BuildMyCreditScore Reviews 

392
TrustScore 3.5 uit 5

3,5

We verifiëren geen specifieke claims omdat reviewers hun eigen mening mogen geven. We kunnen reviews echter wel als 'Geverifieerd' bestempelen als we bevestiging hebben dat er een zakelijke interactie heeft plaatsgevonden. Meer informatie

Om de integriteit van het platform te beschermen, wordt elke review op ons platform – al dan niet geverifieerd – gescreend door onze geautomatiseerde software. Deze software kan inhoud identificeren en verwijderen die in strijd is met onze richtlijnen, inclusief reviews die niet zijn gebaseerd op een echte ervaring. We zijn ons ervan bewust dat we weleens wat over het hoofd zien, dus je kunt altijd reviews rapporteren waarvan je denkt dat we ze hebben gemist Meer informatie

Lees wat reviewers zeggen

Beoordeeld met 3 van de 5 sterren

So I did have a problem with BMCS due to some late payment fees but they have since given a good will gesture and I now only have to pay the actual balance owed. BMCS hasn't improved my credit score... Toon meer

Beoordeeld met 5 van de 5 sterren

Very easy to set up an account. Helps to improve your credit score. The account is linked to your bank account , so you are in control of your spending. You will get an actual card for your daily shop... Toon meer

Beoordeeld met 3 van de 5 sterren

The card is a great concept, but I've had real trouble with my direct debit being taken from my account which in turn blocked my account for at least 2 months. Other than this it does provide real... Toon meer

Beoordeeld met 1 van de 5 sterren

I RECIEVE CARD AND HAVE NOT BEEN ABLE TO USE OR ACTIVATE DUE TO CODE CONSTANTLY WRONG , YET IT TAKES 20 EMAILS TO GET ANY SORT OF ANSWER AFTER PAYING SUBSCRIPTION, I AM DISGUSTED AND FURIOUS . NO CA... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Alternatieve financiële diensten
  2. Kredietinformatiebureau
  3. Financiële instelling
  4. Niet-bancaire financiële diensten

Geschreven door het bedrijf

A good credit score can change lives, especially for important long-term goals like mortgages, car loans, or getting the best possible repayment plan on bigger purchases. Despite this, few alternatives for building credit exist. We’re here to change that.

BuildMyCreditScore

Geschreven door het bedrijf

The Debit Card that builds your Credit Score
BuildMyCreditScore is the UK’s first debit card that works with your bank to build your credit score

Contactgegevens

3,5

Gemiddeld

TrustScore 3.5 uit 5

392 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Vraagt klanten om een review

Dit bedrijf nodigt klanten uit om een review achter te laten. Deze mag zowel positief als negatief zijn.

Bij Trustpilot draait alles om menselijke content. Dit bedrijf kan echter ook onze AI-ondersteunde tool gebruiken die ze helpt bij het schrijven van hun reacties.

Zo gebruikt dit bedrijf Trustpilot

Ontdek hoe ze hun reviews verzamelen, beoordelen en modereren.

3,5

Alle reviews

(392)

18 reviews in de afgelopen 12 maanden

Een review schrijven
Bedrijven op Trustpilot mogen geen beloningen aanbieden of betalen om reviews te verbergen. Reviews zijn de meningen van individuele gebruikers en niet van Trustpilot. Meer informatie

Beoordeeld met 1 van de 5 sterren

My credit score is still the same

My credit score is still the same

11 november 2024
Logo BuildMyCreditScore

Antwoord van BuildMyCreditScore

Hi there,

We've had a look and can see that your score has increased by 7 points since you signed up to BuildMyCreditScore.

Keep in mind that BuildMyCreditScore is not a quick fix and should be seen as a 12 month journey to get the most out if it. You must also continue to display good credit behaviour by paying your other bills and lending products back on time.

We report your spending and account activity to the Credit Reference Agencies and they will use that information, amongst information received from other financial institutions, to calculate your score respectively.

Best wishes,
BuildMyCreditScore

Beoordeeld met 1 van de 5 sterren

My credit score goes down 15 points…

My credit score goes down 15 points after using this card.

11 november 2024
Logo BuildMyCreditScore

Antwoord van BuildMyCreditScore

Hi Fatema,

Thanks for taking the time to leave this review.

We've had a look and can see that your Credit Score has increased by 64 points this month, and by 149 points since you signed up in September. This is great to see!

The Credit Score we show in the BuildMyCreditScore app comes from your "TrueVision" score, which is provided to us by TransUnion. The score we show in your app is up to date but, because different Credit Reference Agencies may calculate your score differently and use different bandings, it may differ from what you see from other providers.

We report your spending and account activity to the Credit Reference Agencies and they will use that information, amongst information received from other financial institutions, to calculate your score respectively.

Best wishes,
BuildMyCreditScore

Beoordeeld met 1 van de 5 sterren

I have constantly asked them to end the…

I have constantly asked them to end the service and close the account, and they repeatedly keep refusing to do so and instead drag on the subscription and charge further fees beyond anything I want any further. You can't unsubscribe and end their service without requesting it. I now see why.

I do NOT recommend this company. I am in process of filing a complaint against them.

5 november 2024
Review zonder uitnodiging
Logo BuildMyCreditScore

Antwoord van BuildMyCreditScore

Hi there,

We have been unable to locate your support ticket, and you have not provided the information we requested via Trustpilot to help locate your account and support ticket.

We'd love to help you resolve your issue, so please provide these details if Trustpilot still allow you to submit them.

