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LendKey Reviews 

494
•
TrustScore 4 uit 5

3,9

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Lees wat reviewers zeggen

Beoordeeld met 1 van de 5 sterren

I financed a in-ground pool with LendKey in July of 2026 for the past two months have yet to see a bill. Definitely will be refinancing elsewhere once completion I mean who don't send a bill monthly??... Toon meer

Beoordeeld met 3 van de 5 sterren

Easy process to get the loan. Happy with loan term and rate. Technology is lacking. No mobile app. Recently updated their authentication flow and constantly loops you between old and new login pages... Toon meer

Beoordeeld met 5 van de 5 sterren

Being in loan and real estate for so long, but I have never encountered such an excellent personal loan like LendKey. Loan process is so easy, the best rate 9% APR, different length of payment history... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

From initial account creation to finalizing terms and setting up auto-pay, LendKey makes it easy! I had my old high interest loans taken over and bundled into one much lower interest loan. The entire... Toon meer

Bedrijfsgegevens

  1. Vereniging of organisatie

Over LendKey

Geschreven door het bedrijf

Get to Know LendKey

LendKey is on a mission to make lending simple. We connect our partner financial institutions with consumers looking for education loans to help them achieve their goals. Consumers enjoy low-rate loans through our digital platform. Applying for a loan with LendKey is fast, transparent, and has no unnecessary fees.

First-Class Customer Service

Applying for a loan can be daunting but don’t worry, we are here to help! Our dedicated customer support team is there to help you through the loan process and can answer any questions you may have. Give us a call or email.

Student Loan Refinancing

Refinancing student loans allows you to do a few things. If you have multiple loans, you can combine them into one brand new loan making it more convenient to stay on top of personal finance. You’ll also have the chance to release consigners on your existing loans, eliminating them from any liability. A student loan refinance replaces all your existing loans (or a single student loan if you only have one) with a new loan with new terms. By qualifying for a lower interest rate or reducing the payback period of the new loan, you could save thousands in interest over the life of the loan. By refinancing your existing student loans, you could see a dramatic reduction in your interest rate. Check your rate with no impact to your credit score via LendKey.com.

Private Student Loans

Achieve your dreams of higher education with a low-rate student loan through LendKey! You may be able to borrow up to 100% of your school-certified cost of attendance. This may include tuition, room and board, textbooks, and other related education expenses. Students can apply for this loan if they are enrolled at least half-time in a degree-granting program from an approved school. This application is credit-based so if you do not have an established credit history and a steady source of income, a cosigner may be needed.


Private student loans should be used as supplemental funding after exhausting all sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit http://www.fafsa.ed.gov.


Contactgegevens

  • 9999 Carver Road, Suite 400, 45242, Blue Ash, Verenigde Staten

  • lendkey.com

3,9

Goed

TrustScore 4 uit 5

494 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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Heeft 75% van zijn negatieve reviews beantwoord

Reageert doorgaans pas na meer dan 1 maand

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3,9

Alle reviews

(494)

21 reviews in de afgelopen 12 maanden

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Beoordeeld met 4 van de 5 sterren

I applied to refinance private student…

I applied to refinance private student loans and was offered a good rate at 4.49% with conditional approval based on my income. I submitted W2s, payslips, and offer letter that captured 8,000 more than the threshold required for the loan. I also had my Dad as cosigner.

They rejected me because they did not include my On-call stipend of 8,000. But notwithstanding that, my base+location differential in my offer letter is exactly the threshold but for some reason the rate on my pay stubs net a mere $78 deficit for the year. 6 figure income and they were going g to deny me over an apparent $78 shortage while overlooking the $8,000 on-call revenue which is guaranteed.

I thought, no problem, I will send you pay stubs from my part-time job at Target which will clearly bridge the $78 made up deficit. They denied that as well.

In hindsight, what I've realized is LendKey is not a legitimate lender like ELFI or RISLA. This was a classic BAIT AND SWITCH designed to lure you in and stick you with less favorable terms. If this is how they handle the approval process, I wonder what nefarious practices lie in store for those that get approved. MY ADVICE IS TO STEER CLEAR OF LENDKEY.

FOLLOWING RECEIPT OF THIS REVIEW, LENDKEY PROMPTLY REACHED OUT TO UNDERSTAND WHAT HAPPENED AND REVEIWED THE EXISTING DOCUMENTATION AND WAS ABLE TO OFFER THE ORIGINAL TERMS WHICH WERE MORE FAVORABLE THAT ANY WE HAD SEEN OUT THERE. WE APPRECIATE LENDKEY'S RESPONSIVENESS AND WILLINGNESS TO MAKE THIS RIGHT.

18 februari 2023
Review zonder uitnodiging
Logo LendKey

Antwoord van LendKey

Thank you for providing the additional information so that we could review your situation and help out. We hope that you we were able to achieve the outcome you desired. Have a great day!

Beoordeeld met 5 van de 5 sterren

User friendly, prompt, helpful

LendKey is user friendly, prompt, and really helpful anytime I’ve called in with a question or needed to find something on the website. I chose to refinance my student loan with them a second time after a really positive first refinance/consolidation experience. Thanks!

10 februari 2023
Beoordeeld met 5 van de 5 sterren

Best rate

Best place I have seen for a student loan refinance in terms of rate and it’s not even close

17 augustus 2022
Review zonder uitnodiging
Beoordeeld met 4 van de 5 sterren

Good customer service

Good customer service

I have had a great experience when working with LendKey's customer service. However, I do find it difficult to locate your upcoming payments, the amounts, etc., making it challenging to budget without then also making a phone call to

14 oktober 2022
Beoordeeld met 5 van de 5 sterren

Great Decision

I refinanced my student loans with LendKey and I could not be happier. I was able to get a fixed lower interest rate, consolidate my private and federal student loans, and did it all from my phone. The best part is I was able to knock 5 years off my previous payment plan with the help of LendKey

11 oktober 2022
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Student Loan Catastrophe Avoided

The experience I had refinancing my student loans was quick, easy, and has saved us so much money from overpaying on inflated interest rates from being a kid going to college and not knowing any better.

1 december 2021
Review zonder uitnodiging
Beoordeeld met 1 van de 5 sterren

Borrow somewhere else

I have never had a loan where when I make payments, my balance is more than what I borrowed. I have never been late on any payments and started my payments on time.....this is the worst place to get money. Please go somewhere else!!!

13 september 2022
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Easy process

The loan application was easy to complete online. The process was a breeze afterwards and my loan was completed in just a few days. Would definitely recommend.

22 augustus 2022

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