BuildMyCreditScore Reviews 

392
TrustScore 3.5 uit 5

3,5

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Lees wat reviewers zeggen

Beoordeeld met 3 van de 5 sterren

So I did have a problem with BMCS due to some late payment fees but they have since given a good will gesture and I now only have to pay the actual balance owed. BMCS hasn't improved my credit score... Toon meer

Beoordeeld met 5 van de 5 sterren

Very easy to set up an account. Helps to improve your credit score. The account is linked to your bank account , so you are in control of your spending. You will get an actual card for your daily shop... Toon meer

Beoordeeld met 3 van de 5 sterren

The card is a great concept, but I've had real trouble with my direct debit being taken from my account which in turn blocked my account for at least 2 months. Other than this it does provide real... Toon meer

Beoordeeld met 1 van de 5 sterren

I RECIEVE CARD AND HAVE NOT BEEN ABLE TO USE OR ACTIVATE DUE TO CODE CONSTANTLY WRONG , YET IT TAKES 20 EMAILS TO GET ANY SORT OF ANSWER AFTER PAYING SUBSCRIPTION, I AM DISGUSTED AND FURIOUS . NO CA... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Alternatieve financiële diensten
  2. Kredietinformatiebureau
  3. Financiële instelling
  4. Niet-bancaire financiële diensten

Geschreven door het bedrijf

A good credit score can change lives, especially for important long-term goals like mortgages, car loans, or getting the best possible repayment plan on bigger purchases. Despite this, few alternatives for building credit exist. We’re here to change that.

BuildMyCreditScore

Geschreven door het bedrijf

The Debit Card that builds your Credit Score
BuildMyCreditScore is the UK’s first debit card that works with your bank to build your credit score

Contactgegevens

3,5

Gemiddeld

TrustScore 3.5 uit 5

392 reviews

5 sterren
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3 sterren
2 sterren
1 ster

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3,5

Alle reviews

(392)

18 reviews in de afgelopen 12 maanden

Een review schrijven
Bedrijven op Trustpilot mogen geen beloningen aanbieden of betalen om reviews te verbergen. Reviews zijn de meningen van individuele gebruikers en niet van Trustpilot. Meer informatie

Beoordeeld met 1 van de 5 sterren

Instead increase my credit decrease and…

Instead increase my credit decrease and 2 negative score not recommended at all
It’s completely lie
As soon as I sign with you my credit score going down ❌❌❌

12 augustus 2024
Logo BuildMyCreditScore

Antwoord van BuildMyCreditScore

Hi Mehdi,

Thanks for taking the time to leave this review.

We've had a look and can see that, since you signed up to BuildMyCreditScore in June, your Truevision credit score has increased by 67 points already - that's great to see!

Keep in mind that the Credit Score we show in the BuildMyCreditScore app comes from your "TrueVision" score, which is provided to us by TransUnion. The score we show in your app is up to date but, because different Credit Reference Agencies may calculate your score differently and use different bandings, it may differ from what you see from other providers.

We report your spending and account activity to the Credit Reference Agencies and they will use that information, amongst information received from other financial institutions, to calculate your score respectively.

Best wishes,
Currensea Team

Beoordeeld met 1 van de 5 sterren

I still have poor credit score despite…

I still have poor credit score despite subscriptions

10 juli 2024
Logo BuildMyCreditScore

Antwoord van BuildMyCreditScore

Hi Tennyson,

Thanks for taking the time to leave this review.

We've had a look and can see that your credit score increased overall by 4 points since signing up, but increased by 103 points in your most recent update.

Keep in mind that BuildMyCreditScore should be seen as a 12 month journey to help you improve your Credit Score. It's not a quick fix and there are factors outside of BuildMyCreditScore that can cause your score to go up or down on a month to month basis. This includes any other bills, credit cards, debts, or loans etc you may have through other services.

Best wishes,
BuildMyCreditScore Team

Beoordeeld met 1 van de 5 sterren

Shet shet shet

Shet shet shet

10 juli 2024
Logo BuildMyCreditScore

Antwoord van BuildMyCreditScore

Hi Dragos,

Thanks for taking the time to leave this review, and we're sorry to hear you feel this way towards the BuildMyCreditScore product.

