United Trust Bank Reviews 4.223

TrustScore 4.5 uit 5

4,7

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Useful website with information. Quick response back when I registered for an account. Just having some problems with logging into my online banking. Which was dealt with very quickly by sending me a... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 4 van de 5 sterren

You answered the questions about annual interest earned. However, you are the slowest of about 8 organisations I use, And the descriptors of the accounts were omitted plus their start and end dates -... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

So efficient I had tried to set up an easy access account with our existing current account bank - Virgin - we had been with them since the 1980s (originally as Clydesdale)! 3 months later and... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

I did not have to wait days for a response to my question in fact it was minutes and I had a clear answer. Quite exceptional for a bank to be so responsive nowadays . Usually banks bury their telepho... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Bank
  2. Financiële instelling
  3. Spaarbank

Geschreven door het bedrijf

We are an award-winning specialist UK bank, incorporated in 1955. We offer a range of fixed term and notice deposit accounts and ISAs to individuals, businesses and charities. We provide a variety of loans, funding facilities and mortgages to individuals, housebuilders, property investor/developers and SMEs.

FSCS Protected

UTB customers are protected by the Financial Services Compensation Scheme.

UTB customers are protected by the Financial Services Compensation Scheme.
And because we don’t share a banking licence with any other bank, you’ll get the full benefit of the protection up to the scheme’s limits wherever you have other savings put aside.

Contactgegevens

4,7

Uitstekend

TrustScore 4.5 uit 5

4K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Heeft 98% van zijn negatieve reviews beantwoord

Reageert doorgaans binnen 48 uur

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Beoordeeld met 2 van de 5 sterren

Your interest rates are far too low…

Your interest rates are far too low across the site.

14 april 2026
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Antwoord van United Trust Bank

Thank you for your feedback. We’re sorry to hear that our interest rates haven’t met your expectations.
We understand how important competitive rates are and keep our pricing under regular review, taking wider market conditions and account features into account. Gina

Beoordeeld met 5 van de 5 sterren

Excellent customer service

Prompt, concise response, which fully answered my query.

14 april 2026
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Antwoord van United Trust Bank

I'm so pleased that we delivered a prompt and concise to your query. Thanks for your 5 star review. Gina

Beoordeeld met 5 van de 5 sterren

Trustworthy

I have been saving online with United Trust Bank for a few years now - attracted by high rates, especially for fixed-term ISA products. I have always found the website to function as it should.

As with many banks, their rates aren't always competitive and I recently transferred a matured ISA to another provider and the process went smoothly. I also messaged UTB customer service via the website just to check something and received a quick, helpful reply. I wouldn't hesitate to transfer money back when their interest rates are attractive.

14 april 2026
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Antwoord van United Trust Bank

Thank you for your 5 star review, hopefully we can welcome you back soon! I'm pleased to hear that you had a quick helpful response to your query on line. Thanks Gina

Beoordeeld met 5 van de 5 sterren

Answered phone fast .

Answered phone fast .. very polite and helpful

14 april 2026
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Antwoord van United Trust Bank

Thanks for your 5 star review, I'm please you found us polite and helpful. Thanks Gina

Beoordeeld met 4 van de 5 sterren

Maturity options left wantin

Very straightforward to login and check my account. However, I wanted to transfer my maturing bond to an ISA account and could not see this as an option. I had to make a telephone call to find out what to do.

13 april 2026
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Antwoord van United Trust Bank

Hi Martin, Great to hear you found our login process straightforward, I'm sorry you had difficulty in transferring your Bond over to an ISA, I hope you found our telephone service ready to assist you. Thanks Gina

Beoordeeld met 3 van de 5 sterren

Acceptable, but not great.

They replied straight away to my enquiry but I still haven't received the information that I asked for. It's a bit frustrating that I can't print off an up to date bank statement when I log into your online banking.

9 april 2026
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Antwoord van United Trust Bank

Thank you for your feedback, we are currently working on an upgrade for online banking that will allow customers access to their documents, including any statements that have been issued. We hope that this will be in place by July this year.

Alan

Beoordeeld met 5 van de 5 sterren

Customer service

Knowledge and pleasant staff who were helpful

9 april 2026
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Antwoord van United Trust Bank

Thank you Dominic for your 5 star review, It's great to hear that you found our staff Knowledgeable and Pleasant. Thanks Gina

Beoordeeld met 5 van de 5 sterren

Great service

Great service, lovely friendly and informative customer help/care team. Thank you.

30 maart 2026
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Antwoord van United Trust Bank

Thank you for your 5 star review on the opening of your ISA, It is always nice to hear that our customer service is friendly and informative. Thanks Gina

Beoordeeld met 5 van de 5 sterren

I asked a question via on line…

I asked a question via on line messages. You answered it first time. Total efficiency and quickly.

11 april 2026
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Antwoord van United Trust Bank

We really appreciate you taking the time to leave us feedback John, it is always nice to hear our responses are quick and efficient. Thanks Gina

Beoordeeld met 5 van de 5 sterren

Quick response

Contacted UTB for some documentation that I couldn't access online. Had an email response very quickly with what was needed. Great service

11 april 2026
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Antwoord van United Trust Bank

Thank you for your 5 star review Katy, Great to see we were able respond to you quickly. Thanks Gina

Beoordeeld met 2 van de 5 sterren

Older people ?

To painful to negotiate why can't you make it easier for older people ???

11 april 2026
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Antwoord van United Trust Bank

Thank you for your feedback and I am sorry to hear that you found navigation difficult.
We have a number of improvements scheduled across the year starting with our ISA application portal which we believe will make the process much simpler.
Alan

Beoordeeld met 5 van de 5 sterren

Same Day Response to Query

My query was answered the same day! Fantastic response time!

11 april 2026
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Antwoord van United Trust Bank

Thank you so much for your 5 star review, David, It is always good to hear that our secure messages are answered the same day. Thanks Gina

Beoordeeld met 5 van de 5 sterren

My secure message was answered…

My secure message was answered promptly.
True professionalism.

11 april 2026
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Antwoord van United Trust Bank

Thank you for your review Alastair, It is always good to hear that secure messages are handled promptly. Thanks Gina

Beoordeeld met 5 van de 5 sterren

One of the best banks

I like very much their customer service. Their staff are very helpful.

7 april 2026
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Antwoord van United Trust Bank

Thanks for you for taking the time to leave us your feedback Olga, It's always good to know our staff are very helpful. Thanks Gina

Beoordeeld met 5 van de 5 sterren

Instructions on funding and maturing of bonds

I value the convenience of using the online facility to give instructions on maturity of a bond. Where funding instructions are submitted via email, the instructions are invariably handled efficiently.

1 april 2026
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Antwoord van United Trust Bank

Thanks for your 5 star review Derrick, It's great to hear that your funding instructions sent by email were handled efficiently. Thanks Gina

Beoordeeld met 5 van de 5 sterren

I wanted my details updated

I wanted my details updated. This was facilitated by your administrator helpfully and easily.

11 april 2026
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Antwoord van United Trust Bank

Thank you so much for your 5 star review, great to see we were able to help with updating your details easily. Thanks Gina

Beoordeeld met 5 van de 5 sterren

Happy with our new account

Recently applied applied for a new account, we were happy with the process...United Trust Bank promptly set up our account after request for further information.

7 april 2026
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Antwoord van United Trust Bank

We really appreciate you taking the time to leave us feedback, It's great to see that you account was set up promptly. Thanks Gina

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