TWINO Investments AS Reviews 

I already posted bad comment, but this one will be even worse.
~6 months of my last investment to be finished. It is getting extended, marked as delayed, extended again. The amount is laughable but it shows how it is being operated. After I get it back and money transfered - I will hit "Delete account" button.
There are good things in Twino, but this model is killer. As investor I want to predict my money flow. Fine to lock it for 3 months. But not for 6-9 months when you state that buyback is after 60 days.

Je suis inscrit depuis peu sur cette plateforme.
Pour l'instant j'en suis content,le site a l'air sérieux.
Je recommande.
Bon rendement.
Juste que l'application mériterait d'être améliorée car si on veut avoir plus de détails sur les prêts,on est obligé d'aller sur le site internet,sinon parfait.

It's a sham that it's not possible to give 0 stars otherwise I would have done so. This is the worst company I have ever seen. I tried to open account for my company which they require tons of documents to do so. I happily sent all of the documents to them and few days later I get email saying "you verification has been rejected please submit the documents again". They did not even care to provide a reason. So I emailed them which they totally ignored. Funny part is that they keep sending me emails daily saying "fund your account" and are so arrogant to even include their payment details in there.

Avoid them at all costs, big waste of time and who knows what are they now doing with my company documents.

Find another provider of P2P investments.

Have been investing on Twino for +1 year. Twino has no existing customer service and no answers to emails etc.

When you finally get an answer it is a system answer.

Twino has now suspended new payments for UK customers. "for regulatory reasons" If you reside in the UK I would withdraw your money before its too late.

Très bonne plateforme dans son ensemble. Rendement de 11% en moyenne.

Application rejected based on my country of residence? shame on you.... what is the next step? the race?

Been investing with Twino since 2015 now. Have had stable returns above 10% yearly. One of few audited and profitable P2P-lending companies. Great and quick replying customer service always. So far so good. Recommended!

Great team of Twino People !!
I started investing in Twino in 2015, and they are always attentive to all my questions.
They listen to investors to understand what we need from Twino.
Twino Group is one of the most transparent groups in the p2p sector.
I suggest Twino because in this period it is very rare to make investments transparent, profitable and sustainable!
Thanks to all the inhabitants of Twino !! especially Roberts and Anastasija.

Using this over a year. Very user friendly, good returns and they have a very quick and supportive customer service. Happy with the platform so far. Hopefully they keep this business model up and keep their intregrity. Like all investmentss, higher risk but higher return. Good job Twino.

Excellent platform and very good company that have become profitable by now.. I am investing with them for about 3 years..eventhough i was hesitant at first...now i regard it among the best hands free peer to peer platforms with very good returns!

There were very good times, and some bad times. Now in 2019 is not so many oportunities to invest on Twino.

I have been investing with Twino for 8 months now and to be honest, I am disappointed. My returns in terms of interest have been very poor. In addition, the auto-invest system is extremely slow to work, and the only loans available for some time via manual invest have been low interest. I want my money to work for me and it just isn´t doing that with Twino, so I'll probably transfer it all to another peer-to-peer platform. Sorry to have to do this.

Bisher keine schlechte Erfahrungen. Zins und Investments wurden korrekt und zeitnah (3 Tage) zurück bezahlt.

Very good platfrom, not high interest but quick and eccelent customer service, simple system in sending and withadrawal fund, buyback guarantee really functioning, and public certified balance with 2,8 milion Eur profit.
It seems it has few loans but it is not so. This happens because when loans arrive on platform in few minutes are captured by clients' autoinvest.

I think is the best p2p loans platform right now...

Things to improve: very slow on financial movments (deposits and withraws) compared with other platforms... a bit anoying...

I have been using them for a couple of moths. All i can say is they are average on repay (not so high returns ) , the main issue for me is the late repayments . A lot from my point of view in the last month(from 10 loans - 5 are delayed ) The second bad thing for me is that you can't use a borderless account. Sorry to say it Twino but this is a big issue . Like a investor ....i don't want to give free money (high taxes for what ...? ...to the banks on transfers.The good thing is that they have the 30 days delay Buyback ,which is a positive thing ... because in general is 60 days ...but not good enough. On payments they are ok , on both sides (deposits , withdraw) , customer support are great . Also the auto-invest is great, app for android .. i don't have IOS knowledge .
Overall is a 3 from 5 for me .

Started investing a month ago. Surprising how little factual information is available online about Twino, but maybe im not looking in the right places. Seems that Germany has a lot of investors for Twino. They've been in exsistence for 6 or 7 years now and everything looks ok. Haven't heared negative news yet, there are papers written by experts that raise concerns about P2P lending in general. Issues about being a piramid scheme and sustainability of the businessmodel in general; please make your own informed descision. The reviews online are good; returns are as promised although have dropped from an average of 12 to about 10.5% Still very good returns. The platform itself is still in the development stage somewhat i feel. Information about specific controls could be explained better. Overall, so far so good. I saw return on investments comming in from day one, so im on my way. I personally expect the P2P lending market to explode in the upcomming years, but Im no expert by any means, just a guy with some extra money, dont listen to me for financial advise. Just a gut feeling. People are sick of banks in general, and this way of lending seems better, although the interest rates are very high for the borrower on a short term loan. Well, thats it folks, everything is working as it should so far.

I am using this service fo 2 years without any problem. The deposits and withdrawals works well, the autoinvest is perfect.