We've had a look at your account and can see that your credit score increased 13 points in the most recent update, and 108 points since you signed up in March. That's a great achievement!

If there's anything specific that you haven't been happy with, please contact our Customer Support team on help@buildmycreditscore.com and they can help you.

Best wishes,
BuildMyCreditScore Team

Beoordeeld met 1 van de 5 sterren

To be honest

To be honest, i didn't see any improve of my credit score. But i paid monthly, it was unexpected

10 juli 2024
Logo BuildMyCreditScore

Antwoord van BuildMyCreditScore

Hi Nahid,

Thanks for taking the time to leave this review.

When signing up to BuildMyCreditScore, you have to choose a payment plan and confirm that you are setting one up. Without doing this, you wouldn't be able to have an account.

For your monthly payment of 7.95 GBP, our evidence shows that the majority of our customers that used the product, as recommended, see an increase in their score of between 11 and 55 points within the first 3 months. Of course, individual results may vary and your credit score is made up of a number of factors that could impact your individual results.

You should think of this as a 12-month journey to establish a robust credit history to experience the full benefit and account for any other factors impacting your credit score.

We can see that your credit score has increased 16 points this month, and 82 points overall since signing up. You can see these increases in the BuildMyCreditScore app at any time.

Best wishes,
BuildMyCreditScore Team

Beoordeeld met 1 van de 5 sterren

Not good at all.

10 juli 2024
Logo BuildMyCreditScore

Antwoord van BuildMyCreditScore

Hi there,

Thanks for taking the time to leave this review, and we're sorry to hear that you're dissatisfied with the service.

We've had a look and can see that your credit score increased 36 points this month, and overall 14 points since joining in February. You can see these increases in the BuildMyCreditScore app at any time.

BuildMyCreditScore should be seen as a 12 month journey to help you improve your Credit Score. It's not a quick fix and there are factors outside of BuildMyCreditScore that can cause your score to go up or down on a month to month basis. This includes any other bills, credit cards, debts, or loans etc you may have through other services.

Best wishes
BuildMyCreditScore Team

Beoordeeld met 2 van de 5 sterren

they make your credit score worse and…

they make your credit score worse and wont let you cancel until one of their team replies to your email

10 juni 2024
Logo BuildMyCreditScore

Antwoord van BuildMyCreditScore

Hi Sheray,

Thanks for taking the time to leave this review, and we're sorry to hear that you're dissatisfied with the BuildMyCreditScore product.

We've checked your account and can see that your Credit Score has increased by 19 points this month and 46 points since joining us in April - which is great to see!

It's worth noting that the Credit Score we show in the BuildMyCreditScore app comes from your "True Vision" score, which is provided to us by TransUnion. The score we show in your app is up to date but, because different Credit Reference Agencies may calculate your score differently and use different bandings, it may differ from what you see from other providers.

There are also factors outside of BuildMyCreditScore that can cause your score to go up or down on a month to month basis, depending on which Credit Reference Agency you're looking at. This includes any other bills, credit cards, debts, or loans etc you may have through other services.

We hope this clarifies the benefits of the product but, if you'd still like to cancel your account, please get back in touch with us and provide answers to the security questions you were asked. Once confirmed, we'll cancel your account.

Best wishes
BuildMyCreditScore Team

Beoordeeld met 1 van de 5 sterren

There's no reason to use the app

There's no reason to use the app. You are just giving free money to the company.

10 juni 2024
Logo BuildMyCreditScore

Antwoord van BuildMyCreditScore

Hi Abiodun,

Thanks for taking the time to leave this review, and we're sorry to hear that you're dissatisfied with the BuildMyCreditScore product.

We've checked your account and can see that your Credit Score has increased by 114 points this month - which is great to see!

It's worth noting that the Credit Score we show in the BuildMyCreditScore app comes from your "True Vision" score, which is provided to us by TransUnion. The score we show in your app is up to date but, because different Credit Reference Agencies may calculate your score differently and use different bandings, it may differ from what you see from other providers.

There are also factors outside of BuildMyCreditScore that can cause your score to go up or down on a month to month basis, depending on which Credit Reference Agency you're looking at. This includes any other bills, credit cards, debts, or loans etc you may have through other services.

We hope this clarifies the benefits of the product.

Best wishes
BuildMyCreditScore Team

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