks again To Willem

24 april 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Oratile, thank you for your 5-star review. We are always available should you have any questions about your debt consolidation process. The Zero Debt Team.

Beoordeeld met 5 van de 5 sterren

I delt with Dorcas @ zero debt

I delt with Dorcas @ zero debt, best service ever. My house was saved from repossession. I am always greaful. I am even afraid to leave Zero debt. The way I feel comfortable ..

30 april 2025
Review zonder uitnodiging
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Antwoord van Zerodebt

Thank you, Lolo, for your feedback. We're glad Dorcas could help you sign up for debt review and save your home from repossession. The Zero Debt Team.

Beoordeeld met 5 van de 5 sterren

No word to descripe debt zero heard it…

Mr Chrstiaan and Mr Willem help me with every advise i need No word to descripe debt zero heard it from another client after finishing with them his credit score boost and so far for me they are understanding and they help me with this proses and not gonna lie they are the best and i only trust them 😊😊😊😊😊😊

24 april 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Daryl, thank you for your heartfelt feedback. 🌟We are glad that you trusted us with your debt review journey. We are always here should you have questions—the Zero Debt Team.

Beoordeeld met 5 van de 5 sterren

very helpful and highly recommend

very helpful and highly recommend

23 april 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Thank you, Charl, for your 5-star review! We appreciate the time taken. We have helped thousands of South Africans to become financially stable and debt-free since 2009. The Zero Debt Team.

Beoordeeld met 5 van de 5 sterren

I dealt with Willem and Dorah of Zero…

I dealt with Willem and Dorah of Zero Debt and I must say the service was excellent. They were quick and attentive and answered all my questions promptly. Its been a difficult journey but youve made it so much easier. Forever thankful.

13 april 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Thank you, Lesley, for your feedback. We are glad Willem and Dorcas were such a help and were able to answer all your questions. Good luck on your Debt Review journey to financial freedom. With perseverance, you will do it—the Zero Debt Team.

Beoordeeld met 5 van de 5 sterren

Freedom

Iyoooo being in debt review it's not an easy thing, one just need to commit and one has to think of positive end results.
I would like to warmly thank Dorcas Ndlovu, who helped me with the whole process and she was transparent and honest about debt review, that the first few months I might not see progress but I should at least give it 6 to a year but by the 4th month I started seeing progress. and decided to stay, also highlighting that might be people who will try to talk me out of Dr but I must not lose focus, as at the end of the day it's about me.

Today I am 100% debt free, financially stable and in control. I have learned a lot, debt life is prison trying dodging/avoiding all those calls from creditors, making up stories of why you failed to pay or missed payment. Thanks to Zero DR I am officially free from that.

Deep warm thank you also to Jacky Lakay assisting with follow ups to make sure the red flag is indeed removed.

I believe and hope one day more education about debt review (DR) will be put out the, as the is so much misinformation and misconceptions about the whole thing, alerting and educating people about scam debt review companies and scammers telling you to pay certain amount for red flag to be removed within 12 to 24hrs.

Above everything from the bottom of my heart thank you to all the staff at Zero Debt Review.

4 maart 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Refilwe, thank you so much for your heartfelt feedback. We are so glad that Dorcas and Jacky were able to assist you and that you received your clearance certificate and are now debt-free. Debt Review is a great help to South Africans who are finding themselves paying too much towards their debt each month. Congratulations on completing your debt review and reaping the benefits now! The Zero Debt Team.

Beoordeeld met 5 van de 5 sterren

Debt-Free and Back in Control

Zero Debt has truly transformed my financial journey. When I started, I was overwhelmed and struggling to manage my debt, but their team provided structured support, clear guidance, and a disciplined approach to debt restructuring.

The process itself was not easy—it required commitment, patience, and strict financial discipline. However, the Zero Debt team walked the journey with me every step of the way, ensuring I stayed on track and understood the long-term value of the process.

Today, I am completely debt-free, financially stable, and in full control of my finances. I’ve even been able to achieve milestones I once thought were out of reach, including purchasing a home and managing my money with confidence.

If you are serious about taking control of your finances and are willing to commit to the process, Zero Debt is a partner you can trust. The journey may be challenging, but the outcome is absolutely worth it

31 juli 2025
Review zonder uitnodiging
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Antwoord van Zerodebt

Terry, thank you for your heartfelt feedback. The debt review process can be challenging, but the dedication and patience you put into it will pay off in the long run. Congratulations on staying on track and receiving your clearance certificate! You are officially debt-free today! We appreciate your vote of confidence.

Warm regards,
The Zero Debt Team..

Beoordeeld met 4 van de 5 sterren

Great customer service would like to…

Great customer service would like to thanks Jamiela who was helping me thrrough this journey keep up the good work 10/10.

30 maart 2026
Review zonder uitnodiging
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Antwoord van Zerodebt

Thank you, Jonathan, for your 4-star review. We are glad that Jamiela was such a help to you during your debt counselling journey. Today, you are debt-free! Warm regards, The Zero Debt Team.

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