I was nervous when submitted my car finance application to the EVOLUTION as im only 7months here in UK.Through the assistance of car finance sales rep IKRAM,funder approved me and made everything incr... Toon meer
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Lees wat reviewers zeggen
Very helpful forthcoming service. Instant communication with personal adviser (Josh) priceless. Discussed all possible options, chosen the optimal for myself, answered my phone calls every time I had... Toon meer
Got funding with these to buy a used car from cinch. Process was easy from there side. They are a broker I had a problem signing my online documents with blue motor finance but I contacted evolution f... Toon meer
I began the process of applying for finance in order to get a new car relatively quickly to get too and from work. I spoke with James who was absolutely fantastic, he kept me updated on the status of... Toon meer
Bedrijfsgegevens
Over Evolution Funding
Geschreven door het bedrijf
Evolution Funding is the UK's largest motor finance broker and technology provider.
We work in partnership with motor dealers and car finance comparison websites to provide motor finance on a range of vehicles, from cars through to motorhomes and everything in between.
Our large 30+ panel of lenders means we can cater for all types of credit profile and personal circumstances. We use our market-leading technology to ensure that customers are matched with the right lender and deal for their circumstances. Fair treatment and best customer outcome sit at the centre of everything we do.
Evolution is proud to have been named Car Finance Awards 'Best Broker' for nine consecutive years, and we continue to drive forward to maintain that standard.
Evolution Funding Ltd and associated trading styles are authorised and regulated by the Financial Conduct Authority (FRN 823324). We are a credit broker, not a lender.
Contactgegevens
Thompson House, Thompson Close, S41 9AZ, Chesterfield, Verenigd Koninkrijk
- 01246 458 800
- marketing@evolutionfunding.com
- evolutionfunding.com
4,7
Uitstekend
824 reviews
Heeft 88% van zijn negatieve reviews beantwoord
Reageert doorgaans binnen 24 uur
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Got back to me quickly.
26 november 2025
I was very happy with the service and…
I was very happy with the service and everything very helpful thank you
26 november 2025
I would strongly advise avoiding My Car Credit / Evolution Funding.
At the start, they offered me a very attractive APR of 9 percent. Once I found a car, they suddenly claimed the lender wouldn’t finance it because they “don’t pay VAT”, which already raised questions. When I found another suitable car, they sold me a warranty upfront, which I paid for in good faith.
They then sent the invoice to their finance company and kept me waiting for three days with no update. When I finally called this morning, all I was told was, “I’m afraid we can’t go ahead with your application at this time.” No explanation, no email, no courtesy message, and no advice on what to do next. Just a dead end.
Despite having an excellent credit score, they ran my application through multiple lenders without informing me. I now have five hard searches on my credit file, all because they kept trying different companies behind the scenes. Those searches sit on your record and reduce your chances of getting finance elsewhere.
For a £20,000 car, their commission would have been around £2,500, with £500 of that going to ClearScore for the referral. It now feels like these brokers lure you in with a low APR, run multiple hard searches without consent, and leave you worse off when everything collapses on their side.
I’ve decided to wait until March for the searches to cool down and then take out a personal loan and buy the car directly. Far simpler.
Overall, the experience was stressful, unclear, and honestly quite disappointing. Avoid this company.
14 november 2025
Review zonder uitnodiging
Antwoord van Evolution Funding
Dear Slim,
Thank you for taking the time to leave a review. We understand it can be disappointing when a finance application cannot progress.
When you apply, an initial APR is generated using the information provided and an early view of your credit profile. As the application moves through further checks, additional information can sometimes change the outcome.
As a broker, we work with a panel of lenders who each carry out their own assessments. They make the final decision on whether they can offer finance, and they are not required to share the reasons behind that decision. In this instance, the lender was unable to proceed, which means we’re unable to take the application forward.
As the decision is final, we’re not able to provide any further detail.
Kind regards,
Evolution Funding
Great Service
Great Service, they are really helpful to find you a good option for your Car and friendly enough to speak with you and discuss your situation.
28 oktober 2025
Great service from Evolution
Great service from Evolution, smooth process from start to finish, happy with my new vehicle 😊
28 oktober 2025
They were efficient helpful and…
They were efficient helpful and respectful.
Everything was explained really well so I understood. There were no delays to the process.
28 oktober 2025
Happy customers
Very helpful team dealing with our car finance. Would highly recommend to others
28 oktober 2025
The finance agreement straightforward…
The finance agreement straightforward and clear.
28 oktober 2025
Excellent experience with this company
Excellent experience with this company. Made the process easy from start to finish
28 oktober 2025
arrogant person
28 oktober 2025
Antwoord van Evolution Funding
Dear Mark,
Thank you for your review. It's our priority to ensure that all of our customers are assisted by a friendly and professional advisor throughout their application process. We have reviewed your application and we are unable to find any instances of rudeness or unprofessionalism.
If you have any further queries or issues then we would love to help. Please email complaints@evolutionfunding.com with more information and a member of our team will get back to you as soon as possible.
Kind regards,
Evolution Extra
Good experience
Good company to deal with with friendly, helpful staff, everything done online very simple, would recommend this company
28 oktober 2025
Lovely experience no hassle or pressure…
Lovely experience no hassle or pressure sorted everything out with minimum delay.
28 oktober 2025
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