From what you've said in your review, it sounds like you have asked to cancel your account but may not have provided the security details we request in order to do this.

Best wishes,
BuildMyCreditScore

Beoordeeld met 1 van de 5 sterren

Dodgy firm this sent me a card won't…

Dodgy firm this sent me a card won't activate keeps telling me wrong cvc number talked to the chat box telling them I want to cancel my subscription chatbot said someone will call you sounds dodgy to me

29 oktober 2024
Review zonder uitnodiging
Logo BuildMyCreditScore

Antwoord van BuildMyCreditScore

Hi Gary,

We understand your frustration with the activation issue and the communication you've received. You will find in our email to you, we confirm that not once has the chatbot confirmed that we would call you but rather than your request will be escalated to a member of our team. Your cancellation request was escalated and an agent got back to you, we did not receive a response. In addition, a member of our team had been in touch with you regarding your card usage but we did not receive any response from you. We're committed to providing a positive experience for all our customers so we would recommend you check your emails so that you do not miss out on any communication from us.

Beoordeeld met 1 van de 5 sterren

This is the total rewards point SCAM

This is the total rewards point SCAM. I made this small card- a monthly subscription 7,5£ (cancel any time) , and Vanqes Bank approved me an unwanted credit of 1200 £ the same day. OK I think I make to communicate Vanqes and explain to them I DID NOT ASK FOR CREDIT- suddenly, I was tracing Direct Debit set-up on my main bank account with companies I shop and have a reward point card, I cancel that UNKNOWN direct debit- ends up I cancel connection in between this card and main bank account. Money dont go true. They crashing my score in stead of building it- I contact customer support for help- instead they collected 29£ immediately, they want new direct debit set to collect founds they shall collect on 15th - they wait all way 24.10 whats today's date- they take money owned,I request IMMEDIATE CANCELATION OF THIS scam. There is no way these people understand the word in English. They are threatening me with a Crashing of Credit score because I have committed to their service for a full year. Im repeating- CANCEL- I will discuss with Trans Union and Action Froud-NO- they won't. And they have no contact- no customer support whatsoever- its ROBOT

24 oktober 2024
Review zonder uitnodiging
Beoordeeld met 4 van de 5 sterren

everything is great

everything is great
thank you, but I don't like that the money is withdrawn from the debit card after 2-3 days, it would be great if it happened on the same day ....,, well, thank you for your services 🙏👍🏼

15 oktober 2024
Beoordeeld met 1 van de 5 sterren

i am paying every each 6 months 42…

i am paying every each 6 months 42 pound but still my credit score didnot goes up. nothing change. Honestly useless system.

15 oktober 2024
Logo BuildMyCreditScore

Antwoord van BuildMyCreditScore

Hi Saeideh,

Thanks for taking the time to write this review.

We've had a look and can see that your score has increased by 48 points since you signed up to BuildMyCreditScore, which is great to see!

Keep in mind that BuildMyCreditScore is not a quick fix and should be seen as a 12 month journey to get the most out if it.

Also, the Credit Score we show in the BuildMyCreditScore app comes from your "TrueVision" score, which is provided to us by TransUnion. The score we show in your app is up to date but, because different Credit Reference Agencies may calculate your score differently and use different bandings, it may differ from what you see from other providers.

We report your spending and account activity to the Credit Reference Agencies and they will use that information, amongst information received from other financial institutions, to calculate your score respectively.

Best wishes,
BuildMyCreditScore

Beoordeeld met 1 van de 5 sterren

This never built my credit score

This never built my credit score, instead it kept dropping despite using it for about 8months now

15 oktober 2024
Logo BuildMyCreditScore

Antwoord van BuildMyCreditScore

Hi Ibezim,

Thanks for taking the time to leave this review.

We've had a look and can see that your score has increased by 36 points since you signed up to BuildMyCreditScore.

Keep in mind that BuildMyCreditScore is not a quick fix and should be seen as a 12 month journey to get the most out if it. You must also continue to display good credit behaviour by paying your bills and other lending products back in time.

Also, the Credit Score we show in the BuildMyCreditScore app comes from your "TrueVision" score, which is provided to us by TransUnion. The score we show in your app is up to date but, because different Credit Reference Agencies may calculate your score differently and use different bandings, it may differ from what you see from other providers.

We report your spending and account activity to the Credit Reference Agencies and they will use that information, amongst information received from other financial institutions, to calculate your score respectively.

Best wishes,
BuildMyCreditScore

Dit is Trustpilot

Iedereen kan een review op Trustpilot achterlaten n.a.v. een ervaring met een bedrijf. Gebruikers hebben het recht om hun feedback op elk moment te wijzigen of te verwijderen, en elke gepubliceerde review is zichtbaar zolang het account van de betreffende gebruiker actief is.

Bedrijven kunnen reviews verzamelen via geautomatiseerde uitnodigingen. Deze reviews worden als geverifieerd bestempeld, omdat het evident is dat ze op echte ervaringen gebaseerd zijn.

Lees meer over geverifieerde reviews.

Wij beveiligen ons platform met behulp van toegewijde specialisten en slimme technologieën. Lees meer over hoe wij nepreviews bestrijden.

Lees meer over Trustpilots reviewproces.

Hier vind je 8 tips voor het schrijven van een goede review.

Verificatie helpt ervoor te zorgen dat echte mensen de reviews schrijven die je op Trustpilot ziet staan.

Beloningen aanbieden voor reviews of een slechts een bepaalde groep mensen vragen om een review te schrijven, kan de TrustScore beïnvloeden. Dit is in strijd met onze richtlijnen.

Lees meer